Last 47 quarters of trend data · Financial Services · Large & Global Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 42.14 | 0.01 | 0.03 | — | — | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 | 0.00 | — | 0.00 | 0.00 | 0.01 | 1.16 | 0.01 | 0.02 | 0.04 | 0.03 | 0.04 |
| — | -33.6% | +88.3% | — | — | +495.2% | +515.1% | — | +155.4% | -33.3% | -57.8% | — | -71.7% | -87.2% | -84.6% | +3429.9% | -73.9% | -29.5% | -68.3% | -62.0% | +12.9% | |
| P/S Ratio | 0.60 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| — | +2.9% | -38.6% | -70.4% | -54.0% | +114.5% | +268.6% | — | +321.3% | -2.0% | -20.0% | — | -59.1% | -54.4% | -79.6% | -74.8% | -86.5% | -77.0% | -59.2% | -36.7% | +45.1% | |
| P/B Ratio | 0.94 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| — | -25.2% | -32.6% | -31.8% | -55.4% | -1.7% | +14.2% | +29.3% | -8.8% | -58.3% | -46.9% | +66.8% | -30.5% | +11.7% | -52.3% | -67.8% | -60.5% | -53.0% | -18.2% | -48.1% | -14.4% | |
| P/FCF | 1.54 | — | 0.00 | — | 0.00 | — | — | — | — | 0.00 | 0.01 | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 2.70 | -1.64 | -5.93 | -42.64 | — | -2.64 | -3.48 | -0.06 | -4.38 | -0.54 | -0.64 | — | -0.45 | -0.26 | -0.59 | -4.80 | -1.88 | -1.43 | 0.54 | -3.36 | -0.37 |
| — | +37.7% | -70.5% | -72374.3% | — | -388.4% | -439.9% | — | -879.4% | -110.9% | -10.0% | — | +76.2% | +82.1% | -209.3% | -42.9% | -412.6% | +0.0% | +110.5% | +16.2% | +65.9% | |
| EV / EBIT | 5.05 | -2.00 | -12.49 | — | — | -3.48 | -4.39 | -0.06 | -5.22 | -0.57 | -0.69 | — | -0.53 | -0.29 | -0.75 | -181.02 | -2.70 | -2.45 | 0.78 | -4.44 | -0.45 |
| — | +42.5% | -184.1% | — | — | -511.0% | -532.9% | — | -877.9% | -98.9% | +6.8% | — | +80.2% | +88.3% | -195.6% | -3976.4% | -494.7% | -34.8% | +109.7% | +15.6% | +64.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 66.4% | 92.8% | 65.1% | 24.7% | 62.7% | 73.0% | 78.1% | 79.1% | 86.9% | 91.9% | 95.0% | 31.0% | 94.7% | 94.1% | 94.2% | 100.6% | 94.4% | 91.5% | 94.3% | 86.8% | 95.9% |
| — | +27.2% | -16.7% | -68.8% | -27.9% | -20.6% | -17.8% | +155.2% | -8.3% | -2.3% | +0.9% | -69.2% | +0.4% | +2.9% | -0.1% | +15.9% | -1.6% | -1.0% | -1.3% | +13.4% | +10.5% | |
| Operating Margin | 3.6% | 19.7% | 2.7% | -1.3% | -8.8% | 13.2% | 12.9% | 38.7% | 20.2% | 35.3% | 20.2% | 5.6% | 13.7% | 22.4% | 11.0% | 0.3% | 8.4% | 5.7% | 8.6% | 16.7% | 19.7% |
| — | +49.3% | -79.3% | -103.4% | -143.7% | -62.6% | -36.4% | +593.2% | +47.2% | +57.8% | +84.3% | +1759.9% | +63.3% | +292.9% | +27.5% | -98.2% | -57.5% | -67.9% | +0.1% | +13.6% | -8.0% | |
| Net Margin | 2.5% | 12.8% | 2.6% | -1.1% | -4.4% | 8.3% | 8.9% | 34.6% | 13.1% | 22.9% | 13.3% | 5.2% | 9.9% | 15.6% | 7.0% | 0.1% | 6.8% | 4.4% | 5.3% | 10.5% | 13.2% |
| — | +55.0% | -70.7% | -103.2% | -133.8% | -63.9% | -33.3% | +571.7% | +32.4% | +46.9% | +89.7% | +6856.7% | +45.2% | +257.7% | +32.6% | -99.3% | -48.2% | -67.5% | +28.1% | +66.5% | +26.4% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 3.1% | 2.9% | 0.8% | -0.9% | -1.3% | 2.5% | 2.5% | 12.7% | 4.1% | 16.1% | 14.5% | -9.9% | 15.4% | 26.1% | 5.3% | 0.0% | 5.9% | 2.9% | 2.2% | 2.5% | 3.8% |
| — | +15.1% | -67.9% | -106.8% | -130.7% | -84.3% | -82.5% | +228.4% | -73.6% | -38.1% | +173.5% | -38620.2% | +160.0% | +794.1% | +136.8% | -99.0% | +57.8% | -33.9% | +125.7% | +48.4% | -24.3% | |
| ROA | 0.5% | 0.5% | 0.1% | -0.1% | -0.2% | 0.5% | 0.5% | 2.4% | 0.8% | 3.7% | 3.3% | -2.0% | 3.0% | 5.0% | 1.0% | 0.0% | 1.1% | 0.5% | 0.4% | 0.4% | 0.7% |
| — | +13.6% | -69.7% | -106.0% | -126.5% | -87.2% | -85.3% | +222.4% | -72.1% | -25.1% | +232.9% | -41968.1% | +173.0% | +812.7% | +136.5% | -99.0% | +63.5% | -29.4% | +141.7% | +57.3% | -18.2% | |
| ROIC | 2.3% | 2.5% | 0.4% | -0.5% | -1.4% | 2.3% | 2.1% | 8.3% | 4.0% | 16.1% | 13.9% | -6.6% | 13.2% | 23.0% | 5.0% | 0.1% | 3.5% | 1.8% | 2.0% | 2.1% | 2.6% |
| — | +7.4% | -78.8% | -106.4% | -134.2% | -85.6% | -85.0% | +226.2% | -69.6% | -30.1% | +178.8% | -11264.5% | +280.0% | +1182.4% | +153.1% | -97.2% | +32.2% | -41.5% | +65.5% | +4.2% | -44.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.46 | 0.33 | 0.38 | 0.46 | 0.38 | 0.32 | 0.30 | 0.36 | 0.18 | 0.15 | 0.16 | 0.23 | 0.20 | 0.21 | 0.22 | 0.26 | 0.54 | 0.60 | 0.58 | 0.27 | 0.64 |
| — | +2.1% | +26.5% | +30.2% | +117.1% | +111.9% | +83.5% | +54.3% | -10.9% | -29.4% | -25.4% | -10.9% | -63.5% | -64.0% | -62.3% | -4.1% | -15.5% | +8.5% | +102.9% | -13.4% | +3.1% | |
| Debt / EBITDA | 5.92 | 6.15 | 22.70 | 106.59 | — | 6.10 | 6.79 | 2.63 | 2.56 | 0.62 | 0.85 | — | 0.92 | 0.55 | 1.19 | 10.46 | 5.78 | 9.74 | 8.22 | 7.16 | 9.83 |
| — | +0.9% | +234.3% | +3950.4% | — | +887.4% | +694.4% | — | +179.9% | +11.4% | -28.0% | — | -84.2% | -94.3% | -85.6% | +46.2% | -41.2% | +22.4% | +9.4% | -7.7% | +80.9% | |
| Current Ratio | 0.60 | 0.21 | 0.26 | 0.60 | 0.35 | 0.28 | 0.69 | 0.66 | 0.57 | 0.30 | 0.32 | 1.57 | 3.07 | 3.28 | 3.86 | 1.09 | 18.79 | 18.51 | 11.67 | 2.90 | 18.77 |
| — | -23.7% | -62.1% | -10.1% | -38.2% | -5.1% | +112.1% | -57.6% | -81.3% | -91.0% | -91.6% | +43.4% | -83.7% | -82.3% | -67.0% | -62.4% | +0.1% | -23.4% | -47.5% | -43.0% | -32.5% | |
| Quick Ratio | 0.60 | 0.21 | 0.26 | 0.60 | 0.35 | 0.28 | 0.69 | 0.66 | 0.57 | 0.30 | 0.32 | 1.57 | 3.07 | 3.28 | 3.86 | 1.09 | 18.79 | 18.51 | 11.67 | 2.90 | 18.77 |
| — | -23.7% | -62.1% | -10.1% | -38.2% | -5.1% | +112.1% | -57.6% | -81.3% | -91.0% | -91.6% | +43.4% | -83.7% | -82.3% | -67.0% | -62.4% | +0.1% | -23.4% | -47.5% | -43.0% | -32.5% | |
| Interest Coverage | 0.08 | 0.53 | — | -0.01 | — | — | 0.34 | 0.91 | 0.47 | — | 0.45 | — | 0.13 | — | — | — | — | — | — | 0.24 | 0.34 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying GGAL stock.
Grupo Financiero Galicia S.A.'s current P/E is 42.1x. The average P/E over the last 2 quarters is 0.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Grupo Financiero Galicia S.A.'s current operating margin is 3.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Grupo Financiero Galicia S.A.'s business trajectory between earnings reports.