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GPIGroup 1 Automotive, Inc.
$247.51$3.0B
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  4. Financial Ratios

Group 1 Automotive, Inc. (GPI) Financial Ratios

Latest Ratios: P/E Ratio 9.9x · EV/EBITDA 8.2x · ROE 11.2%. (1997–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

GPI Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$3.0B$5.0B$5.6B$4.2B$2.8B$3.5B$2.3B$1.8B$1.0B$1.5B$1.6B
Enterprise Value$8.8B$10.8B$10.8B$8.0B$6.1B$6.3B$4.9B$5.1B$4.1B$4.4B$4.4B
P/E Ratio →9.8515.6611.487.133.836.488.4610.716.737.2111.69
P/S Ratio0.130.220.280.230.170.260.220.150.090.130.15
P/B Ratio1.131.801.881.571.251.901.611.430.941.321.77
P/FCF7.8713.3625.26—6.612.872.8012.8011.33—6.85
P/OCF4.587.7711.9965.914.832.562.495.404.437.164.15

P/E links to full P/E history page with 30-year chart

GPI EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—0.480.540.450.380.470.460.440.350.390.40
EV / EBITDA8.2210.1410.577.565.166.538.6011.869.9510.9511.13
EV / EBIT9.2614.2611.898.325.597.1210.2014.2311.9112.8112.81
EV / FCF—28.9348.73—14.415.225.8936.4144.86—18.09

GPI Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin15.5%15.5%16.3%16.9%18.3%18.1%16.4%15.2%14.9%14.8%14.7%
Operating Margin4.2%4.2%4.6%5.4%6.7%6.6%4.7%3.1%2.9%3.1%3.1%
Net Profit Margin1.4%1.4%2.5%3.4%4.6%4.1%2.7%1.5%1.4%1.9%1.4%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE11.2%11.2%17.6%24.5%37.0%33.7%21.2%14.8%14.2%20.8%15.9%
ROA3.2%3.2%5.7%8.3%12.1%10.2%5.4%3.3%3.2%4.6%3.3%
ROIC8.5%8.5%9.3%12.1%16.1%15.3%8.7%6.2%6.3%6.7%7.0%
ROCE14.2%14.2%15.5%19.2%24.2%23.7%15.5%12.4%12.9%13.5%14.3%

GPI Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity2.102.101.761.461.501.561.832.652.782.602.93
Debt / EBITDA5.495.495.123.672.842.964.647.757.477.326.97
Net Debt / Equity—2.091.751.431.471.551.782.632.772.582.91
Net Debt / EBITDA5.465.465.093.622.792.944.527.697.447.246.92
Debt / FCF—15.5723.48—7.802.353.0923.6033.52—11.24
Interest Coverage2.452.453.645.8810.4010.604.772.642.512.783.01

GPI Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.081.081.031.111.031.081.091.041.011.061.05
Quick Ratio0.270.270.250.330.330.380.300.250.230.260.24
Cash Ratio0.010.010.010.020.020.010.040.010.010.010.01
Asset Turnover—2.182.032.302.412.342.082.082.322.282.44
Inventory Turnover6.966.966.337.579.7710.296.135.175.365.385.63
Days Sales Outstanding—10.2712.1412.4110.7510.7413.8715.0714.4616.2414.85

GPI Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.8%0.5%0.5%0.6%0.8%0.7%0.5%1.1%2.0%1.4%1.2%
Payout Ratio7.9%7.9%5.1%4.2%3.2%4.3%3.8%11.7%13.2%9.6%13.6%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield10.1%6.4%8.7%14.0%26.1%15.4%11.8%9.3%14.9%13.9%8.6%
FCF Yield12.7%7.5%4.0%—15.1%34.9%35.7%7.8%8.8%—14.6%
Buyback Yield18.8%11.1%2.9%4.1%18.7%6.1%3.4%0.1%17.9%2.7%7.7%
Total Shareholder Yield19.6%11.6%3.3%4.7%19.5%6.8%3.9%1.2%20.0%4.1%8.9%
Shares Outstanding—$13M$13M$14M$15M$18M$18M$18M$19M$21M$21M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetStrained
Cash FlowMixed
Top Statement Risk

High leverage and affordability pressures

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Compression Signals Structural Shift

GPI's gross margin fell to 16.0% in Q2 2026 from 16.6% in Q1 2024, while operating margin contracted to 3.8% from 5.4%, per reported financials, indicating pricing pressure and cost absorption.

The sequential deterioration in margins, particularly the 160 basis point drop in operating margin over ten quarters, suggests that GPI is absorbing higher SG&A costs relative to revenue, likely due to softer demand and increased discounting. The net margin of 1.9% in Q2 2026, down from 3.3% in Q1 2024, underscores the narrow profit buffer, making the business highly sensitive to any further revenue decline. This trend appears more than cyclical, as the company's fixed cost base and competitive pricing environment may be eroding its historical pricing power.

Return on Capital Decays Amid Leverage

ROIC fell to 1.8% in Q2 2026 from 2.7% in Q1 2024, while ROE dropped to 3.6% from 5.4%, per reported data, indicating that capital efficiency is deteriorating as debt-funded acquisitions expand the asset base.

The decline in ROIC and ROE, despite a relatively stable asset turnover around 0.53, points to margin compression as the primary driver of lower returns. The increase in debt-to-equity from 1.60 to 2.03 over the same period suggests that GPI is financing growth with leverage, which amplifies the impact of margin erosion on equity returns. Investors should monitor whether management can restore margins to prior levels, as the current trajectory implies that the company is not compounding returns on invested capital effectively.

Working Capital Cycle Lengthens as Inventory Builds

GPI's cash conversion cycle extended to 52 days in Q2 2026 from 49 days in Q1 2024, driven by a rise in days inventory outstanding to 55 from 50, per reported figures, signaling slower inventory turnover.

The increase in DIO suggests that GPI is holding vehicles longer, which may reflect weakening consumer demand and could lead to further discounting to clear stock. The stable DSO at 11 days and DPO at 15 days indicate that the company is not extending payment terms to suppliers, leaving inventory management as the primary working capital lever. This lengthening cycle consumes cash, as evidenced by the negative free cash flow in Q1 2026, and may pressure liquidity if the trend persists.

Debt Service Comfort Wanes as Coverage Slips

Interest coverage fell to 9.23x in Q2 2026 from 4.88x in Q1 2024, but debt-to-EBITDA rose to 25.57x from 16.62x, per reported data, indicating that leverage is becoming less comfortable relative to earnings.

The sharp increase in debt-to-EBITDA, despite a temporary improvement in interest coverage, suggests that GPI's earnings are not keeping pace with debt accumulation. The D/E ratio of 2.03 in Q2 2026, up from 1.60 in Q1 2024, reflects a balance sheet that is increasingly reliant on debt to fund acquisitions and buybacks. With the recent EPS miss and no forward guidance, the risk of covenant breaches or refinancing difficulties may rise if earnings continue to deteriorate, warranting close monitoring of debt service capacity.

Thin Liquidity Cushion Offers Little Buffer

GPI's current ratio stood at 1.02 in Q2 2026, with quick ratio at 0.25, per reported balance sheet data, indicating that the company has minimal short-term liquidity to absorb demand shocks.

The quick ratio of 0.25 highlights a heavy reliance on inventory to meet current obligations, which is typical for dealerships but risky if inventory values decline. Cash of $164.5 million against $6.0 billion in debt underscores a tight liquidity position, leaving little room for error in a downturn. The negative free cash flow in Q1 2026 and the lengthening cash conversion cycle suggest that GPI may need to rely on credit lines or asset sales to fund operations if demand remains soft.

Misapplied P/E Obscures Earnings Volatility

GPI's trailing P/E of 10.42 appears cheap, but the forward P/E of 6.54 implies the market expects a sharp earnings rebound, per reported multiples, which may be overly optimistic given the recent miss.

The most commonly misapplied ratio for GPI is the P/E, because earnings are highly cyclical and subject to one-time gains from dealership divestitures and LIFO adjustments. The trailing P/E of 10.42 may understate the true cost of earnings if the recent EPS miss signals a structural decline, while the forward P/E of 6.54 assumes a recovery that may not materialize. Instead, investors should focus on EV/EBITDA, which at 8.38 is more stable and accounts for the company's debt load, or on price-to-tangible book value to adjust for the $2.2 billion goodwill that inflates the balance sheet.

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GPI — Frequently Asked Questions

Quick answers to the most common questions about buying GPI stock.

What is Group 1 Automotive, Inc.'s P/E ratio?

Group 1 Automotive, Inc.'s current P/E ratio is 9.9x. The historical average is 12.9x. This places it at the 36th percentile of its historical range.

What is Group 1 Automotive, Inc.'s EV/EBITDA?

Group 1 Automotive, Inc.'s current EV/EBITDA is 8.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.9x.

What is Group 1 Automotive, Inc.'s ROE?

Group 1 Automotive, Inc.'s return on equity (ROE) is 11.2%. The historical average is 14.3%.

Is GPI stock overvalued?

Based on historical data, Group 1 Automotive, Inc. is trading at a P/E of 9.9x. This is at the 36th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Group 1 Automotive, Inc.'s dividend yield?

Group 1 Automotive, Inc.'s current dividend yield is 0.81% with a payout ratio of 7.9%.

What are Group 1 Automotive, Inc.'s profit margins?

Group 1 Automotive, Inc. has 15.5% gross margin and 4.2% operating margin.

How much debt does Group 1 Automotive, Inc. have?

Group 1 Automotive, Inc.'s Debt/EBITDA ratio is 5.5x, indicating high leverage. A ratio above 4x may signal elevated financial risk.