Farmers National Banc Corp. (FMNB) Earnings History
Annual and quarterly earnings data from 1995 to 2025
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FMNB EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
FMNB Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 63.8% | 23.9% | 20.1% |
| 2024 | 60.2% | 20.6% | 17.1% |
| 2023 | 66.8% | 23.0% | 19.6% |
| 2022 | 89.3% | 40.9% | 34.1% |
| 2021 | 91.4% | 40.2% | 33.5% |
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Farmers National Banc Corp. (FMNB) Earnings Overview
As of May 8, 2026, Farmers National Banc Corp. (FMNB) reported trailing twelve-month net income of $55M, reflecting +18.9% year-over-year growth. The company earned $1.45 per diluted share over the past four quarters, with a net profit margin of 20.1%.
Looking at the long-term picture, FMNB's 5-year EPS compound annual growth rate (CAGR) stands at -0.3%, signaling declining earnings. The company achieved its highest annual net income of $61M in fiscal 2022.
Farmers National Banc Corp. maintains industry-leading profitability with a gross margin of 63.8%, operating margin of 23.9%, and net margin of 20.1%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including OVBC ($16M net income, 16.6% margin), CFFI ($27M net income, 14.4% margin), CZWI ($14M net income, 16.0% margin), FMNB has outperformed on profitability metrics. Compare FMNB vs OVBC →
FMNB Earnings vs Peers
Earnings metrics vs comparable public companies
FMNB Historical Earnings Data (1995–2025)
31 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $55M | +18.8% | $65M | $1.45 | 20.1% | 23.9% |
| 2024 | $46M | -8.0% | $55M | $1.22 | 17.1% | 20.6% |
| 2023 | $50M | -17.6% | $59M | $1.33 | 19.6% | 23.0% |
| 2022 | $61M | +16.9% | $73M | $1.79 | 34.1% | 40.9% |
| 2021 | $52M | +23.8% | $62M | $1.77 | 33.5% | 40.2% |
| 2020 | $42M | +17.1% | $50M | $1.47 | 28.2% | 33.9% |
| 2019 | $36M | +9.8% | $43M | $1.28 | 27.5% | 33.1% |
| 2018 | $33M | +43.4% | $38M | $1.16 | 27.8% | 32.6% |
| 2017 | $23M | +10.5% | $33M | $0.82 | 21.7% | 31.7% |
| 2016 | $21M | +155.2% | $28M | $0.76 | 21.5% | 29.3% |
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Start ComparisonFMNB — Frequently Asked Questions
Quick answers to the most common questions about buying FMNB stock.
Is FMNB growing earnings?
FMNB EPS is $1.45, with earnings growth accelerating to +18.9%. This exceeds the 5-year CAGR of -0.3%. TTM net income reached $55M.
What are FMNB's profit margins?
Farmers National Banc Corp. net margin is +20.1%, with operating margin at +23.9%. Above-average margins indicate pricing power.
How consistent are FMNB's earnings?
FMNB earnings data spans 1995-2025. The accelerating earnings trend is +18.9% YoY. Historical data enables comparison across business cycles.