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FS Bancorp, Inc.(FSBW)Earnings, Financials & Key Ratios
FSBW•NASDAQ•Banking & Credit
$41.31
$310M mkt cap·9.7× P/E·Price updated May 7, 2026
AboutFS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. As of December 31, 2021, it operated 21 full bank service branches and 10 home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and one loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.Show more
- Net Interest Income$130M+5.9%
- Total Revenue$218M+6.8%
- Net Income$33M-4.8%
- Return on Equity11.05%-11.6%
- Net Interest Margin4.08%+0.4%
- Efficiency Ratio45.98%-1.3%
- ROA1.07%-8.2%
- Equity / Assets9.62%-1.4%
- Book Value per Share40.20+7.3%
- Tangible BV/Share38.35+12.4%
- Debt/Equity0.46-61.8%
FSBW Key Insights
FS Bancorp, Inc. (FSBW) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Strong NIM of 4.1%
- ✓Efficient operations: 46.0% efficiency ratio
- ✓13 consecutive years of dividend growth
- ✓Healthy dividend yield of 3.2%
- ✓Share count reduced 3.0% through buybacks
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
FSBW Price & Volume
FS Bancorp, Inc. (FSBW) stock price & volume — 10-year historical chart
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FSBW Growth Metrics
FS Bancorp, Inc. (FSBW) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years16.37%
5 Years8.88%
3 Years17.5%
TTM-
Profit CAGR
10 Years14.15%
5 Years-3.21%
3 Years3.99%
TTM-4.79%
EPS CAGR
10 Years11.28%
5 Years-0.95%
3 Years4.97%
TTM-2.73%
Return on Capital
10 Years10.37%
5 Years8.97%
3 Years8.22%
Last Year7.9%
FSBW Recent Earnings
FS Bancorp, Inc. (FSBW) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (80%)●Beat Revenue 8/12 qtrs (80%)
Q2 2026Latest
Apr 21, 2026EPS
$1.02
Est $1.01
+1.0%
Revenue
$38M
Est $38M
+0.7%
Q2 2026
Mar 13, 2026EPS
$1.12
Est $1.13
-0.9%
Revenue
$57M
Est $38M
+49.7%
Q1 2026
Jan 21, 2026EPS
$1.10
Est $1.13
-2.7%
Revenue
$40M
Est $38M
+4.7%
Q4 2025
Oct 21, 2025EPS
$1.18
Est $1.08
+9.3%
Revenue
$39M
Est $38M
+1.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $1.02vs $1.01+1.0% | $38Mvs $38M+0.7% |
| Q2 2026 | Mar 13, 2026 | $1.12vs $1.13-0.9% | $57Mvs $38M+49.7% |
| Q1 2026 | Jan 21, 2026 | $1.10vs $1.13-2.7% | $40Mvs $38M+4.7% |
| Q4 2025 | Oct 21, 2025 | $1.18vs $1.08+9.3% | $39Mvs $38M+1.7% |
Based on last 12 quarters of dataView full earnings history →
FSBW Peer Comparison
FS Bancorp, Inc. (FSBW) competitors in Mortgage originators and servicers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 WAFD | 2.73B | 35.67 | 13.56 | -1.58% | 8.02% | 0.60 | ||
 HFWA | 932.21M | 27.42 | 13.99 | 5.92% | 7.51% | 0.05 | ||
 COLB | 7.04B | 29.56 | 12.85 | 8.35% | 8.39% | 0.51 | ||
 NWBI | 2.02B | 13.83 | 15.03 | 16.3% | 7.18% | 0.24 | ||
 PFIS | 590.04M | 58.97 | 10.03 | 22.26% | 11.81% | 0.50 | ||
 CZWI | 202.97M | 21.08 | 14.44 | -9.41% | 7.81% | 0.28 | ||
 HONE | 522.22M | 12.10 | 18.33 | 10.7% | 4.56% | 0.90 | ||
 KRNY | 508.09M | 8.08 | 19.24 | 5.09% | 4.31% | 1.68 |
Compare FSBW vs Peers
FS Bancorp, Inc. (FSBW) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FSBW Income Statement
FS Bancorp, Inc. (FSBW) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 41.25M | 52.1M | 70.31M | 74.12M | 86.65M | 104.28M | 123.3M | 123.11M | 130.41M |
| NII Growth % | 21.83% | 26.3% | 34.95% | 5.42% | 16.9% | 20.35% | 18.24% | -0.16% | 5.93% |
| Net Interest Margin % | 4.2% | 3.21% | 4.1% | 3.51% | 3.79% | 3.96% | 4.15% | 4.06% | 4.08% |
| Interest Income | 46.18M | 62.33M | 89.63M | 88.84M | 96.37M | 118.69M | 167.19M | 184.84M | 197.25M |
| Interest Expense | 4.93M | 10.23M | 19.32M | 14.72M | 9.72M | 14.41M | 43.89M | 61.73M | 66.84M |
| Loan Loss Provision | 750K | 1.54M | 2.88M | 13.04M | 500K | 6.22M | 4.77M | 5.51M | 5.92M |
| Non-Interest Income | 20.36M | 16.71M | 19.96M | 53.29M | 34.71M | 15.39M | 18.06M | 18.87M | 20.26M |
| Non-Interest Income % | 30.6% | 21.14% | 18.21% | 37.5% | 26.48% | 11.48% | 9.75% | 9.26% | 9.32% |
| Total Revenue | 66.54M▲ 0% | 79.03M▲ 18.8% | 109.59M▲ 38.7% | 142.13M▲ 29.7% | 131.08M▼ 7.8% | 134.08M▲ 2.3% | 185.26M▲ 38.2% | 203.71M▲ 10.0% | 217.51M▲ 6.8% |
| Revenue Growth % | 12.34% | 18.77% | 38.66% | 29.7% | -7.77% | 2.29% | 38.16% | 9.96% | 6.78% |
| Non-Interest Expense | 40.28M | 38.69M | 59.26M | 64.53M | 73.44M | 76.47M | 91.32M | 94.88M | 100M |
| Efficiency Ratio | 60.53% | 48.96% | 54.08% | 45.4% | 56.02% | 57.03% | 49.29% | 46.58% | 45.98% |
| Operating Income | 20.58M▲ 0% | 28.57M▲ 38.8% | 28.13M▼ 1.5% | 49.85M▲ 77.2% | 47.42M▼ 4.9% | 36.99M▼ 22.0% | 45.27M▲ 22.4% | 41.58M▼ 8.2% | 44.74M▲ 7.6% |
| Operating Margin % | 30.93% | 36.15% | 25.67% | 35.07% | 36.18% | 27.59% | 24.44% | 20.41% | 20.57% |
| Operating Income Growth % | 27.8% | 38.83% | -1.54% | 77.21% | -4.87% | -22% | 22.4% | -8.15% | 7.6% |
| Pretax Income | 20.58M▲ 0% | 28.57M▲ 38.8% | 28.13M▼ 1.5% | 49.85M▲ 77.2% | 47.42M▼ 4.9% | 36.99M▼ 22.0% | 45.27M▲ 22.4% | 41.58M▼ 8.2% | 41.12M▼ 1.1% |
| Pretax Margin % | 30.93% | 36.15% | 25.67% | 35.07% | 36.18% | 27.59% | 24.44% | 20.41% | 18.9% |
| Income Tax | 6.49M | 4.22M | 5.41M | 10.59M | 10.01M | 7.34M | 9.22M | 6.56M | 7.77M |
| Effective Tax Rate % | 31.56% | 14.78% | 19.24% | 21.24% | 21.11% | 19.84% | 20.36% | 15.77% | 18.9% |
| Net Income | 14.09M▲ 0% | 24.35M▲ 72.9% | 22.72M▼ 6.7% | 39.26M▲ 72.8% | 37.41M▼ 4.7% | 29.65M▼ 20.8% | 36.05M▲ 21.6% | 35.02M▼ 2.9% | 33.35M▼ 4.8% |
| Net Margin % | 21.17% | 30.81% | 20.73% | 27.63% | 28.54% | 22.11% | 19.46% | 17.19% | 15.33% |
| Net Income Growth % | 34.16% | 72.86% | -6.69% | 72.84% | -4.72% | -20.75% | 21.6% | -2.85% | -4.79% |
| Net Income (Continuing) | 14.09M | 24.35M | 22.72M | 39.26M | 37.41M | 29.65M | 36.05M | 35.02M | 33.35M |
| EPS (Diluted) | 2.14▲ 0% | 3.15▲ 47.2% | 2.50▼ 20.6% | 4.49▲ 79.6% | 4.32▼ 3.8% | 3.70▼ 14.4% | 4.56▲ 23.2% | 4.36▼ 4.4% | 4.28▼ 1.8% |
| EPS Growth % | 21.59% | 47.2% | -20.63% | 79.6% | -3.79% | -14.35% | 23.24% | -4.39% | -1.83% |
| EPS (Basic) | 2.28 | 3.29 | 2.57 | 4.57 | 4.42 | 3.75 | 4.63 | 4.48 | 4.34 |
| Diluted Shares Outstanding | 6.58M | 7.74M | 9.05M | 8.71M | 8.66M | 8.01M | 7.91M | 7.89M | 7.66M |
FSBW Balance Sheet
FS Bancorp, Inc. (FSBW) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 119.5M | 152.06M | 192.74M | 281.87M | 308.39M | 275.4M | 194.22M | 200.75M | 302.17M |
| Cash & Due from Banks | 37.02M | 54.85M | 66.68M | 103.85M | 37.03M | 46.15M | 89.86M | 33.36M | 13.5M |
| Short Term Investments | 82.48M | 97.2M | 126.06M | 178.02M | 271.36M | 229.25M | 104.36M | 167.39M | 288.67M |
| Total Investments | 897.5M | 1.46B | 1.53B | 1.9B | 2.13B | 2.45B | 2.73B | 2.82B | 2.91B |
| Investments Growth % | 23.33% | 62.78% | 4.87% | 23.81% | 12.45% | 14.79% | 11.43% | 3.33% | 3.28% |
| Long-Term Investments | 815.02M | 1.36B | 1.41B | 1.72B | 1.86B | 2.22B | 2.62B | 2.65B | 2.62B |
| Accounts Receivables | 3.57M | 5.76M | 5.91M | 7.03M | 7.59M | 11.14M | 14.01M | 13.88M | 14.61M |
| Goodwill & Intangibles | 10.42M | 18.96M | 19.33M | 19.66M | 23.34M | 23.7M | 38.11M | 26.51M | 14.11M |
| Goodwill | 2.31M | 2.31M | 2.31M | 2.31M | 2.31M | 2.31M | 3.59M | 3.59M | 3.59M |
| Intangible Assets | 8.11M | 16.65M | 17.02M | 17.35M | 21.03M | 21.39M | 34.52M | 22.91M | 10.52M |
| PP&E (Net) | 15.46M | 29.11M | 33.79M | 32.29M | 31.15M | 31.34M | 37.2M | 35.13M | 44.06M |
| Other Assets | 17.81M | 52.04M | 55.25M | 53.46M | 54.06M | 65.22M | 58.23M | 93.82M | 191.72M |
| Total Current Assets | 123.07M | 157.82M | 198.65M | 288.9M | 315.99M | 286.55M | 208.23M | 214.63M | 316.79M |
| Total Non-Current Assets | 858.71M | 1.46B | 1.51B | 1.82B | 1.97B | 2.35B | 2.76B | 2.81B | 2.88B |
| Total Assets | 981.78M▲ 0% | 1.62B▲ 65.2% | 1.71B▲ 5.6% | 2.11B▲ 23.4% | 2.29B▲ 8.2% | 2.63B▲ 15.2% | 2.97B▲ 12.9% | 3.03B▲ 1.9% | 3.2B▲ 5.5% |
| Asset Growth % | 18.58% | 65.17% | 5.64% | 23.36% | 8.19% | 15.16% | 12.9% | 1.9% | 5.54% |
| Return on Assets (ROA) | 1.56% | 1.87% | 1.36% | 2.05% | 1.7% | 1.21% | 1.29% | 1.17% | 1.07% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 17.37M | 147.01M | 99.96M | 117.7M | 96.71M | 242.46M | 60.27M | 354.96M | 141.08M |
| Net Debt | -19.65M | 92.16M | 33.28M | 13.85M | 59.68M | 196.31M | -29.59M | 321.59M | 127.58M |
| Long-Term Debt | 17.37M | 147.01M | 94.75M | 112.53M | 91.92M | 235.99M | 53.42M | 349.4M | 129.31M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.71M | 5.89M |
| Other Liabilities | 11.96M | 20.01M | 18.47M | 91.4M | 25.24M | 31M | 125.59M | 39.04M | 0 |
| Total Current Liabilities | 829.84M | 1.27B | 1.39B | 1.67B | 1.92B | 2.13B | 2.52B | 2.34B | 2.75B |
| Total Non-Current Liabilities | 29.94M | 167.39M | 120.41M | 209.16M | 123.14M | 273.46M | 185.86M | 393.99M | 135.19M |
| Total Liabilities | 859.78M | 1.44B | 1.51B | 1.88B | 2.04B | 2.4B | 2.71B | 2.73B | 2.89B |
| Total Equity | 122M▲ 0% | 180.04M▲ 47.6% | 200.24M▲ 11.2% | 230.01M▲ 14.9% | 247.51M▲ 7.6% | 231.7M▼ 6.4% | 264.49M▲ 14.2% | 295.77M▲ 11.8% | 307.69M▲ 4.0% |
| Equity Growth % | 50.56% | 47.57% | 11.22% | 14.86% | 7.61% | -6.39% | 14.15% | 11.83% | 4.03% |
| Equity / Assets (Capital Ratio) | 12.43% | 11.1% | 11.69% | 10.88% | 10.83% | 8.8% | 8.9% | 9.76% | 9.62% |
| Return on Equity (ROE) | 13.87% | 16.12% | 11.95% | 18.25% | 15.67% | 12.37% | 14.53% | 12.5% | 11.05% |
| Book Value per Share | 18.54 | 23.26 | 22.14 | 26.41 | 28.58 | 28.92 | 33.45 | 37.47 | 40.20 |
| Tangible BV per Share | 16.95 | 20.81 | 20.00 | 24.15 | 25.89 | 25.96 | 28.63 | 34.11 | 38.35 |
| Common Stock | 37K | 45K | 44K | 85K | 82K | 77K | 78K | 78K | 75K |
| Additional Paid-in Capital | 55.13M | 91.47M | 89.27M | 81.28M | 67.96M | 55.19M | 57.36M | 55.72M | 43.25M |
| Retained Earnings | 68.42M | 90.85M | 110.72M | 146.41M | 179.22M | 202.06M | 230.35M | 257.11M | 280.2M |
| Accumulated OCI | -475K | -1.48M | 788K | 2.53M | 252K | -25.63M | -23.31M | -17.14M | -15.83M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
FSBW Cash Flow Statement
FS Bancorp, Inc. (FSBW) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 15.08M | 21.44M | 9.18M | -32.32M | 109.01M | 184.9M | 77.67M | 50.82M | 72.31M |
| Operating CF Growth % | 320.4% | 42.12% | -57.19% | -452.15% | 437.31% | 69.62% | -57.99% | -34.56% | 42.28% |
| Net Income | 14.09M | 24.35M | 22.72M | 39.26M | 37.41M | 29.65M | 36.05M | 35.02M | 33.35M |
| Depreciation & Amortization | 3.94M | 5.26M | 12M | 13.62M | 15.18M | 14M | 12.65M | 10.57M | 11.94M |
| Deferred Taxes | -718K | 768K | 988K | -2.39M | 1.75M | -844K | -693K | -4.3M | -294K |
| Other Non-Cash Items | -5.69M | -9.57M | -21.73M | -95.24M | 57.17M | 138.93M | 31.38M | 4.85M | 24.72M |
| Working Capital Changes | 1.41M | -1.35M | -7.18M | 10.1M | -5.72M | 1.19M | -3.73M | 2.87M | 350K |
| Cash from Investing | -169.41M | -186.96M | -55.2M | -270.69M | -310.83M | -504.04M | 77.67M | -104.2M | -206.43M |
| Purchase of Investments | -47.27M | -31.31M | -61.28M | -106.89M | -130.14M | -23.97M | -76.03M | -110.34M | 0 |
| Sale/Maturity of Investments | 46.68M | 34.55M | 34.85M | 50.18M | 29.86M | 21.2M | 17.3M | 119.62M | 0 |
| Net Investment Activity | -588K | 3.25M | -26.43M | -56.71M | -100.28M | -2.77M | -58.73M | 9.28M | 0 |
| Acquisitions | 0 | 23.75M | 0 | 0 | 0 | 0 | 336.16M | 0 | 0 |
| Other Investing | -167.81M | -210.16M | -26.3M | -212.6M | -208.57M | -499.73M | -198.08M | -111.84M | -206.43M |
| Cash from Financing | 136.79M | 179.39M | 59.02M | 348.81M | 136.74M | 334.09M | -131.08M | 19.32M | 130.7M |
| Dividends Paid | -1.33M | -1.92M | -2.86M | -3.57M | -4.6M | -7.1M | -7.76M | -8.27M | -10.26M |
| Share Repurchases | -275K | -251K | -4.8M | -9.8M | -14.17M | -15.82M | -578K | -2.89M | -15.42M |
| Stock Issued | 25.62M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.17M |
| Net Stock Activity | 25.34M | -251K | -4.8M | -9.8M | -14.17M | -15.82M | -578K | -2.89M | -14.26M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K |
| Other Financing | 117.92M | 88.68M | 119.22M | 281.24M | 239.46M | 213.01M | -29.96M | -183.58M | 333.73M |
| Net Change in Cash | -17.54M▲ 0% | 13.86M▲ 179.0% | 13M▼ 6.2% | 45.8M▲ 252.3% | -65.08M▼ 242.1% | 14.95M▲ 123.0% | 24.25M▲ 62.3% | -34.06M▼ 240.4% | -3.42M▲ 90.0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 36.46M | 18.91M | 32.78M | 45.78M | 91.58M | 26.49M | 41.44M | 65.69M | 31.64M |
| Cash at End | 18.91M | 32.78M | 45.78M | 91.58M | 26.49M | 41.44M | 65.69M | 31.64M | 28.22M |
| Interest Paid | 4.9M | 10.1M | 18.71M | 14.58M | 8.17M | 10.97M | 38.74M | 63.06M | 65.15M |
| Income Taxes Paid | 8.1M | 2.9M | 4.35M | 11.69M | 11.08M | 4.69M | 10.4M | 2.37M | 184K |
| Free Cash Flow | 14.07M▲ 0% | 17.64M▲ 25.4% | 6.71M▼ 61.9% | -33.7M▼ 601.9% | 107.03M▲ 417.6% | 183.35M▲ 71.3% | 76M▼ 58.5% | 49.19M▼ 35.3% | 51.94M▲ 5.6% |
| FCF Growth % | 201071.43% | 25.4% | -61.94% | -601.88% | 417.62% | 71.31% | -58.55% | -35.28% | 5.59% |
FSBW Banking Ratios
FS Bancorp, Inc. (FSBW) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 13.43% | 13.87% | 16.12% | 11.95% | 18.25% | 15.67% | 12.37% | 14.53% | 12.5% | 11.05% |
| Return on Assets (ROA) | 1.39% | 1.56% | 1.87% | 1.36% | 2.05% | 1.7% | 1.21% | 1.29% | 1.17% | 1.07% |
| Net Interest Margin | 4.09% | 4.2% | 3.21% | 4.1% | 3.51% | 3.79% | 3.96% | 4.15% | 4.06% | 4.08% |
| Efficiency Ratio | 61.73% | 60.53% | 48.96% | 54.08% | 45.4% | 56.02% | 57.03% | 49.29% | 46.58% | 45.98% |
| Equity / Assets | 9.79% | 12.43% | 11.1% | 11.69% | 10.88% | 10.83% | 8.8% | 8.9% | 9.76% | 9.62% |
| Book Value / Share | 13.55 | 18.54 | 23.26 | 22.14 | 26.41 | 28.58 | 28.92 | 33.45 | 37.47 | 40.2 |
| NII Growth | 20.71% | 21.83% | 26.3% | 34.95% | 5.42% | 16.9% | 20.35% | 18.24% | -0.16% | 5.93% |
| Dividend Payout | 10.38% | 9.45% | 7.87% | 12.57% | 9.1% | 12.3% | 23.93% | 21.54% | 23.6% | 30.77% |
FSBW SEC Filings & Documents
FS Bancorp, Inc. (FSBW) SEC filings — annual & quarterly reports (10-K, 10-Q)
FSBW Frequently Asked Questions
FS Bancorp, Inc. (FSBW) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
FS Bancorp, Inc. (FSBW) grew revenue by 6.8% over the past year. This is steady growth.
Yes, FS Bancorp, Inc. (FSBW) is profitable, generating $33.3M in net income for fiscal year 2025 (15.3% net margin).
Dividend & Returns
Yes, FS Bancorp, Inc. (FSBW) pays a dividend with a yield of 3.25%. This makes it attractive for income-focused investors.
FS Bancorp, Inc. (FSBW) has a return on equity (ROE) of 11.1%. This is reasonable for most industries.
Industry Metrics
FS Bancorp, Inc. (FSBW) has a net interest margin (NIM) of 4.1%. This indicates healthy earnings from lending activities.
FS Bancorp, Inc. (FSBW) has an efficiency ratio of 46.0%. This is excellent, indicating strong cost control.
Explore More FSBW
FS Bancorp, Inc. (FSBW) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates