Fold Holdings Inc faces a precarious outlook as its rewards-based business model fails to achieve consistent operating scale, evidenced by a persistent inability to cover fixed costs.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 11, 2026 | -$0.19-26.7% vs -$0.15 | $6M-20.6% vs $8M |
Q2 2026 May 12, 2026 | -$0.59-268.8% vs -$0.16 | $6M-44.0% vs $10M |
Q2 2026 Mar 17, 2026 | -$0.86-514.3% vs -$0.14 | $9M-10.0% vs $10M |
Q4 2025 Nov 10, 2025 | -$0.15-25.0% vs -$0.12 | $7M-26.9% vs $10M |
Fold (NASDAQ: FLD - Get Free Report) and Priority Technology (NASDAQ: PRTH - Get Free Report) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, profitability, analyst recommendations, institutional ownership, earnings, valuation and risk. Profitability This table compares Fold and Priority Technology's
PHOENIX, Oct. 27, 2026 (GLOBE NEWSWIRE) -- Fold Holdings, Inc. (NASDAQ: FLD) (“Fold” or the “Company”), a bitcoin financial services company making it easy for individuals to earn, save and spend bitcoin through everyday financial tools, today announced that it will hold its earnings conference call and webcast for the third quarter ended September 30, 2026 on Tuesday, November 10th, 2026 at 5:00 PM Eastern Time. A press release detailing these results will be issued prior to the call on the same day.
Designed to outperform rewards programs from traditional banks to fintech; enabling consumers to live their entire financial life in bitcoin via Fold Introduces category-redefining Bill Pay, enabling Fold Reserve members to receive rewards on payment of everyday bills including rent, mortgages, utilities, and school tuition Fold Reserve enables consumers to use one balance to unlock better rates across everything Fold offers: credit card, debit card, bill pay, bitcoin exchange and gift cards PHOENIX, Oct. 20, 2026 (GLOBE NEWSWIRE) -- Fold Holdings, Inc. (NASDAQ: FLD) (“Fold” or the “Company”), a bitcoin financial services company making it easy for individuals to earn, save and spend bitcoin through everyday financial tools, today announced the launch of its groundbreaking rewards program Fold Reserve **. A novel rewards program built around a consumer's financial life, Fold Reserve offers the best rewards currently on the market.
Treasure Global (NASDAQ: TGL - Get Free Report) and Fold (NASDAQ: FLD - Get Free Report) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, risk, earnings, profitability, institutional ownership, valuation and dividends. Profitability This table compares Treasure Global and Fold's
Benchmark FLD against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Fold Holdings, Inc. (FLD)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $0.45 | $22.65M | -0.32 | 6097.8% | -269.19% | -129.54% | — | |
| $128.93 | $42.65B | -4.04 | 2.97% | -2760.34% | -25.97% | 1.01% | |
| $134.76 | $35.5B | -55.31 | 9.45% | -12.66% | -5.08% | — | |
| $80.91 | $72.74B | 37.15 | 52.82% | 39.34% | 20.64% | — | |
| $6.24 | $1.23B | -1.28 | 666.04% | -2012.43% | -54.97% | — | |
| $0.73 | $256.77M | -0.88 | -32.54% | -5.61% | -38.19% | 0.04% |
Fold Holdings, Inc. (FLD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Fold Holdings, Inc. (FLD) SEC filings — annual & quarterly reports (10-K, 10-Q)
Sep 8, 2026·SEC
Sep 2, 2026·SEC
Aug 11, 2026·SEC
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Fold Holdings, Inc. (FLD) stock FAQ — growth, dividends, profitability & financials explained
Fold Holdings, Inc. (FLD) grew revenue by 521.6% over the trailing twelve months, compared with the twelve months before.
No. Fold Holdings, Inc. (FLD) reported a net loss of $73.0M over the trailing twelve months.
Fold Holdings, Inc. (FLD) had a return on equity (ROE) of -129.5% over the trailing twelve months. A negative ROE means the company lost money over the period.
Fold Holdings, Inc. (FLD) has a net interest margin (NIM) of -3.7%. NIM has been under pressure due to interest rate environment.
Fold Holdings, Inc. (FLD) has an efficiency ratio of 160.4%. This is higher than peers, suggesting room for cost optimization.
