VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener

Primis Financial Corp. (FRST) Total Return Calculator with Dividends Reinvested

Primis Financial Corp.

Popular:

The total return for Primis Financial Corp. (FRST) stock is +72.10% over the past 12 months. So far it's up 12.57% this year. The 5-year total return is +13.16%, meaning $10,000 invested in FRST stock 5 years ago would be worth $11,317 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in FRST 1 year ago, it would be worth $16,768 today — you'd have gained $6,768 with dividends reinvested.

With Dividends Reinvested$16,768+67.68%

Price Only (No DRIP)$16,068+60.68%

Dividend Boost+$7005 payments · +7.00% extra

Period2025-05-08 → 2026-05-07

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in FRST

1Y$17,210+$7,210 (+72.1%)72.1% CAGR

3Y$21,601+$11,601 (+116.0%)29.3% CAGR

5Y$11,317+$1,317 (+13.2%)2.5% CAGR

10Y$15,212+$5,212 (+52.1%)4.3% CAGR

15Y$28,485+$18,485 (+184.9%)7.2% CAGR

20Y$14,355+$4,355 (+43.5%)1.8% CAGR

30Y$14,355+$4,355 (+43.5%)1.2% CAGR

Dividend Reinvestment History (5)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-14	$0.10	$9.43	+0.010604
2025-08-08	$0.10	$11.16	+0.009056
2025-11-07	$0.10	$10.82	+0.009424
2026-02-13	$0.10	$13.94	+0.007382
2026-05-08	$0.10	$14.59	+0.007104

Loading FRST total return...

As of 2026-05-08

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+12.57%	—	+11.80%	+0.77 pp	$11,257
1Y	+72.10%	72.10%	+67.51%	+4.59 pp	$17,210
3Y	+116.01%	29.27%	+99.59%	+16.42 pp	$21,601
5Y	+13.16%	2.50%	-0.48%	+13.64 pp	$11,317
10Y	+52.12%	4.28%	+21.08%	+31.04 pp	$15,212
15Y	+184.85%	7.23%	+107.54%	+77.31 pp	$28,485
20Y	+43.55%	1.82%	+4.59%	+38.96 pp	$14,355
30Y	+43.55%	1.21%	+4.59%	+38.96 pp	$14,355

Risk & Highlights

Best Year+33.44%2012

Worst Year-40.00%2007

Max Drawdown-20.74%2025-07-23 → 2025-10-16 · Recovered 2025-12-08

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+1.99%	+1.23%	+0.8pp	+0.41%	+1.6pp
2025	+25.20%	+21.70%	+3.5pp	+16.64%	+8.6pp
2024	-4.89%	-8.04%	+3.2pp	+24.00%	-28.9pp
2023	+10.87%	+7.47%	+3.4pp	+24.81%	-13.9pp
2022	-20.97%	-23.55%	+2.6pp	-19.95%	-1.0pp

FRST outperformed the S&P 500 by 41.73pp over the past year (+72.10% vs +30.37%).

Loading summary...

FRST Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
FRSTPrimis Financial Corp.	$360M	+7.3%	+12.6%	+72.1%	+4.6pp	+116.0%	+13.2%	+52.1%
NBTBNBT Bancorp Inc.	$2.4B	+2.5%	+9.3%	+9.0%	+3.4pp	+54.1%	+29.9%	+102.2%
UVSPUnivest Financial Corporation	$1.1B	+7.8%	+20.9%	+32.0%	+3.7pp	+137.1%	+46.4%	+140.1%
CZWICitizens Community Bancorp, Inc.	$203M	+2.9%	+21.5%	+45.6%	+0.7pp	+160.0%	+71.2%	+157.0%
MNSBMainStreet Bancshares, Inc.	$176M	+3.6%	+19.4%	+26.4%	+2.6pp	+21.5%	+20.6%	+126.9%
NKSHNational Bankshares, Inc.	$240M	+2.8%	+14.2%	+49.7%	+5.8pp	+55.1%	+31.9%	+51.3%
CARECarter Bankshares, Inc.	$580M	+11.4%	+34.8%	+69.0%	—	+94.7%	+87.2%	+112.9%
FXNCFirst National Corporation	$253M	+1.1%	+14.6%	+46.9%	+3.3pp	+110.8%	+68.7%	+241.1%
BCMLBayCom Corp	$333M	+0.8%	+6.8%	+19.7%	+4.0pp	+111.9%	+83.4%	+176.6%
ICEIntercontinental Exchange, Inc.	$88.4B	-6.1%	-2.1%	-10.4%	+1.1pp	+50.8%	+43.4%	+225.3%
FISFidelity National Information Services, Inc.	$24.5B	+2.3%	-27.3%	-35.3%	+2.2pp	-6.6%	-63.2%	-13.2%

Compare:FRST vs NBTB FRST vs UVSP FRST vs CZWI FRST vs NBTB vs UVSP

About FRST Dividend Returns

Primis Financial Corp. (FRST) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of FRST over the past year?

Primis Financial Corp. (FRST) delivered a total return of 72.10% over the past year when dividends are reinvested. The price-only return was 67.51%, meaning dividends contributed an additional 4.59 percentage points to total returns.

Q2How much would $10,000 invested in FRST be worth today?

A $10,000 investment in Primis Financial Corp. one year ago would be worth $17,210 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $16,751. Dividend reinvestment added $459 to the portfolio value.

Q3Does FRST pay dividends?

Yes, Primis Financial Corp. (FRST) pays dividends. In the last year, FRST paid approximately $0.40 per share in dividends (2.74% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did FRST beat the S&P 500?

Yes, Primis Financial Corp. (FRST) outperformed the S&P 500 by 41.73 percentage points over the past year. FRST delivered a total return of 72.10%, compared to the S&P 500's 30.37%. This 41.73pp alpha means investors in FRST earned more than a passive S&P 500 index fund.

Q5What is FRST's worst drawdown?

Primis Financial Corp. (FRST) experienced a maximum drawdown of -20.74% over the past year, declining from its peak on 2025-07-23 to its trough on 2025-10-16. The stock recovered to its prior peak by 2025-12-08. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is FRST's long-term total return over 10, 20, or 30 years?

Here are Primis Financial Corp. (FRST)'s long-term returns with dividends reinvested. Over 10 years, the total return is 52.1% (4.3% CAGR) — $10,000 would have grown to $15,212. Over 20 years: 43.5% total return (1.8% CAGR) — $10,000 → $14,355. Over 30 years: 43.5% total return (1.2% CAGR) — $10,000 → $14,355. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was FRST's best and worst year?

Primis Financial Corp.'s best calendar year was 2012 with a total return of 33.4%. Its worst year was 2007 with a total return of -40.0%. This range shows the volatility investors should expect — the difference between the best and worst year is 73.4 percentage points.