Fold Holdings, Inc. (FLD) Quarterly Income Statement

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Fold Holdings, Inc. (FLD) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

FLD Income Statement

Fold Holdings, Inc. (FLD) annual income statement — 5-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22

Net Interest Income	-921.88K	2.27M	-1.28M	-1.18M	-1.97M	-1.27M	-8.25M	540.74K	537.64K	0	0	0	3.05M	2.7M	2.12M	1.13M
NII Growth %	53.32%	278.81%	84.45%	-318.08%	-467.32%	-	-	-	-82.39%	-100%	-100%	-100%	-	-	-	-
Net Interest Margin %	-1.76%	2.9%	-0.84%	-0.62%	-1.08%	-0.86%	-6.56%	0.65%	0.84%	0%	0%	0%	1.18%	1.04%	0.83%	0.45%
Interest Income	0	0	0	0	0	0	0	668.75K	537.64K	0	0	0	3.05M	2.7M	2.12M	1.13M
Interest Expense	921.88K	-2.27M	1.28M	1.18M	1.97M	1.27M	8.25M	128.01K	0	0	0	0	0	0	0	0
Loan Loss Provision	2.87M	6.31M	-18.85M	9.31M	9.53M	11.99M	8.7M	700.97K	5.55M	778.65K	725.07K	1.01M	0	0	0	0
Non-Interest Income	6.09M	5.59M	9.13M	7.4M	8.18M	7.09M	-15.31M	4.57M	4.5M	4.93M	5.74M	4.96M	-3.05M	-2.7M	-2.12M	-1.13M
Non-Interest Income %	117.84%	71.09%	116.34%	118.96%	131.85%	121.86%	64.99%	89.43%	89.32%	100%	100%	100%	-	-	-	-
Total Net Revenue	5.17M	7.87M	7.85M	6.22M	6.2M	5.82M	-23.56M	5.11M	5.03M	4.93M	5.74M	4.96M	0	0	0	0
Revenue Growth %	-16.66%	35.25%	133.31%	21.62%	23.16%	17.95%	-510.43%	3.03%	-	-	-	-	-	-	-	-
Non-Interest Expense	10.07M	9.39M	32.66M	2.85M	3M	3.33M	-35.55M	8.58M	506.31K	5.01M	5.87M	5.37M	694.55K	872.9K	458.07K	445.78K
Efficiency Ratio	194.82%	119.35%	416.15%	45.75%	48.37%	57.18%	150.89%	167.82%	10.06%	101.54%	102.26%	108.13%	-	-	-	-
Operating Income	-7.77M	-7.83M	-5.96M	-5.94M	-6.33M	-9.5M	3.29M	-4.17M	-1.02M	-854.73K	-854.95K	-1.42M	-694.55K	-872.9K	-458.07K	-445.78K
Operating Margin %	-150.32%	-99.54%	-76%	-95.51%	-102.01%	-163.34%	-13.97%	-81.52%	-20.3%	-17.33%	-14.89%	-28.56%	-	-	-	-
Operating Income Growth %	-22.81%	17.58%	-281.19%	-42.49%	-519.02%	-1011.51%	485.05%	-194.06%	-47.13%	2.08%	-86.64%	-218.04%	-	-	-	-
Pretax Income	-9.65M	-29.16M	-34.69M	553.36K	13.43M	-48.88M	64.32M	-62.3M	-1.63M	-936.94K	-1.38M	-1.81M	2.36M	1.82M	1.66M	687.19K
Pretax Margin %	-186.76%	-370.76%	-442.03%	8.9%	216.52%	-840.33%	-273.02%	-1218.31%	-32.34%	-19%	-24.01%	-36.52%	-	-	-	-
Income Tax	0	3.47K	-2.51K	-881	881	3.98K	613.94K	6.7K	3.93K	8.11K	238	2.37K	630.57K	555.77K	462.4K	219.67K
Effective Tax Rate %	0%	-0.01%	0.01%	-0.16%	0.01%	-0.01%	0.95%	-0.01%	-0.24%	-0.87%	-0.02%	-0.13%	26.74%	30.48%	27.79%	31.97%
Net Income	-9.65M	-29.17M	-34.69M	554.24K	13.43M	-48.88M	63.71M	-62.31M	-1.63M	-945.05K	-1.38M	-1.81M	1.73M	1.27M	1.2M	467.52K
Net Margin %	-186.76%	-370.8%	-442%	8.91%	216.5%	-840.4%	-270.41%	-1218.44%	-32.42%	-19.16%	-24.02%	-36.57%	-	-	-	-
Net Income Growth %	-171.89%	40.33%	-154.45%	100.89%	922.52%	-5072.15%	4721.14%	-3333.33%	-194.48%	-174.54%	-214.76%	-488.2%	-	-	-	-
Net Income (Continuing)	-9.65M	-29.17M	-34.69M	554.24K	13.43M	-48.88M	486.38K	-62.31M	-1.63M	-945.05K	-1.38M	-1.81M	1.73M	1.27M	1.2M	467.52K
EPS (Diluted)	-0.19	-0.59	-0.70	0.01	0.28	-1.92	1.65	-8.81	-0.05	-0.02	0.01	0.04	0.05	0.04	0.03	0.01
EPS Growth %	-167.86%	69.27%	-142.42%	100.11%	656.66%	-9265.85%	-	-22125%	-200.6%	-151.25%	-72.49%	194.12%	-	-	-	-
EPS (Basic)	-0.19	-0.59	-0.70	0.01	0.29	-1.92	1.65	-8.81	-0.05	-0.02	0.01	0.04	0.05	0.04	0.03	0.01
Diluted Shares Outstanding	51.83M	49.66M	42.22M	46.92M	47.56M	25.44M	38.66M	7.07M	46.3M	46.14M	25.26M	34.05M	34.46M	34.46M	34.46M	34.46M