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FIVNFive9, Inc.
$38.65$3.0B
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  3. FIVN
  4. Financial Ratios

Five9, Inc. (FIVN) Financial Ratios

Latest Ratios: P/E Ratio 84.0x · EV/EBITDA 26.0x · ROE 5.6%. (2012–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

FIVN Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$3.0B$1.7B$3.0B$5.7B$4.7B$9.3B$11.2B$4.0B$2.5B$1.4B$743M
Enterprise Value$3.6B$2.4B$3.9B$6.3B$5.4B$10.0B$11.6B$4.1B$2.7B$1.3B$730M
P/E Ratio →84.0243.59—————————
P/S Ratio2.581.522.916.236.0915.2125.7312.079.856.834.58
P/B Ratio4.282.224.8710.5415.3143.9140.0820.1517.7929.1924.49
P/FCF14.708.6738.5458.09145.13—303.37123.7586.48161.67130.14
P/OCF13.087.7121.1544.0053.39319.70166.2477.3065.74123.09108.62

P/E links to full P/E history page with 30-year chart

FIVN EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—2.053.746.946.8816.4126.7212.5110.346.724.51
EV / EBITDA26.0017.172433.45———629.23183.43154.20518.45395.24
EV / EBIT109.5639.991895.18————439.17380.24——
EV / FCF—11.7349.6264.75163.79—315.11128.2990.77159.04127.98

FIVN Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin54.7%54.7%54.2%52.5%52.8%55.5%58.5%59.0%59.6%58.5%58.7%
Operating Margin2.8%2.8%-4.9%-10.8%-11.2%-9.2%-2.8%1.0%2.7%-2.9%-4.0%
Net Profit Margin3.4%3.4%-1.2%-9.0%-12.2%-8.7%-9.7%-1.4%-0.1%-4.5%-7.3%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE5.6%5.6%-2.2%-19.3%-36.3%-21.6%-17.7%-2.7%-0.2%-23.2%-41.9%
ROA2.1%2.1%-0.7%-6.0%-7.8%-4.7%-5.4%-1.0%-0.1%-7.7%-11.6%
ROIC1.7%1.7%-2.9%-7.0%-7.0%-5.1%-1.8%0.8%3.6%-20.1%-30.3%
ROCE2.2%2.2%-3.7%-8.1%-8.2%-5.6%-1.8%0.9%3.2%-7.2%-10.7%

FIVN Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity1.081.081.981.482.553.912.341.141.461.001.51
Debt / EBITDA6.166.16769.74———35.379.9812.0318.0224.78
Net Debt / Equity—0.781.401.211.973.481.550.740.88-0.47-0.41
Net Debt / EBITDA4.474.47543.44———23.446.507.29-8.56-6.67
Debt / FCF—3.0611.086.6718.66—11.744.544.29-2.63-2.16
Interest Coverage4.194.190.14-9.39-11.05-7.00-0.570.680.68-1.51-1.79

FIVN Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio4.094.091.955.535.163.926.655.786.962.352.20
Quick Ratio4.094.091.955.535.163.926.655.786.652.292.20
Cash Ratio3.273.271.574.374.072.985.834.856.081.741.71
Asset Turnover—0.640.510.610.630.510.410.680.651.561.54
Inventory Turnover————————7.0734.10—
Days Sales Outstanding—42.9142.8740.7042.6051.6941.9942.8235.5934.7231.26

FIVN Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield1.2%2.3%—————————
FCF Yield6.8%11.5%2.6%1.7%0.7%—0.3%0.8%1.2%0.6%0.8%
Buyback Yield1.7%2.9%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield1.7%2.9%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Shares Outstanding—$87M$75M$72M$70M$68M$64M$60M$58M$55M$52M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStable
Balance SheetAdequate
Cash FlowStable
Top Statement Risk

Growth deceleration and competitive pressure

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Ceiling Capped by Telephony Costs

Gross margin has hovered between 53% and 56% over the past ten quarters, per financial statements, reflecting the high variable costs of telephony that structurally cap profitability below pure-play SaaS peers.

Operating margin swung from -8.4% in 2024Q1 to +0.6% in 2026Q2, per reported data, indicating early operating leverage as revenue growth outpaced expense growth. However, the gross margin ceiling at mid-50s suggests that without a significant shift toward AI-driven interactions that bypass voice minutes, sustainable margin expansion remains limited. The recent uptick in operating margin appears driven by cost discipline rather than structural improvement in the cost of revenue.

Return on Capital Recovering from Negative Territory

ROIC improved from -1.2% in 2024Q1 to +0.1% in 2026Q2, per reported figures, indicating a slow recovery from negative returns, though still far below the cost of capital.

The improvement in ROIC is driven by both margin recovery and a reduction in invested capital as debt was paid down. However, at 0.1% ROIC, the company is barely earning its cost of capital, suggesting that value creation is minimal at current profitability levels. The trend is positive but fragile, and investors should monitor whether the AI-driven product mix can accelerate returns without requiring disproportionate capital investment.

Working Capital Efficiency Shows Mixed Signals

DSO has remained stable around 40 days over the past ten quarters, per financial statements, while DPO has hovered near 20 days, indicating limited improvement in cash conversion efficiency.

The cash conversion cycle is not calculable due to missing DIO data, but the stable DSO and DPO suggest that working capital management is not a source of competitive advantage. The negative working capital changes averaging -$34.6M per quarter, per prior cash flow analysis, indicate that cash is being tied up in receivables, which offsets the strong operating cash flow. This suggests that as revenue grows, working capital will continue to absorb cash, limiting free cash flow conversion.

Leverage Easing but Still Elevated Relative to Peers

D/E improved from 2.50 in 2024Q1 to 1.03 in 2026Q2, per reported figures, but remains significantly higher than NICE's 0.04, indicating a leveraged balance sheet.

Interest coverage has improved from negative levels in 2024 to 2.23 in 2026Q2, per reported data, suggesting that debt service is becoming more comfortable as EBITDA grows. However, D/EBITDA remains elevated at 20.26, which is high for a software company and may limit financial flexibility. The reduction in debt is a positive trend, but the absolute level of leverage warrants monitoring, especially if growth decelerates further.

Liquidity Buffer Strong but Cash Declining

Current ratio stands at 4.15 as of 2026Q2, per reported figures, indicating a strong liquidity position, though cash dropped from $273M to $187.3M in the quarter.

The current ratio is robust, but the rapid decline in cash suggests that the company is deploying capital, possibly for buybacks or investments. The quick ratio equals the current ratio, indicating no inventory dependence, which is typical for a software company. Under severe stress, the liquidity position appears adequate, but the declining cash balance and high leverage could become a concern if operating cash flow deteriorates.

Misapplied EV/EBITDA in a High-SBC Model

EV/EBITDA of 22.85, per reported figures, appears misleading for Five9 because EBITDA excludes stock-based compensation, which averaged $38M per quarter, per SEC filings, overstating cash earnings.

The market often uses EV/EBITDA to value software companies, but for Five9, this metric ignores the significant non-cash SBC expense that dilutes shareholders. A more appropriate metric would be EV/EBIT or EV/Operating Cash Flow, which better captures the true cash-generating ability. The forward EV/EBITDA of 8.00 appears attractive, but it may be based on overly optimistic EBITDA projections that do not account for the ongoing SBC dilution. Investors should adjust for SBC to avoid overpaying for earnings that are not fully available to shareholders.

Download Financial Ratios Data

Includes 30+ ratios · 14 years · Updated daily

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FIVN — Frequently Asked Questions

Quick answers to the most common questions about buying FIVN stock.

What is Five9, Inc.'s P/E ratio?

Five9, Inc.'s current P/E ratio is 84.0x. The historical average is 43.6x. This places it at the 100th percentile of its historical range.

What is Five9, Inc.'s EV/EBITDA?

Five9, Inc.'s current EV/EBITDA is 26.0x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 17.2x.

What is Five9, Inc.'s ROE?

Five9, Inc.'s return on equity (ROE) is 5.6%. The historical average is -34.0%.

Is FIVN stock overvalued?

Based on historical data, Five9, Inc. is trading at a P/E of 84.0x. This is at the 100th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Five9, Inc.'s profit margins?

Five9, Inc. has 54.7% gross margin and 2.8% operating margin.

How much debt does Five9, Inc. have?

Five9, Inc.'s Debt/EBITDA ratio is 6.2x, indicating high leverage. A ratio above 4x may signal elevated financial risk.