Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 6.53 | 10.91 | 10.77 | 11.07 | 2.90 | 9.38 | 27.51 | 2.65 | — | 61.27 | 18.71 | 30.42 | — | 6.57 | — | 10.47 | 24.69 | 15.16 | 17.04 | 18.39 | 12.13 |
| — | +16.3% | -60.9% | +316.8% | — | -84.7% | +47.0% | -91.3% | — | +832.2% | — | +190.7% | — | -56.7% | — | -43.1% | +103.5% | -32.9% | +87.6% | +92.3% | +48.2% | |
| P/S Ratio | 1.56 | 1.92 | 1.81 | 1.80 | 1.06 | 1.58 | 1.87 | 1.03 | 1.86 | 2.02 | 1.79 | 2.11 | 2.42 | 1.47 | 1.61 | 1.38 | 1.81 | 2.44 | 3.13 | 3.45 | 3.44 |
| — | +21.8% | -3.3% | +74.8% | -42.8% | -21.7% | +4.5% | -51.3% | -23.1% | +36.9% | +11.6% | +52.7% | +33.7% | -39.6% | -48.6% | -59.9% | -47.5% | -29.9% | -19.4% | +5.7% | +26.9% | |
| P/B Ratio | 0.85 | 0.87 | 0.93 | 0.77 | 0.81 | 0.68 | 0.71 | 0.64 | 0.79 | 0.76 | 0.65 | 0.76 | 0.79 | 0.52 | 0.53 | 0.59 | 0.75 | 0.76 | 0.84 | 0.85 | 0.90 |
| — | +28.3% | +30.9% | +19.5% | +2.9% | -10.6% | +9.6% | -15.5% | +0.4% | +44.6% | +23.2% | +28.2% | +4.5% | -31.4% | -37.5% | -30.4% | -16.5% | -12.3% | -8.6% | -4.7% | +19.0% | |
| P/FCF | — | — | — | — | 3.18 | — | — | 1.76 | — | 16.88 | 1.27 | — | 1.14 | — | — | — | — | 7.16 | 9.40 | 29.21 | 20.26 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | -31.9% | -63.6% | +168.3% | +428.7% | |
| EV / EBITDA | 4.69 | 4.29 | 13.68 | 12.72 | 2.56 | 9.43 | 14.41 | 2.92 | — | 124.52 | 19.85 | 24.22 | — | — | — | -5.03 | 26.49 | 20.62 | 12.74 | 5.38 | 1.09 |
| — | -54.5% | -5.0% | +336.1% | — | -92.4% | -27.4% | -88.0% | — | — | — | +581.3% | — | — | — | -193.6% | +2334.3% | +1093.9% | +2250.5% | +176.0% | -82.1% | |
| EV / EBIT | 6.60 | 4.29 | 17.37 | 16.90 | 2.76 | 11.62 | 25.47 | 3.18 | — | — | 35.81 | 60.15 | — | — | — | -6.03 | 44.76 | 28.20 | 16.85 | 6.86 | 1.31 |
| — | -63.1% | -31.8% | +431.3% | — | — | -28.9% | -94.7% | — | — | — | +1097.5% | — | — | — | -187.9% | +3313.8% | +1233.5% | +2604.0% | +206.1% | -81.5% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 94.5% | 97.7% | 90.2% | 96.6% | 97.0% | 100.1% | 76.8% | 97.3% | 13.7% | 79.9% | 91.3% | 81.7% | 33.8% | 95.3% | 86.5% | 87.8% | 80.6% | 90.6% | 98.4% | 99.6% | 105.0% |
| — | -2.5% | +17.5% | -0.7% | +610.5% | +25.4% | -15.9% | +19.1% | -59.7% | -16.2% | +5.5% | -6.9% | -58.0% | +5.2% | -12.1% | -11.9% | -23.3% | -5.4% | -16.2% | -5.2% | +2.4% | |
| Operating Margin | 32.5% | 22.2% | 21.7% | 22.6% | 44.8% | 21.3% | 8.3% | 41.9% | -82.7% | -3.1% | 7.8% | 4.3% | -51.4% | -13.2% | -7.8% | 25.1% | 8.9% | 12.7% | 22.1% | 23.1% | 36.9% |
| — | +4.2% | +162.2% | -46.0% | +154.2% | +784.7% | +5.7% | +873.9% | -61.0% | +76.5% | +200.4% | -82.8% | -675.4% | -204.6% | -135.3% | +8.3% | -75.8% | -59.1% | -52.3% | -40.7% | -16.0% | |
| Net Margin | 27.5% | 17.6% | 16.9% | 16.0% | 36.5% | 16.7% | 6.8% | 38.6% | -60.2% | 3.3% | 9.6% | 6.9% | -31.0% | -17.7% | -6.2% | 19.5% | 7.6% | 9.5% | 17.2% | 18.1% | 28.4% |
| — | +5.7% | +147.9% | -58.4% | +160.7% | +406.0% | -29.2% | +456.3% | -94.1% | +118.6% | +255.7% | -64.4% | -506.9% | -286.3% | -136.0% | +7.6% | -73.2% | -38.3% | -59.5% | -47.4% | -13.7% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 15.6% | 2.0% | 2.2% | 1.7% | 7.3% | 1.8% | 0.6% | 6.1% | -6.1% | 0.3% | 0.9% | 0.6% | -2.6% | -1.6% | -0.5% | 2.1% | 0.8% | 0.7% | 1.2% | 1.1% | 1.9% |
| — | +10.7% | +237.8% | -71.9% | +219.8% | +480.2% | -25.6% | +881.9% | -138.3% | +120.0% | +273.3% | -70.6% | -425.3% | -310.8% | -143.7% | +91.4% | -57.6% | -23.7% | -54.9% | -53.5% | -18.9% | |
| ROA | 1.6% | 0.2% | 0.2% | 0.2% | 0.7% | 0.2% | 0.1% | 0.6% | -0.6% | 0.0% | 0.1% | 0.1% | -0.3% | -0.2% | -0.0% | 0.2% | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% |
| — | +14.8% | +239.9% | -71.3% | +222.0% | +468.4% | -26.4% | +862.0% | -131.4% | +119.5% | +276.8% | -70.4% | -393.5% | -278.1% | -134.6% | +57.8% | -60.1% | -23.1% | -53.2% | -53.3% | -22.3% | |
| ROIC | 9.2% | 1.0% | 1.1% | 1.1% | 4.5% | 1.2% | 0.4% | 3.7% | -4.1% | -0.1% | 0.4% | 0.2% | -2.4% | -0.7% | -0.4% | 1.2% | 0.4% | 0.5% | 0.9% | 0.8% | 1.2% |
| — | -18.5% | +144.5% | -70.7% | +210.0% | +989.0% | +21.5% | +1687.1% | -69.5% | +80.4% | +197.4% | -83.0% | -740.4% | -236.9% | -143.9% | +59.4% | -68.7% | -47.4% | -37.5% | -40.5% | -16.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.62 | 0.84 | 1.03 | 0.89 | 0.47 | 0.55 | 0.34 | 0.34 | 0.35 | 0.74 | 0.54 | 0.40 | 0.40 | 0.26 | 0.28 | 0.27 | 1.11 | 0.60 | 0.34 | 0.28 | 0.51 |
| — | +52.4% | +203.6% | +159.0% | +34.8% | -25.3% | -36.6% | -13.8% | -12.9% | +185.0% | +90.3% | +44.8% | -63.6% | -56.9% | -17.0% | -1.4% | +116.6% | +14.1% | -35.7% | -49.6% | -16.3% | |
| Debt / EBITDA | 3.20 | 10.84 | 29.10 | 27.56 | 5.14 | 19.61 | 24.42 | 4.79 | — | 282.66 | 41.87 | 41.15 | — | — | — | 8.48 | 70.82 | 44.49 | 17.21 | 15.20 | 17.67 |
| — | -44.7% | +19.2% | +475.8% | — | -93.1% | -41.7% | -88.4% | — | — | — | +385.1% | — | — | — | -44.2% | +300.8% | +95.6% | +2.2% | -15.1% | +2.9% | |
| Current Ratio | 0.07 | 0.70 | 0.08 | 0.11 | 0.09 | 2.31 | 0.10 | 0.09 | 0.08 | 0.10 | 0.09 | 0.10 | 0.09 | 0.09 | 0.10 | 0.23 | 0.12 | 0.12 | 0.12 | 0.21 | 0.29 |
| — | -69.9% | -18.3% | +14.7% | +16.5% | +2289.4% | +12.0% | -2.2% | -18.0% | +2.5% | -8.1% | -57.9% | -18.8% | -23.9% | -19.9% | +8.1% | -60.7% | -59.9% | -59.7% | -14.5% | +94.4% | |
| Quick Ratio | 0.07 | 0.70 | 0.08 | 0.11 | 0.09 | 2.31 | 0.10 | 0.09 | 0.08 | 0.10 | 0.09 | 0.10 | 0.09 | 0.09 | 0.10 | 0.23 | 0.12 | 0.12 | 0.12 | 0.21 | 0.29 |
| — | -69.9% | -18.3% | +14.7% | +16.5% | +2289.4% | +12.0% | -2.2% | -18.0% | +2.5% | -8.1% | -57.9% | -18.8% | -23.9% | -19.9% | +8.1% | -60.7% | -59.9% | -59.7% | -14.5% | +94.4% | |
| Interest Coverage | 0.82 | 1.48 | 0.54 | 0.48 | 1.61 | 0.38 | 0.13 | 1.15 | -1.27 | -0.04 | 0.10 | 0.06 | -0.66 | -0.19 | -0.09 | 0.57 | 0.40 | 0.75 | 1.62 | 1.55 | 2.33 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying FRST stock.
Primis Financial Corp's current P/E is 6.5x. The average P/E over the last 4 quarters is 8.9x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Primis Financial Corp's current operating margin is 32.5%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Primis Financial Corp's business trajectory between earnings reports.