First Guaranty Bancshares, Inc. (FGBI) P/E Ratio History
Historical price-to-earnings valuation from 2008 to 2025
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FGBI Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, First Guaranty Bancshares, Inc. (FGBI) trades at a price-to-earnings ratio of -2.3x, with a stock price of $9.41 and trailing twelve-month earnings per share of $-3.65.
The current P/E is 118% below its 5-year average of 12.5x. Over the past five years, FGBI's P/E has ranged from a low of 6.5x to a high of 57.4x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, FGBI trades at a 117% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, FGBI trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our FGBI DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
FGBI P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $203M | 14.4 | 2.85 | +9% | |
| $2B | 15.6 | 3.93 | +10% | |
| $5B | 20.8 | 3.98 | +12% | |
| $60M | 15.6 | 4.68 | +8% | |
| $902M | 9.9Lowest | 0.89 | +23% | |
| $512M | 11.1 | 0.72Best | +28% | |
| $590M | 10.0 | 1.25 | +494%Best | |
| $773M | 13.4 | 1.16 | +17% | |
| $8B | 15.2 | 4.01 | -5% | |
| $24B | 63.0 | 2.58 | -47% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
FGBI Historical P/E Data (2008–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $7.70 | $0.13 | 57.4x | +386% |
| FY2024 Q4 | $11.36 | $0.81 | 14.0x | +18% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $10.65 | $0.84 | 12.6x | +7% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $9.00 | $0.83 | 10.8x | -8% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $10.15 | $0.49 | 20.6x | +75% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $11.12 | $0.62 | 17.9x | +51% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $11.00 | $0.98 | 11.2x | -5% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $11.25 | $1.58 | 7.1x | -40% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $15.67 | $2.09 | 7.5x | -37% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $23.45 | $2.47 | 9.5x | -20% |
| FY2022 Q3 | Fri Sep 30 2022 00:00:00 GM | $21.88 | $2.75 | 8.0x | -33% |
| FY2022 Q2 | $24.31 | $2.72 | 8.9x | -24% |
Average P/E for displayed period: 11.8x
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Start ComparisonFGBI — Frequently Asked Questions
Quick answers to the most common questions about buying FGBI stock.
Is FGBI stock overvalued or undervalued?
FGBI trades at -2.3x P/E, below its 5-year average of 12.5x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does FGBI's valuation compare to peers?
First Guaranty Bancshares, Inc. P/E of -2.3x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is FGBI's PEG ratio?
FGBI PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2008-2025.