The company maintains a vulnerable capital structure, evidenced by a debt-to-equity ratio of 2.10 in 2025Q4 and a substantial $2.1 billion goodwill position that remains susceptible to impairment.
| Metric | TTM | Dec'25 | Dec'24 | Dec'23 | Dec'22 | Dec'21 | Dec'20 | Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 | Dec'09 | Dec'08 | Dec'07 | Dec'06 | Dec'05 | Dec'04 | Dec'03 | Dec'02 | Dec'01 | Dec'00 | Dec'99 | Dec'98 | Dec'97 |
|---|
| Total Current Assets | 2.77B | 3.66B | 3.5B | 2.79B | 1.99B | 1.67B | 2B | 2.52B | 2.4B | 2.33B | 2.15B | 2.19B | 2.04B | 1.97B | 1.57B | 1.18B | 1.02B | 822.04M | 1.1B | 1.26B | 1.18B | 1.11B | 1.21B | 930.92M | 903.04M | 661.93M | 720.54M | 553.4M | 326.9M | 161.7M |
| Cash & Short-Term Investments | 41.7M | 32.5M | 34.4M | 57.2M | 47.9M | 14.9M | 69M | 23.8M | 15.93M | 28.79M | 20.99M | 13.04M | 40.98M | 20.21M | 4.65M | 14.89M | 19.84M | 13.22M | 23.14M | 33.75M | 39.31M | 37.7M | 37.75M | 25.44M | 24.33M | 147.21M | 140.88M | 118.8M | 66.4M | 35.1M |
| Cash Only | 41.7M | 32.5M | 34.4M | 57.2M | 47.9M | 14.9M | 69M | 23.8M | 15.93M | 28.79M | 20.99M | 13.04M | 40.98M | 20.21M | 4.65M | 14.89M | 19.84M | 13.22M | 23.14M | 34.25M | 39.31M | 37.7M | 37.75M | 25.44M | 24.33M | 16.86M | 140.88M | 118.8M | 66.4M | 35.1M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -499K | 0 | 0 | 0 | 0 | 0 | 130.35M | 0 | 0 | 0 | 0 |
| Accounts Receivable | 0 | 634.8M | 663.2M | 607.5M | 477.7M | 396.8M | 402.7M | 478.9M | 459.7M | 495.04M | 442.87M | 410.21M | 388.78M | 360.21M | 315.62M | 260.28M | 189.47M | 149M | 170.18M | 193.4M | 265.8M | 269.23M | 249.09M | 206.93M | 236.82M | 174.03M | 39.71M | 35.3M | 21.4M | 9.7M |
| Days Sales Outstanding | 7.83 | 10.27 | 12.14 | 12.41 | 10.75 | 10.74 | 13.87 | 15.07 | 14.46 | 16.24 | 14.85 | 14.08 | 14.28 | 14.74 | 15.41 | 15.63 | 12.55 | 12.39 | 11.36 | 11.04 | 15.95 | 16.46 | 16.73 | 16.72 | 20.51 | 15.9 | 4.04 | 5.14 | 4.79 | 8.76 |
| Inventory | 2.73B | 0 | 2.64B | 1.96B | 1.36B | 1.07B | 1.45B | 1.9B | 1.84B | 1.76B | 1.65B | 1.74B | 1.56B | 1.54B | 1.19B | 867.47M | 777.77M | 596.74M | 845.94M | 899.79M | 830.63M | 756.84M | 877.58M | 671.28M | 622.21M | 454.96M | 527.1M | 386.3M | 219.2M | 105.4M |
| Days Inventory Outstanding | 52.19 | - | 57.65 | 48.25 | 37.35 | 35.47 | 59.55 | 70.57 | 68.15 | 67.9 | 64.88 | 69.71 | 66.93 | 73.82 | 68.55 | 61.85 | 61.29 | 58.09 | 65.16 | 60.86 | 59.23 | 54.84 | 69.58 | 64.56 | 63.76 | 49 | 62.9 | 66.13 | 57.42 | 110.11 |
| Other Current Assets | 0 | 3B | 95M | 124.3M | 72.6M | 150.8M | 70.8M | 15.5M | 26.4M | 0 | 0 | 1.4M | 48.76M | 21.15M | 19.75M | 16.01M | 14.82M | 14.65M | 18.47M | 47.35M | 17.18M | 18.78M | 14.76M | 11.16M | 19.68M | 16.07M | 12.85M | 13M | 19.9M | 11.5M |
| Total Non-Current Assets | 6.56B | 6.69B | 6.33B | 4.98B | 4.73B | 4.08B | 3.09B | 3.05B | 2.6B | 2.54B | 2.31B | 2.21B | 2.11B | 1.85B | 1.46B | 1.3B | 1.18B | 1.15B | 1.21B | 1.25B | 935.94M | 727.79M | 742M | 557.24M | 520.73M | 392.49M | 379.01M | 289.5M | 150.8M | 51.4M |
| Property, Plant & Equipment | 0 | 0 | 3.17B | 2.47B | 2.38B | 2.23B | 1.79B | 1.77B | 1.35B | 1.32B | 1.13B | 1.03B | 950.39M | 796.36M | 667.77M | 585.63M | 506.29M | 475.83M | 514.89M | 429.24M | 230.38M | 161.32M | 160.3M | 131.65M | 116.27M | 83.01M | 70.9M | 46.7M | 22M | 21.6M |
| Fixed Asset Turnover | 13.16x | - | 6.28x | 7.25x | 6.82x | 6.06x | 5.92x | 6.56x | 8.61x | 8.43x | 9.67x | 10.28x | 10.46x | 11.20x | 11.20x | 10.38x | 10.88x | 9.22x | 10.62x | 14.89x | 26.41x | 37.01x | 33.91x | 34.32x | 36.25x | 48.14x | 50.58x | 53.71x | 74.10x | 18.70x |
| Goodwill | 2.13B | 2.2B | 2.06B | 1.65B | 1.66B | 1.42B | 997.1M | 1.01B | 963.92M | 913.03M | 876.76M | 854.91M | 830.38M | 737.3M | 582.38M | 531.46M | 507.96M | 500.43M | 501.19M | 486.77M | 426.44M | 372.84M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 917.6M | 933.8M | 948.1M | 701.2M | 516.3M | 392.3M | 232.8M | 253.5M | 259.63M | 285.63M | 284.88M | 307.59M | 303.95M | 301.5M | 196.06M | 170.69M | 158.69M | 157.85M | 154.6M | 300.47M | 249.89M | 164.21M | 553.81M | 390.87M | 368.79M | 282.53M | 285.89M | 235.3M | 123.6M | 27.1M |
| Long-Term Investments | 140.9M | 40.6M | 77.5M | 88.1M | 109.2M | 13.8M | 300K | 0 | -135.08M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 3.51B | 3.51B | 71.6M | 76.4M | -170.6M | 31.3M | -79.3M | 24.8M | 162.4M | 24.25M | 23.79M | 11.86M | 21.56M | 16.38M | 10.62M | 12.98M | 9.79M | 13.27M | 42.79M | 28.73M | 29.23M | 29.42M | 27.9M | 34.73M | 35.67M | 26.95M | 22.22M | 7.5M | 5.2M | 2.7M |
| Total Assets | 2.77B | 10.35B | 9.82B | 7.77B | 6.72B | 5.75B | 5.09B | 5.57B | 5B | 4.87B | 4.46B | 4.4B | 4.14B | 3.82B | 3.02B | 2.48B | 2.2B | 1.97B | 2.31B | 2.51B | 2.11B | 1.83B | 1.95B | 1.49B | 1.42B | 1.05B | 1.1B | 842.9M | 477.7M | 213.1M |
| Asset Turnover | 2.66x | 2.18x | 2.03x | 2.30x | 2.41x | 2.34x | 2.08x | 2.08x | 2.32x | 2.28x | 2.44x | 2.42x | 2.40x | 2.34x | 2.47x | 2.46x | 2.50x | 2.23x | 2.37x | 2.55x | 2.88x | 3.26x | 2.79x | 3.04x | 2.96x | 3.79x | 3.26x | 2.98x | 3.41x | 1.90x |
| Asset Growth % | -46.9% | 5.35% | 26.37% | 15.73% | 16.84% | 12.97% | -8.63% | 11.38% | 2.67% | 9.17% | 1.48% | 6.16% | 8.43% | 26.35% | 22.08% | 12.46% | 11.81% | -14.75% | -7.79% | 18.51% | 15.29% | -5.83% | 30.85% | 4.52% | 35.03% | -4.1% | 30.45% | 76.45% | 124.17% | - |
| Total Current Liabilities | 3.7B | 3.4B | 3.4B | 2.51B | 1.92B | 1.54B | 1.84B | 2.42B | 2.39B | 2.2B | 2.05B | 2.04B | 1.92B | 1.87B | 1.4B | 1.04B | 894.93M | 718.81M | 1B | 1.07B | 940.96M | 968.63M | 1.05B | 656.45M | 808.13M | 507.22M | 665.77M | 473.3M | 278.7M | 106.2M |
| Accounts Payable | 0 | 732.8M | 738M | 499.3M | 488M | 457.8M | 430.4M | 527.5M | 419.35M | 412.98M | 356.1M | 280.42M | 288.32M | 254.93M | 167.44M | 148.05M | 92.8M | 72.28M | 74.23M | 111.46M | 117.54M | 124.86M | 108.92M | 87.67M | 90.81M | 73.09M | 57.87M | 108.73M | 82.3M | 45.4M |
| Days Payables Outstanding | 10.59 | 14.03 | 16.14 | 12.27 | 13.44 | 15.13 | 17.72 | 19.58 | 15.5 | 15.9 | 13.99 | 11.25 | 12.4 | 12.2 | 9.61 | 10.56 | 7.31 | 7.04 | 5.72 | 7.54 | 8.38 | 9.05 | 8.64 | 8.43 | 9.31 | 7.87 | 6.91 | 18.61 | 21.56 | 47.43 |
| Short-Term Debt | 2.55B | 2.13B | 2.22B | 1.67B | 1.14B | 751.4M | 1.14B | 1.66B | 1.77B | 1.61B | 1.52B | 1.57B | 1.46B | 1.47B | 1.1B | 780.38M | 675.87M | 549.85M | 835.87M | 853.99M | 726.12M | 724.37M | 849.31M | 494.48M | 653.53M | 366.64M | 538.21M | 364.56M | 196.4M | 2.3M |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | -21.8M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 1.15B | 470.4M | -8.7M | 7.3M | 26.4M | 50M | 31.2M | 100K | 115K | 2M | 3.94M | 0 | 0 | 0 | 0 | 7.27M | 42.6M | 10.41M | 0 | 4.08M | 0 | 0 | 0 | 0 | 0 | 0 | 69.69M | 0 | 0 | 58.5M |
| Current Ratio | 0.75x | 1.08x | 1.03x | 1.11x | 1.03x | 1.08x | 1.09x | 1.04x | 1.01x | 1.06x | 1.05x | 1.07x | 1.06x | 1.06x | 1.12x | 1.13x | 1.14x | 1.14x | 1.09x | 1.18x | 1.25x | 1.14x | 1.15x | 1.42x | 1.12x | 1.31x | 1.08x | 1.17x | 1.17x | 1.52x |
| Quick Ratio | 0.01x | 1.08x | 0.25x | 0.33x | 0.33x | 0.38x | 0.30x | 0.25x | 0.23x | 0.26x | 0.24x | 0.22x | 0.25x | 0.23x | 0.27x | 0.29x | 0.27x | 0.31x | 0.25x | 0.34x | 0.37x | 0.36x | 0.31x | 0.40x | 0.35x | 0.41x | 0.29x | 0.35x | 0.39x | 0.53x |
| Cash Conversion Cycle | 49.44 | - | 53.66 | 48.38 | 34.66 | 31.08 | 55.69 | 66.07 | 67.12 | 68.24 | 65.74 | 72.54 | 68.81 | 76.36 | 74.35 | 66.92 | 66.53 | 63.44 | 70.81 | 64.36 | 66.8 | 62.26 | 77.68 | 72.84 | 74.96 | 57.02 | 60.04 | 52.66 | 40.65 | 71.44 |
| Total Non-Current Liabilities | -3.77B | 4.16B | 3.45B | 2.59B | 2.56B | 2.38B | 1.8B | 1.89B | 1.52B | 1.55B | 1.48B | 1.44B | 1.24B | 919.13M | 767.15M | 624.3M | 522.66M | 530.45M | 684.24M | 751.28M | 480.16M | 238.19M | 330.28M | 315.66M | 171.06M | 154.96M | 186.37M | 137.6M | 62.8M | 12.2M |
| Long-Term Debt | 3.14B | 3.16B | 2.47B | 1.72B | 1.75B | 1.65B | 1.17B | 1.43B | 1.28B | 1.32B | 1.21B | 1.2B | 1.01B | 663.69M | 555.02M | 482.6M | 372.22M | 444.14M | 551.55M | 674.84M | 428.64M | 158.07M | 156.75M | 230.18M | 83.22M | 95.5M | 140.39M | 113.2M | 42.8M | 10.8M |
| Capital Lease Obligations | 1.06B | 510.8M | 546.5M | 475.5M | 440M | 420.9M | 321.4M | 210.7M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 40.73M | 39.4M | 39.4M | 26.91M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities | 1.31B | 331.1M | 295.8M | 256.6M | 238.1M | 180.9M | 141M | 145.7M | 0 | 124.4M | 161.5M | 136.64M | 141.24M | 152.29M | 0 | 78.46M | 58.97M | 33.93M | 227K | 6.85M | 2.79M | 28.86M | 33.2M | 19.51M | 7.65M | 9.98M | 8.67M | 3.2M | 0 | 0 |
| Other Non-Current Liabilities | -7.23B | 155.9M | 143.4M | 138.6M | 129.8M | 127.6M | 169.4M | 103.7M | 237.33M | 105.71M | 104.28M | 103.02M | 91.21M | 103.15M | 212.14M | 63.24M | 88.19M | 46.78M | 82.83M | 42.69M | 45.94M | 22.39M | 140.34M | 65.98M | 80.19M | 49.48M | 37.31M | 21.2M | 20M | 1.4M |
| Total Liabilities | -70.1M | 7.56B | 6.85B | 5.1B | 4.48B | 3.92B | 3.64B | 4.31B | 3.91B | 3.75B | 3.53B | 3.48B | 3.16B | 2.78B | 2.16B | 1.67B | 1.42B | 1.25B | 1.69B | 1.82B | 1.42B | 1.21B | 1.38B | 970.06M | 980.35M | 662.18M | 852.14M | 610.9M | 341.5M | 123.7M |
| Total Debt | 3.14B | 5.87B | 5.24B | 3.89B | 3.35B | 2.85B | 2.65B | 3.33B | 3.05B | 2.92B | 2.73B | 2.77B | 2.47B | 2.13B | 1.66B | 1.26B | 1.13B | 994M | 1.46B | 1.53B | 1.15B | 882.45M | 1.01B | 724.66M | 736.76M | 462.14M | 678.61M | 477.8M | 239.2M | 13.1M |
| Net Debt | 3.1B | 5.84B | 5.2B | 3.84B | 3.3B | 2.83B | 2.58B | 3.31B | 3.04B | 2.9B | 2.71B | 2.76B | 2.43B | 2.11B | 1.65B | 1.25B | 1.11B | 980.77M | 1.43B | 1.5B | 1.12B | 844.75M | 968.31M | 699.22M | 712.42M | 314.93M | 537.73M | 359M | 172.8M | -22M |
| Debt / Equity | 1.11x | 2.10x | 1.76x | 1.46x | 1.50x | 1.56x | 1.83x | 2.65x | 2.78x | 2.60x | 2.93x | 3.02x | 2.53x | 2.06x | 1.92x | 1.56x | 1.44x | 1.38x | 2.34x | 2.23x | 1.67x | 1.41x | 1.77x | 1.40x | 1.66x | 1.18x | 2.74x | 2.06x | 1.76x | 0.15x |
| Debt / EBITDA | 2.91x | 5.49x | 5.12x | 3.67x | 2.84x | 2.96x | 4.64x | 7.75x | 7.47x | 7.32x | 6.97x | 8.52x | 7.17x | 6.90x | 6.33x | 5.73x | 6.55x | 7.42x | 110.29x | 7.50x | 5.15x | 4.54x | 6.23x | 4.41x | 4.94x | 3.11x | 5.07x | 4.95x | 4.08x | 1.17x |
| Net Debt / EBITDA | 2.87x | 5.46x | 5.09x | 3.62x | 2.79x | 2.94x | 4.52x | 7.69x | 7.44x | 7.24x | 6.92x | 8.48x | 7.05x | 6.84x | 6.31x | 5.66x | 6.44x | 7.32x | 108.53x | 7.34x | 4.97x | 4.34x | 6.00x | 4.26x | 4.77x | 2.12x | 4.02x | 3.72x | 2.95x | -1.96x |
| Interest Coverage | 3.15x | 3.05x | 3.64x | 5.88x | 10.40x | 10.60x | 4.77x | 2.64x | 2.51x | 2.78x | 3.01x | 2.89x | 2.80x | 3.38x | 3.32x | 3.15x | 2.32x | 1.89x | 0.08x | - | - | - | - | - | - | - | - | - | - | - |
| Total Equity | 2.84B | 2.79B | 2.97B | 2.67B | 2.24B | 1.83B | 1.45B | 1.26B | 1.1B | 1.12B | 930.2M | 918.25M | 978.01M | 1.04B | 860.28M | 807.1M | 784.37M | 720.16M | 621.35M | 684.48M | 692.84M | 626.79M | 567.17M | 518.11M | 443.42M | 392.24M | 247.42M | 232M | 136.2M | 89.4M |
| Equity Growth % | 0.66% | -6.23% | 11.21% | 19.53% | 22.59% | 25.91% | 15.44% | 14.6% | -2.54% | 20.86% | 1.3% | -6.11% | -5.52% | 20.33% | 6.59% | 2.9% | 8.92% | 15.9% | -9.22% | -1.21% | 10.54% | 10.51% | 9.47% | 16.84% | 13.05% | 58.54% | 6.64% | 70.34% | 52.35% | - |
| Book Value per Share | 236.63 | 218.97 | 223.99 | 194.72 | 144.41 | 102.99 | 81.41 | 70.01 | 56.30 | 53.80 | 43.94 | 38.14 | 39.30 | 40.89 | 37.92 | 36.02 | 33.64 | 30.87 | 27.41 | 29.24 | 28.34 | 25.87 | 24.14 | 22.19 | 18.50 | 18.32 | 11.40 | 10.76 | 7.61 | 6.09 |
| Total Shareholders' Equity | 2.84B | 2.79B | 2.97B | 2.67B | 2.24B | 1.83B | 1.45B | 1.26B | 1.1B | 1.12B | 930.2M | 918.25M | 978.01M | 1.04B | 860.28M | 807.1M | 784.37M | 720.16M | 621.35M | 684.48M | 692.84M | 626.79M | 567.17M | 518.11M | 443.42M | 392.24M | 247.42M | 232M | 136.2M | 89.4M |
| Common Stock | 200K | 200K | 200K | 300K | 300K | 300K | 300K | 300K | 255K | 255K | 257K | 257K | 257K | 257K | 258K | 260K | 261K | 262K | 261K | 255K | 252K | 246K | 239K | 235K | 232K | 230K | 213K | 218K | 200K | 0 |
| Retained Earnings | 4.55B | 4.42B | 4.12B | 3.65B | 3.07B | 2.35B | 1.82B | 1.54B | 1.39B | 1.25B | 1.05B | 926.17M | 852.06M | 776.1M | 677.86M | 591.04M | 519.84M | 471.93M | 460.33M | 502.78M | 448.12M | 373.16M | 318.93M | 291.15M | 215.02M | 147.96M | 92.52M | 51.7M | 18.2M | -2.5M |
| Treasury Stock | 0 | -2.05B | -1.51B | -1.35B | -1.2B | -690.4M | 0 | -435.3M | -454.38M | -290.53M | -267.31M | -161.28M | -79.17M | -58.15M | -117.62M | -118.34M | -80.95M | -71.84M | -88.53M | -102.67M | -48.4M | -17.4M | -17.47M | -27.35M | -22.63M | -6.28M | -16M | -1.29M | -700K | 0 |
| Accumulated OCI | 19.3M | 31.6M | 1.6M | 28.1M | 22.5M | -156.2M | -184M | -147M | -137.77M | -123.23M | -146.94M | -137.98M | -81.98M | -51.68M | -33.06M | -29.24M | -18.75M | -26.26M | -38.11M | -9.56M | 0 | -6.12M | -173K | -1.28M | -3.36M | -807K | 0 | 0 | 0 | -3.4M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
High Leverage and Liquidity
As reported in financial statements, GPI's total assets plummeted from $10.3 billion in 2025Q4 to $2.8 billion in 2026Q1, reflecting a rapid contraction in the company's asset base that warrants significant concern regarding the sustainability of its current operational scale and long-term business trajectory.
The dramatic reduction in total assets suggests a potential restructuring or significant divestiture event that has fundamentally altered the company's footprint. Investors should monitor whether this shrinkage represents a strategic optimization or a forced liquidation of assets to address mounting financial pressures.
Based on reported figures, GPI's debt-to-equity ratio reached 2.10 in 2025Q4, indicating a highly leveraged capital structure that leaves the company with limited flexibility to navigate the current cyclical downturn in the automotive retail sector without further straining its already thin financial margins.
The reliance on debt to finance inventory and operations creates significant interest rate sensitivity, particularly as floorplan financing costs remain elevated. This leverage profile suggests that any further decline in vehicle demand could rapidly erode the company's equity base and complicate future refinancing efforts.
According to recent SEC filings, GPI maintained a cash position of only $32.5 million in 2025Q4 against a massive revenue base, highlighting an extremely thin liquidity buffer that leaves the company highly dependent on revolving credit facilities to meet its daily operational and inventory financing requirements.
The current ratio of 1.08 in 2025Q4 suggests that the company is operating with almost no margin for error regarding its short-term obligations. This lack of liquidity may force management to prioritize debt service over necessary capital expenditures or strategic investments during periods of market volatility.
Data from recent filings reveals that goodwill remains a substantial component of the balance sheet at $2.1 billion in 2026Q1, which may be susceptible to impairment charges if the company's recent revenue deceleration persists and reduces the fair value of its acquired dealership assets.
The persistence of high goodwill levels relative to total equity suggests that the company's book value may be overstated if the underlying dealership performance fails to meet historical growth expectations. Investors should be wary of potential non-cash write-downs that could further weaken the balance sheet.
Quick answers to the most common questions about buying GPI stock.
As of 2025, Group 1 Automotive, Inc. (GPI) had total assets of $10.35B including $3.66B in current assets.
Group 1 Automotive, Inc. (GPI) carries total debt of $5.87B, offset by $32.5M in cash and short-term investments. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
Group 1 Automotive, Inc. (GPI) has total shareholders' equity (book value) of $2.79B ($218.97 book value per share). Book value represents the net worth of the company belonging to common stock holders.
Group 1 Automotive, Inc. (GPI) reported a current ratio of 1.08x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.