Trailing Dividend / Share
$2.45
Peoples Financial Services Corp. (PFIS) Dividend History
Income profile from 1995 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
4.3%
Payout Ratio
41.6%
Sustainable
Dividend Streak
9 years
PFIS Dividend Income Check
Safety
41.6% payout ratio with sustainable safety profile.
Consistency
9 straight years of dividend increases.
Income Trend
Yield on cost is 6.8% and trend is rising.
PFIS Dividend Scorecard
Yield & Income
Dividend Yield4.3%
Trailing DPS$2.45
FrequencySemi-Annual
Payments / 12M5
Payout Safety
Earnings Payout41.6%
Earnings SafetySustainable
FCF Payout56.5%
FCF SafetyAdequate
Piotroski F-Score6/9
Growth
Growth Streak9 years
3Y CAGR16.1%
5Y CAGR11.4%
Yield on Cost (5Y)6.8%
YOC Trendrising
Total Returns
Buyback Yield0.0%
Total Shareholder Yield4.3%
1Y Total Return30.1%
5Y Total Return52.8%
Div Contribution (5Y)21.8%
Estimated $10K growth (return + dividends):
5Y ago$15,27610Y ago$18,96520Y ago$28,356
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
PFIS Income Growth Story
Dividend per share and yield on cost over time (32 years of payments)
PFIS Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Peoples Financial Services Corp. distributes 41.6% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 56.5%, rated "Adequate".
Piotroski F-Score: 6/9 — moderate financial health.
Growth Track Record
PFIS has raised its dividend for 9 consecutive years, with a 3-year CAGR of 16.1% and 5-year CAGR of 11.4%.
Total Shareholder Returns
Beyond cash dividends, PFIS returns capital through share repurchases. The combined picture: 4.3% dividend yield, 4.3% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 6.8% and is currently rising. The 5-year total return is 52.8%, with dividends contributing 21.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $18,965 today.
PFIS Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$9.76
Avg/Payment$0.4880
Latest Change+0.8%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| May 29, 2026Latest | $0.6300 | ↑ +0.8% | 4.43% | Jun 15, 2026 |
| Feb 27, 2026 | $0.6250 | ↑ +1.2% | 4.62% | Mar 13, 2026 |
| Nov 28, 2025 | $0.6175 | — | 5.06% | Dec 15, 2025 |
| Aug 29, 2025 | $0.6175 | — | 4.71% | Sep 15, 2025 |
| May 30, 2025 | $0.6175 | — | 5.14% | Jun 13, 2025 |
| Feb 28, 2025 | $0.6175 | — | 4.63% | Mar 14, 2025 |
| Nov 29, 2024 | $0.6175 | — | 3.72% | Dec 13, 2024 |
| Aug 30, 2024 | $0.6175 | ↑ +50.6% | 3.88% | Sep 13, 2024 |
PFIS Dividend vs Peers
Comparable companies in the same industry
#2 yield in peer group
Div Yield
4.3%
#2 of 9
Safety
Sustainable
41.6% payout
Streak
9Y
11.4% 5Y CAGR
Total Shareholder
4.3%
#7 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
2nd PFISPeoples Financial Se… | $570M | 4.3% | 41.6% | 9 | Sustainable |
 NBTBNBT Bancorp Inc. | $2.3B | 3.2% | 42.9% | 12 | Sustainable |
 FULTFulton Financial Cor… | $4.2B | 3.6% | 36.1% | 2 | Sustainable |
 CZWICitizens Community B… | $204M | 1.8% | 25.0% | 7 | Sustainable |
1st  CZNCCitizens & Northern … | $389M | 4.7% | 69.5% | 1 | Watch |
3rd  WSBCWesBanco, Inc. | $3.3B | 4.1% | 56.1% | 15 | Sustainable |
 UVSPUnivest Financial Co… | $1.1B | 2.3% | 27.9% | 1 | Sustainable |
 MBINMerchants Bancorp | $2.1B | 2.8% | 27.2% | 11 | Sustainable |
 NFBKNorthfield Bancorp, … | $592M | 3.7% | 72.9% | 10 | Watch |
PFIS Annual Dividend History (1995–2026)
32 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $1.25 | — | 2 | — | — | — | 3.4% |
| 2025 | $2.47 | 20.2% | 4 | $5.88 | 42.0% | 2.38x | 6.8% |
| 2024 | $2.06 | 25.3% | 4 | $0.99 | 207.6% | 0.48x | 5.6% |
| 2023 | $1.64 | 3.8% | 4 | $3.83 | 42.8% | 2.34x | 4.5% |
| 2022 | $1.58 | 5.3% | 4 | $5.28 | 29.9% | 3.34x | 4.3% |
| 2021 | $1.50 | 4.2% | 4 | $6.01 | 25.0% | 4.01x | 4.1% |
| 2020 | $1.44 | 5.1% | 4 | $4.00 | 36.0% | 2.78x | 3.9% |
| 2019 | $1.37 | 4.6% | 4 | $3.72 | 36.8% | 2.72x | 3.7% |
| 2018 | $1.31 | 4.0% | 4 | $3.37 | 38.9% | 2.57x | 3.6% |
| 2017 | $1.26 | 1.6% | 4 | $2.50 | 50.4% | 1.98x | 3.4% |
See PFIS's True Return
Price is only half the story. See total return with reinvested dividends.
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Start ComparisonPFIS — Frequently Asked Questions
Quick answers to the most common questions about buying PFIS stock.
How much dividend does PFIS pay per share?
Peoples Financial Services Corp. (PFIS) pays a trailing 12-month dividend of $2.45 per share, with a current dividend yield of +4.3%. Payments are made Semi-Annual.
When is PFIS's next ex-dividend date?
PFIS's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. PFIS typically pays dividends Semi-Annual.
Is PFIS's dividend safe?
PFIS's dividend safety is rated "Sustainable" based on an earnings payout ratio of +41.6% and FCF payout ratio of +56.5%. The 9-year growth streak provides moderate confidence.
Is PFIS a Dividend Payer?
Yes, Peoples Financial Services Corp. is classified as a Dividend Payer with 9 consecutive years of dividend increases. The 5-year dividend CAGR is +11.4%, demonstrating above-inflation dividend growth.
How often does PFIS pay dividends?
Peoples Financial Services Corp. pays dividends Semi-Annual. The trailing 12-month total is $2.45 per share. Dividend data on this page covers 31+ years from 1995 to 2026.
How much would $10,000 invested in PFIS grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in PFIS five years ago would be worth approximately $15,276 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is PFIS's yield on cost for long-term holders?
PFIS's yield on cost — the current dividend divided by the original purchase price — is +6.8% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +4.3% market yield, thanks to consistent dividend growth.