German American Bancorp, Inc. (GABC) quarterly income statement — complete revenue, gross profit & net income history
German American Bancorp, Inc. (GABC) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | 81.21M | 78.85M | 78.68M | 75.72M | 73.16M | 66.57M | 51.03M | 48.59M | 45.97M | 44.99M | 45.61M | 47.56M | 48.26M | 49.01M | 52.38M | 51.7M | 49.6M | 46.91M | 40.73M | 41.29M |
| NII Growth % | 11.01% | 18.44% | 54.18% | 55.83% | 59.13% | 47.96% | 11.9% | 2.18% | -4.74% | -8.19% | -12.93% | -8.01% | -2.7% | 4.48% | 28.6% | 25.22% | 24.37% | 20.49% | -3.34% | 7.55% |
| Net Interest Margin % | 0.96% | 0.94% | 0.94% | 0.9% | 0.88% | 0.79% | 0.81% | 0.78% | 0.74% | 0.74% | 0.74% | 0.79% | 0.8% | 0.82% | 0.85% | 0.83% | 0.77% | 0.7% | 0.73% | 0.75% |
| Interest Income | 108.18M | 105.71M | 109.34M | 108.1M | 106.44M | 96.22M | 76.56M | 74.65M | 71.58M | 68.26M | 67.01M | 65.64M | 63.51M | 60.49M | 60.86M | 56.52M | 52.27M | 49.27M | 42.98M | 43.58M |
| Interest Expense | 26.97M | 26.86M | 30.66M | 32.37M | 33.28M | 29.64M | 25.52M | 26.06M | 25.61M | 23.26M | 21.4M | 18.08M | 15.26M | 11.48M | 8.48M | 4.83M | 2.67M | 2.37M | 2.25M | 2.29M |
| Loan Loss Provision | 1.5M | 2M | 2.23M | 700K | 1.2M | 15.3M | 625K | 625K | 625K | 900K | 0 | 900K | 550K | 1.1M | 500K | 350K | 300K | 5.2M | 2M | -2M |
| Non-Interest Income | 18.75M | 17.23M | 17.31M | 18.43M | 16.73M | 14.84M | 14.11M | 13.8M | -19.4M | 15.82M | 15.59M | 14.8M | 14.9M | 14.97M | 13.67M | 14.1M | 15.18M | 16.19M | 14.97M | 15.56M |
| Non-Interest Income % | 18.75% | 17.93% | 18.03% | 19.57% | 18.62% | 18.23% | 21.67% | 22.12% | -73.01% | 26.02% | 25.48% | 23.74% | 23.59% | 23.39% | 20.69% | 21.43% | 23.43% | 25.66% | 26.87% | 27.37% |
| Total Net Revenue | 99.95M | 96.08M | 95.99M | 94.15M | 89.89M | 81.41M | 65.15M | 62.4M | 26.57M | 60.82M | 61.2M | 62.36M | 63.15M | 63.98M | 66.05M | 65.8M | 64.78M | 63.1M | 55.7M | 56.84M |
| Revenue Growth % | 11.2% | 18.01% | 47.35% | 50.9% | 238.29% | 33.87% | 6.45% | 0.05% | -57.93% | -4.94% | -7.34% | -5.22% | -2.51% | 1.39% | 18.58% | 15.75% | 20.44% | 16.91% | -1.99% | 10.02% |
| Non-Interest Expense | 50.38M | 52.37M | 49.95M | 49.7M | 49.52M | 52.78M | 35.84M | 36.13M | -649K | 36.74M | 35.73M | 35.42M | 35.73M | 37.62M | 35.61M | 34.72M | 35.7M | 48.16M | 31.27M | 32.44M |
| Efficiency Ratio | 50.41% | 54.51% | 52.04% | 52.79% | 55.09% | 64.83% | 55.01% | 57.9% | -2.44% | 60.41% | 58.39% | 56.8% | 56.57% | 58.8% | 53.92% | 52.76% | 55.11% | 76.33% | 56.14% | 57.08% |
| Operating Income | 48.07M | 41.71M | 43.81M | 43.75M | 39.17M | 13.33M | 28.68M | 25.64M | 26.59M | 23.18M | 25.47M | 26.04M | 26.88M | 25.26M | 29.93M | 30.73M | 28.78M | 9.74M | 22.43M | 26.4M |
| Operating Margin % | 48.09% | 43.41% | 45.65% | 46.47% | 43.58% | 16.37% | 44.03% | 41.1% | 100.09% | 38.11% | 41.61% | 41.76% | 42.56% | 39.48% | 45.32% | 46.7% | 44.42% | 15.43% | 40.27% | 46.44% |
| Operating Income Growth % | 22.72% | 212.9% | 52.76% | 70.62% | 47.29% | -42.49% | 12.62% | -1.53% | -1.05% | -8.24% | -14.93% | -15.25% | -6.6% | 159.45% | 33.45% | 16.4% | -3.26% | -59.79% | -12.19% | 48.75% |
| Pretax Income | 48.07M | 41.71M | 43.81M | 43.75M | 39.17M | 13.33M | 28.68M | 25.64M | 26.59M | 23.18M | 25.47M | 26.04M | 26.88M | 25.26M | 29.93M | 30.73M | 28.78M | 9.74M | 22.43M | 26.4M |
| Pretax Margin % | 48.09% | 43.41% | 45.65% | 46.47% | 43.58% | 16.37% | 44.03% | 41.1% | 100.09% | 38.11% | 41.61% | 41.76% | 42.56% | 39.48% | 45.32% | 46.7% | 44.42% | 15.43% | 40.27% | 46.44% |
| Income Tax | 9.9M | 8.56M | 8.13M | 8.68M | 7.81M | 2.81M | 5.47M | 4.6M | 6.07M | 4.16M | 3.96M | 4.59M | 4.75M | 4.45M | 5.52M | 6.13M | 5.03M | 669K | 3.16M | 4.91M |
| Effective Tax Rate % | 20.59% | 20.52% | 18.56% | 19.84% | 19.94% | 21.1% | 19.07% | 17.92% | 22.81% | 17.93% | 15.55% | 17.63% | 17.69% | 17.63% | 18.44% | 19.96% | 17.48% | 6.87% | 14.08% | 18.61% |
| Net Income | 38.17M | 33.15M | 35.68M | 35.07M | 31.36M | 10.52M | 23.21M | 21.05M | 20.53M | 19.02M | 21.51M | 21.45M | 22.12M | 20.81M | 24.41M | 24.6M | 23.75M | 9.07M | 19.27M | 21.49M |
| Net Margin % | 38.19% | 34.51% | 37.17% | 37.25% | 34.89% | 12.92% | 35.63% | 33.73% | 77.26% | 31.28% | 35.14% | 34.4% | 35.03% | 32.52% | 36.96% | 37.38% | 36.66% | 14.37% | 34.6% | 37.8% |
| Net Income Growth % | 21.72% | 215.22% | 53.73% | 66.64% | 52.76% | -44.71% | 7.92% | -1.88% | -7.2% | -8.58% | -11.91% | -12.79% | -6.84% | 129.48% | 26.69% | 14.47% | -0.31% | -53.64% | -7.75% | 47.23% |
| Net Income (Continuing) | 38.17M | 33.15M | 35.68M | 35.07M | 31.36M | 10.52M | 23.21M | 21.05M | 20.53M | 19.02M | 21.51M | 21.45M | 22.12M | 20.81M | 24.41M | 24.6M | 23.75M | 9.07M | 19.27M | 21.49M |
| EPS (Diluted) | 1.02 | 0.88 | 0.95 | 0.94 | 0.86 | 0.30 | 0.78 | 0.71 | 0.69 | 0.64 | 0.73 | 0.73 | 0.75 | 0.71 | 0.83 | 0.83 | 0.81 | 0.31 | 0.73 | 0.81 |
| EPS Growth % | 18.6% | 193.33% | 21.79% | 32.39% | 24.64% | -53.13% | 6.85% | -2.74% | -8% | -9.86% | -12.05% | -12.05% | -7.41% | 129.03% | 13.7% | 2.47% | -10% | -58.11% | -7.59% | 47.27% |
| EPS (Basic) | 1.02 | 0.88 | 0.95 | 0.94 | 0.86 | 0.30 | 0.78 | 0.71 | 0.69 | 0.64 | 0.73 | 0.73 | 0.75 | 0.71 | 0.83 | 0.83 | 0.81 | 0.31 | 0.73 | 0.81 |
| Diluted Shares Outstanding | 37.56M | 37.52M | 37.49M | 36.56M | 36.09M | 34.68M | 29.68M | 29.68M | 29.67M | 29.6M | 29.57M | 29.57M | 29.57M | 29.51M | 29.49M | 29.48M | 29.48M | 29.4M | 26.55M | 26.55M |