Trailing Dividend / Share
$1.34
FS Bancorp, Inc. (FSBW) Dividend History
Income profile from 2013 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.1%
Payout Ratio
30.8%
Sustainable
Dividend Streak
13 years
FSBW Dividend Income Check
Safety
30.8% payout ratio with sustainable safety profile.
Consistency
13 straight years of dividend increases.
Income Trend
Yield on cost is 4.8% and trend is rising.
FSBW Dividend Scorecard
Yield & Income
Dividend Yield3.1%
Trailing DPS$1.34
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout30.8%
Earnings SafetySustainable
FCF Payout18.9%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak13 years
3Y CAGR14.2%
5Y CAGR26.1%
Yield on Cost (5Y)4.8%
YOC Trendrising
Total Returns
Buyback Yield4.8%
Total Shareholder Yield7.9%
1Y Total Return13.0%
5Y Total Return34.8%
Div Contribution (5Y)14.5%
Estimated $10K growth (return + dividends):
5Y ago$13,48410Y ago$38,93520Y ago$100,060
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
FSBW Income Growth Story
Dividend per share and yield on cost over time (14 years of payments)
FSBW Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Dividend Analysis
Payout Safety
FS Bancorp, Inc. distributes 30.8% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 18.9%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
FSBW has raised its dividend for 13 consecutive years, with a 3-year CAGR of 14.2% and 5-year CAGR of 26.1%.
Total Shareholder Returns
Beyond cash dividends, FSBW returns capital through share repurchases. The combined picture: 3.1% dividend yield, 4.8% buyback yield, 7.9% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 4.8% and is currently rising. The 5-year total return is 34.8%, with dividends contributing 14.5% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $38,935 today.
FSBW Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$5.17
Avg/Payment$0.2585
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 7, 2026Latest | $0.2900 | — | 3.29% | May 21, 2026 |
| Feb 6, 2026 | $0.2900 | ↑ +3.6% | 3.19% | Feb 19, 2026 |
| Nov 6, 2025 | $0.2800 | ↓ -44.0% | 3.53% | Nov 20, 2025 |
| Aug 7, 2025 | $0.5000 | ↑ +78.6% | 3.48% | Aug 21, 2025 |
| May 8, 2025 | $0.2800 | — | 2.74% | May 22, 2025 |
| Feb 6, 2025 | $0.2800 | ↑ +3.7% | 2.64% | Feb 20, 2025 |
| Nov 7, 2024 | $0.2700 | — | 2.25% | Nov 21, 2024 |
| Aug 7, 2024 | $0.2700 | ↑ +3.8% | 2.57% | Aug 21, 2024 |
FSBW Dividend vs Peers
Comparable companies in the same industry
#6 yield in peer group
Div Yield
3.1%
#6 of 9
Safety
Sustainable
30.8% payout
Streak
13Y
26.1% 5Y CAGR
Total Shareholder
7.9%
#1 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| FSBWFS Bancorp, Inc. | $320M | 3.1% | 30.8% | 13 | Sustainable |
 WAFDWaFd, Inc. | $2.8B | 2.8% | 37.4% | 16 | Sustainable |
 HFWAHeritage Financial C… | $1.0B | 3.2% | 48.3% | 5 | Sustainable |
 COLBColumbia Banking Sys… | $7.7B | 3.5% | 60.9% | 5 | Watch |
1st  NWBINorthwest Bancshares… | $2.2B | 4.9% | 87.2% | 0 | At Risk |
3rd  PFISPeoples Financial Se… | $671M | 3.6% | 41.6% | 9 | Sustainable |
 CZWICitizens Community B… | $227M | 1.6% | 25.0% | 6 | Sustainable |
 HONEHarborOne Bancorp, I… | $522M | 2.6% | 47.8% | 6 | Sustainable |
2nd  KRNYKearny Financial Cor… | $585M | 4.7% | 1.1% | 0 | Sustainable |
FSBW Annual Dividend History (2006–2026)
20 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.58 | — | 2 | — | — | — | 2.1% |
| 2025 | $1.34 | 26.4% | 4 | $4.28 | 31.3% | 3.19x | 4.8% |
| 2024 | $1.06 | 6.0% | 4 | $4.36 | 24.3% | 4.11x | 3.8% |
| 2023 | $1.00 | 11.1% | 4 | $4.56 | 21.9% | 4.56x | 3.6% |
| 2022 | $0.90 | 62.2% | 4 | $3.70 | 24.3% | 4.11x | 3.3% |
| 2021 | $0.56 | 32.1% | 4 | $4.32 | 12.8% | 7.78x | 2.0% |
| 2020 | $0.42 | 52.7% | 4 | $4.49 | 9.4% | 10.69x | 1.5% |
| 2019 | $0.27 | 3.8% | 4 | $2.50 | 11.0% | 9.09x | 1.0% |
| 2018 | $0.27 | 23.3% | 4 | $3.15 | 8.4% | 11.89x | 1.0% |
| 2017 | $0.21 | 16.2% | 4 | $2.14 | 10.0% | 9.95x | 0.8% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
13+ years return with dividends reinvested.
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DCA Calculator
See how regular investing compounds over time.
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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FSBW — Frequently Asked Questions
Quick answers to the most common questions about buying FSBW stock.
How much dividend does FSBW pay per share?
FS Bancorp, Inc. (FSBW) pays a trailing 12-month dividend of $1.34 per share, with a current dividend yield of +3.1%. Payments are made Semi-Annual.
When is FSBW's next ex-dividend date?
FSBW's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. FSBW typically pays dividends Semi-Annual.
Is FSBW's dividend safe?
FSBW's dividend safety is rated "Sustainable" based on an earnings payout ratio of +30.8% and FCF payout ratio of +18.9%. With 13 consecutive years of dividend growth, the track record supports sustainability.
Is FSBW a Dividend Achiever?
Yes, FS Bancorp, Inc. is classified as a Dividend Achiever with 13 consecutive years of dividend increases. The 5-year dividend CAGR is +26.1%, demonstrating above-inflation dividend growth.
How often does FSBW pay dividends?
FS Bancorp, Inc. pays dividends Semi-Annual. The trailing 12-month total is $1.34 per share. Dividend data on this page covers 13+ years from 2013 to 2026.
How much would $10,000 invested in FSBW grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in FSBW five years ago would be worth approximately $13,484 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is FSBW's yield on cost for long-term holders?
FSBW's yield on cost — the current dividend divided by the original purchase price — is +4.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.1% market yield, thanks to consistent dividend growth.