Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 18.03 | 13.50 | 17.19 | 17.73 | 22.47 | 20.28 | 23.93 | 23.03 | 23.25 | 25.39 | 23.92 | 34.72 | 21.08 | 15.16 | 15.59 | 19.10 | 17.16 | 17.06 | 17.18 | 20.61 | 30.82 |
| — | -33.4% | -28.2% | -23.0% | -3.3% | -20.1% | +0.0% | -33.7% | +10.3% | +67.5% | +53.5% | +81.8% | +22.9% | -11.1% | -9.3% | -7.3% | -44.3% | -2.6% | +1.1% | +22.7% | +130.4% | |
| P/S Ratio | 5.14 | 4.27 | 6.08 | 4.74 | 4.68 | 5.30 | 5.21 | 5.79 | 6.58 | 6.20 | 5.46 | 5.95 | 5.99 | 4.11 | 4.40 | 5.56 | 6.01 | 5.88 | 6.04 | 6.46 | 7.22 |
| — | -19.4% | +16.7% | -18.0% | -28.9% | -14.6% | -4.6% | -2.7% | +9.7% | +50.9% | +24.2% | +6.9% | -0.4% | -30.2% | -27.2% | -14.0% | -16.7% | -13.6% | -13.6% | -8.0% | +38.3% | |
| P/B Ratio | 1.49 | 1.30 | 1.56 | 1.37 | 1.36 | 1.53 | 1.38 | 1.53 | 1.77 | 1.60 | 1.35 | 1.46 | 1.52 | 1.10 | 1.18 | 1.59 | 1.93 | 1.96 | 1.81 | 1.90 | 1.98 |
| — | -15.2% | +12.7% | -10.3% | -23.0% | -4.2% | +2.5% | +4.8% | +16.5% | +45.4% | +14.2% | -8.4% | -21.3% | -44.0% | -34.9% | -16.2% | -2.5% | -11.4% | -18.9% | -20.1% | +3.8% | |
| P/FCF | 14.20 | 9.40 | 15.05 | 19.56 | 13.57 | 13.19 | 15.38 | 26.83 | 17.58 | 9.20 | 20.66 | — | 8.28 | 6.95 | 7.91 | 12.94 | 12.06 | 10.48 | 10.14 | 18.70 | 10.51 |
| — | -28.7% | -2.1% | -27.1% | -22.8% | +43.3% | -25.6% | — | +112.3% | +32.5% | +161.3% | — | -31.4% | -33.7% | -22.1% | -30.8% | +14.8% | -2.5% | +10.9% | +100.4% | -30.9% | |
| EV / EBITDA | 16.01 | 7.11 | 24.23 | 15.00 | 16.36 | 20.22 | 24.44 | 25.80 | 25.59 | 27.63 | 29.60 | 41.35 | 26.77 | 20.24 | 21.81 | 22.93 | 18.77 | 15.97 | 16.04 | 17.60 | 25.53 |
| — | -64.8% | -0.9% | -41.9% | -36.1% | -26.8% | -17.4% | -37.6% | -4.4% | +36.5% | +35.7% | +80.3% | +42.6% | +26.7% | +35.9% | +30.3% | -26.5% | +4.2% | +21.5% | +32.5% | +124.8% | |
| EV / EBIT | 27.14 | 7.11 | 17.20 | 17.07 | 18.55 | 23.00 | 28.73 | 30.18 | 29.40 | 32.33 | 35.20 | 52.55 | 30.87 | 23.12 | 24.79 | 25.82 | 20.61 | 17.52 | 17.57 | 19.45 | 29.35 |
| — | -69.1% | -40.1% | -43.4% | -36.9% | -28.8% | -18.4% | -42.6% | -4.8% | +39.9% | +42.0% | +103.6% | +49.8% | +31.9% | +41.1% | +32.7% | -29.8% | +5.0% | +23.3% | +36.0% | +139.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 96.5% | 98.5% | 100.0% | 98.0% | 100.0% | 97.1% | 91.4% | 96.4% | 96.1% | 96.2% | 98.2% | 95.7% | 98.4% | 98.2% | 98.6% | 97.4% | 97.3% | 96.4% | 100.7% | 96.7% | 87.2% |
| — | +1.4% | +9.5% | +1.7% | +4.1% | +0.9% | -6.9% | +0.8% | -2.4% | -2.0% | -0.4% | -1.8% | +1.1% | +1.8% | -2.1% | +0.7% | +11.7% | -3.2% | -2.2% | -3.2% | -12.6% | |
| Operating Margin | 32.0% | 40.3% | 30.2% | 32.7% | 36.5% | 32.7% | 27.8% | 29.3% | 33.9% | 29.8% | 28.0% | 19.1% | 32.5% | 33.4% | 34.4% | 35.2% | 42.8% | 42.1% | 43.1% | 38.0% | 27.6% |
| — | +23.1% | +8.6% | +11.6% | +7.7% | +9.9% | -0.7% | +53.4% | +4.4% | -10.8% | -18.8% | -45.7% | -24.1% | -20.7% | -20.1% | -7.3% | +55.2% | -11.7% | -16.0% | -26.6% | -42.4% | |
| Net Margin | 23.5% | 31.7% | 35.4% | 26.8% | 20.8% | 26.0% | 22.5% | 25.2% | 28.5% | 24.4% | 23.1% | 17.1% | 28.4% | 27.3% | 28.0% | 29.2% | 35.0% | 34.3% | 35.1% | 31.5% | 23.3% |
| — | +21.7% | +57.4% | +6.5% | -27.0% | +6.6% | -2.5% | +47.0% | +0.3% | -10.4% | -17.5% | -41.4% | -18.8% | -20.5% | -20.4% | -7.1% | +50.1% | -11.9% | -14.8% | -24.5% | -40.1% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 6.4% | 2.4% | 2.3% | 1.9% | 1.6% | 1.9% | 1.5% | 1.7% | 1.9% | 1.6% | 1.4% | 1.1% | 1.8% | 1.8% | 1.9% | 2.1% | 2.8% | 2.8% | 2.6% | 2.2% | 1.8% |
| — | +27.2% | +47.8% | +15.8% | -14.6% | +18.8% | +8.1% | +57.5% | +3.6% | -11.5% | -23.8% | -49.8% | -35.1% | -35.4% | -28.3% | -4.4% | +55.7% | -12.2% | -21.5% | -36.8% | -49.2% | |
| ROA | 0.8% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% |
| — | +39.8% | +66.5% | +31.8% | -5.0% | +28.4% | +15.5% | +66.7% | +13.0% | -3.4% | -19.1% | -47.8% | -34.8% | -36.5% | -31.4% | -13.7% | +39.1% | -17.9% | -24.9% | -38.3% | -52.2% | |
| ROIC | 3.5% | 1.5% | 1.0% | 1.1% | 1.2% | 0.9% | 0.7% | 0.7% | 0.8% | 0.6% | 0.6% | 0.4% | 0.6% | 0.7% | 0.7% | 0.8% | 1.4% | 1.6% | 1.6% | 1.4% | 1.1% |
| — | +65.0% | +35.7% | +59.6% | +54.7% | +43.0% | +23.6% | +81.4% | +24.0% | -2.2% | -18.3% | -54.9% | -55.3% | -58.2% | -56.6% | -41.8% | +24.8% | -18.9% | -23.1% | -33.7% | -48.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.69 | 0.51 | 0.51 | 0.57 | 0.69 | 0.88 | 0.99 | 1.10 | 1.18 | 1.19 | 1.34 | 1.25 | 1.47 | 1.55 | 1.47 | 1.53 | 1.04 | 0.65 | 0.60 | 0.42 | 0.38 |
| — | -42.1% | -48.8% | -48.6% | -41.6% | -25.8% | -25.8% | -12.1% | -20.0% | -23.3% | -9.0% | -18.0% | +41.4% | +137.9% | +143.9% | +265.2% | +175.9% | +28.6% | +22.3% | -17.4% | -26.2% | |
| Debt / EBITDA | 7.73 | 9.92 | 24.83 | 21.11 | 22.82 | 32.74 | 45.86 | 48.80 | 44.92 | 52.86 | 65.16 | 84.41 | 62.01 | 60.66 | 55.97 | 53.99 | 27.63 | 16.88 | 17.02 | 13.59 | 17.36 |
| — | -69.7% | -45.9% | -56.7% | -49.2% | -38.1% | -29.6% | -42.2% | -27.6% | -12.9% | +16.4% | +56.3% | +124.4% | +259.2% | +228.8% | +297.2% | +59.1% | +40.2% | +52.8% | +26.3% | +60.3% | |
| Current Ratio | 307.57 | 0.30 | 0.24 | 0.30 | 307.57 | 0.20 | 0.21 | 0.22 | 0.21 | 0.25 | 0.25 | 0.25 | 0.29 | 0.30 | 0.29 | 0.32 | 0.27 | 0.28 | 0.29 | 0.31 | 0.43 |
| — | +46.1% | +17.7% | +39.0% | +147659.9% | -17.2% | -16.9% | -12.7% | -28.1% | -17.3% | -13.4% | -21.4% | +7.7% | +7.6% | -2.7% | +2.6% | -38.0% | -34.6% | -26.7% | -21.8% | +13.2% | |
| Quick Ratio | 307.57 | 0.30 | 0.24 | 0.30 | 307.57 | 0.20 | 0.21 | 0.22 | 0.21 | 0.25 | 0.25 | 0.25 | 0.29 | 0.30 | 0.29 | 0.32 | 0.27 | 0.28 | 0.29 | 0.31 | 0.43 |
| — | +46.1% | +17.7% | +39.0% | +147659.9% | -17.2% | -16.9% | -12.7% | -28.1% | -17.3% | -13.4% | -21.4% | +7.7% | +7.6% | -2.7% | +2.6% | -38.0% | -34.6% | -26.7% | -21.8% | +13.2% | |
| Interest Coverage | 0.80 | 2.47 | 1.40 | 1.07 | 1.05 | 0.86 | 0.65 | 0.64 | 0.70 | 0.57 | 0.50 | 0.32 | 0.58 | 0.66 | 0.90 | 1.61 | 4.63 | 10.73 | 15.12 | 16.48 | 11.53 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying GBCI stock.
Glacier Bancorp, Inc.'s current P/E is 18.0x. The average P/E over the last 4 quarters is 17.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Glacier Bancorp, Inc.'s current operating margin is 32.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Glacier Bancorp, Inc.'s business trajectory between earnings reports.