Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Primis Financial Corp.'s quarterly P/E stands at 2.9x.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 6.20 | 2.90 | 9.38 | 27.51 | 2.65 | — | 61.27 | 18.71 | 30.42 | — | 6.57 | — | 10.47 |
| — | — | -84.7% | +47.0% | -91.3% | — | +832.2% | — | +190.7% | — | -56.7% | — | -43.1% | |
| P/S Ratio | 1.22 | 0.83 | 1.02 | 1.15 | 0.75 | 1.12 | 1.13 | 1.02 | 1.24 | 1.36 | 0.87 | 0.88 | 0.96 |
| — | -26.2% | -10.4% | +13.4% | -39.1% | -17.0% | +30.4% | +15.8% | +29.1% | -8.1% | -58.4% | -68.1% | -68.0% | |
| P/B Ratio | 0.90 | 0.81 | 0.68 | 0.71 | 0.64 | 0.79 | 0.76 | 0.65 | 0.76 | 0.79 | 0.52 | 0.53 | 0.59 |
| — | +2.9% | -10.6% | +9.6% | -15.5% | +0.4% | +44.6% | +23.2% | +28.2% | +4.5% | -31.4% | -37.5% | -30.4% | |
| P/FCF | 42.25 | 3.18 | — | — | 1.76 | — | 16.88 | 1.27 | — | 1.14 | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 6.89 | 3.18 | 9.43 | 14.41 | 2.92 | — | 124.52 | 19.85 | 24.22 | — | — | — | -5.03 |
| — | — | -92.4% | -27.4% | -88.0% | — | — | — | +581.3% | — | — | — | -193.6% | |
| EV / EBIT | 6.89 | 3.18 | 11.62 | 25.47 | 3.18 | — | — | 35.81 | 60.15 | — | — | — | -6.03 |
| — | — | — | -28.9% | -94.7% | — | — | — | +1097.5% | — | — | — | -187.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Primis Financial Corp.'s operating margin was 35.1% in Q4 2025, up 21.4 pp QoQ and up 85.2 pp YoY. This marks the 3rd consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency. The trailing four-quarter average of 21.2% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 817.8% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 67.6% | 75.9% | 64.4% | 47.2% | 71.3% | 8.3% | 44.9% | 51.7% | 47.9% | 19.0% | 56.2% | 47.2% | 60.9% |
| — | +817.8% | +43.5% | -8.7% | +48.8% | -56.5% | -20.1% | +9.5% | -21.3% | -71.1% | -27.6% | -45.5% | -29.7% | |
| Operating Margin | 23.2% | 35.1% | 13.7% | 5.1% | 30.7% | -50.1% | -1.7% | 4.4% | 2.5% | -28.8% | -7.8% | -4.3% | 17.4% |
| — | +170.0% | +883.9% | +14.7% | +1117.5% | -73.7% | +77.6% | +204.2% | -85.5% | -495.3% | -172.0% | -121.9% | -13.6% | |
| Net Margin | 19.7% | 28.6% | 10.7% | 4.2% | 28.3% | -36.5% | 1.8% | 5.4% | 4.1% | -17.4% | -10.4% | -3.4% | 13.5% |
| — | +178.4% | +479.4% | -23.2% | +595.4% | -109.5% | +117.7% | +261.6% | -69.9% | -379.5% | -228.3% | -122.3% | -14.1% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 15.6% | 7.3% | 1.8% | 0.6% | 6.1% | -6.1% | 0.3% | 0.9% | 0.6% | -2.6% | -1.6% | -0.5% | 2.1% |
| — | +219.8% | +480.2% | -25.6% | +881.9% | -138.3% | +120.0% | +273.3% | -70.6% | -425.3% | -310.8% | -143.7% | +91.4% | |
| ROA | 1.6% | 0.7% | 0.2% | 0.1% | 0.6% | -0.6% | 0.0% | 0.1% | 0.1% | -0.3% | -0.2% | -0.0% | 0.2% |
| — | +222.0% | +468.4% | -26.4% | +862.0% | -131.4% | +119.5% | +276.8% | -70.4% | -393.5% | -278.1% | -134.6% | +57.8% | |
| ROIC | 9.2% | 4.3% | 1.2% | 0.4% | 3.7% | -4.1% | -0.1% | 0.4% | 0.2% | -2.4% | -0.7% | -0.4% | 1.2% |
| — | +204.8% | +989.0% | +21.5% | +1687.1% | -69.5% | +80.4% | +197.4% | -83.0% | -740.4% | -236.9% | -143.9% | +59.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Primis Financial Corp.'s Debt/EBITDA ratio is 7.2x, down from 19.6x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 14.8% YoY to 0.07x, tightening the short-term liquidity position. Debt/Equity has risen for 3 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.62 | 0.62 | 0.55 | 0.34 | 0.34 | 0.35 | 0.74 | 0.54 | 0.40 | 0.40 | 0.26 | 0.28 | 0.27 |
| — | +76.0% | -25.3% | -36.6% | -13.8% | -12.9% | +185.0% | +90.3% | +44.8% | -63.6% | -56.9% | -17.0% | -1.4% | |
| Debt / EBITDA | 3.61 | 7.23 | 19.61 | 24.42 | 4.79 | — | 282.66 | 41.87 | 41.15 | — | — | — | 8.48 |
| — | — | -93.1% | -41.7% | -88.4% | — | — | — | +385.1% | — | — | — | -44.2% | |
| Current Ratio | 0.07 | 0.07 | 2.31 | 0.10 | 0.09 | 0.08 | 0.10 | 0.09 | 0.10 | 0.09 | 0.09 | 0.10 | 0.23 |
| — | -14.8% | +2289.4% | +12.0% | -2.2% | -18.0% | +2.5% | -8.1% | -57.9% | -18.8% | -23.9% | -19.9% | +8.1% | |
| Quick Ratio | 0.07 | 0.07 | 2.31 | 0.10 | 0.09 | 0.08 | 0.10 | 0.09 | 0.10 | 0.09 | 0.09 | 0.10 | 0.23 |
| — | -14.8% | +2289.4% | +12.0% | -2.2% | -18.0% | +2.5% | -8.1% | -57.9% | -18.8% | -23.9% | -19.9% | +8.1% | |
| Interest Coverage | 0.82 | 1.61 | 0.38 | 0.13 | 1.15 | -1.27 | -0.04 | 0.10 | 0.06 | -0.66 | -0.19 | -0.09 | 0.57 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying FRST stock.
Primis Financial Corp.'s current P/E is 6.2x. The average P/E over the last 4 quarters is 10.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Primis Financial Corp.'s current operating margin is 23.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Primis Financial Corp.'s business trajectory between earnings reports.