Flagstar Financial, Inc. (FLG) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 443M | 467M | 425M | 419M | 410M | 461M | 510M | 557M | 624M | 740M | 882M | 900M |
| NII Growth % | 8.05% | 1.3% | -16.67% | -24.78% | -34.29% | -37.7% | -42.18% | -38.11% | 12.43% | 95.25% | 170.55% | 150.7% |
| Net Interest Margin % | 0.51% | 0.53% | 0.46% | 0.45% | 0.42% | 0.46% | 0.45% | 0.47% | 0.55% | 0.65% | 0.79% | 0.76% |
| Interest Income | 984M | 1.06B | 1.1B | 1.14B | 1.16B | 1.36B | 1.53B | 1.55B | 1.51B | 1.45B | 1.51B | 1.5B |
| Interest Expense | 541M | 591M | 676M | 724M | 754M | 897M | 1.02B | 991M | 889M | 707M | 630M | 598M |
| Loan Loss Provision | 0 | 3M | 38M | 64M | 79M | 145M | 242M | 390M | 315M | 552M | 62M | 49M |
| Non-Interest Income | 55M | 56M | 60M | 77M | 80M | 75M | 113M | 114M | 130M | 138M | 160M | 161M |
| Non-Interest Income % | 5.29% | 5.03% | 5.17% | 6.31% | 6.43% | 5.23% | 6.86% | 6.86% | 7.91% | 8.71% | 9.57% | 9.7% |
| Total Revenue | 1.04B | 1.11B | 1.16B | 1.22B | 1.24B | 1.43B | 1.65B | 1.66B | 1.64B | 1.58B | 1.67B | 1.66B |
| Revenue Growth % | -16.48% | -22.26% | -29.51% | -26.59% | -24.28% | -9.59% | -1.5% | 0.18% | 45.27% | 120.75% | 217.87% | 237.88% |
| Non-Interest Expense | 466M | 475M | 488M | 513M | 532M | 629M | 716M | 705M | 820M | 3.14B | 712M | 520M |
| Efficiency Ratio | 44.85% | 42.64% | 42.03% | 42.05% | 42.77% | 43.89% | 43.47% | 42.42% | 49.91% | 198.3% | 42.58% | 31.34% |
| Operating Income | 32M | 45M | -41M | -81M | -121M | -238M | -335M | -424M | -381M | -2.82B | 268M | 492M |
| Operating Margin % | 3.08% | 4.04% | -3.53% | -6.64% | -9.73% | -16.61% | -20.34% | -25.51% | -23.19% | -177.73% | 16.03% | 29.66% |
| Operating Income Growth % | 126.45% | 118.91% | 87.76% | 80.9% | 68.24% | 91.55% | -225% | -186.18% | -118.98% | -1630.98% | 30.73% | 113.91% |
| Pretax Income | 32M | 45M | -41M | -81M | -121M | -238M | -335M | -424M | -381M | -2.82B | 268M | 492M |
| Pretax Margin % | 3.08% | 4.04% | -3.53% | -6.64% | -9.73% | -16.61% | -20.34% | -25.51% | -23.19% | -177.73% | 16.03% | 29.66% |
| Income Tax | 11M | 16M | -5M | -11M | -21M | -50M | -55M | -101M | -54M | -112M | 61M | 79M |
| Effective Tax Rate % | 34.38% | 35.56% | 12.2% | 13.58% | 17.36% | 21.01% | 16.42% | 23.82% | 14.17% | 3.98% | 22.76% | 16.06% |
| Net Income | 21M | 29M | -36M | -70M | -100M | -188M | -280M | -323M | -327M | -2.71B | 207M | 413M |
| Net Margin % | 2.02% | 2.6% | -3.1% | -5.74% | -8.04% | -13.12% | -17% | -19.43% | -19.9% | -170.66% | 12.38% | 24.89% |
| Net Income Growth % | 121% | 115.43% | 87.14% | 78.33% | 69.42% | 93.05% | -235.27% | -178.21% | -116.3% | -1672.67% | 36.18% | 141.52% |
| Net Income (Continuing) | 21M | 29M | -36M | -70M | -100M | -188M | -280M | -323M | -327M | -2.71B | 207M | 413M |
| EPS (Diluted) | 0.03 | 0.05 | -0.11 | -0.19 | -0.26 | -0.54 | -0.79 | -1.14 | -1.36 | -11.23 | 0.82 | 1.66 |
| EPS Growth % | 110.73% | 108.48% | 86.08% | 83.33% | 80.88% | 95.19% | -196.34% | -168.67% | -115.78% | -1347.78% | -9.89% | 61.17% |
| EPS (Basic) | 0.03 | 0.05 | -0.11 | -0.19 | -0.26 | -0.55 | -0.79 | -1.14 | -1.36 | -11.23 | 0.82 | 1.67 |
| Diluted Shares Outstanding | 466.55M | 458.73M | 415.13M | 415.13M | 414.82M | 348.68M | 366.64M | 293.12M | 246.68M | 240.81M | 241.64M | 241.24M |