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GPNGlobal Payments Inc.
$84.00$20.9B
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  4. Financial Ratios

Global Payments Inc. (GPN) Financial Ratios

Latest Ratios: P/E Ratio 14.4x · EV/EBITDA 11.9x · ROE 6.0%. (1999–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

GPN Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$20.9B$18.6B$28.6B$33.2B$27.4B$39.7B$64.7B$36.4B$16.4B$15.6B$10.2B
Enterprise Value$34.4B$32.1B$42.8B$48.5B$39.7B$49.8B$72.5B$44.4B$21.0B$19.5B$13.9B
P/E Ratio →14.4113.2818.1933.69248.3041.09110.4784.5236.3133.3050.66
P/S Ratio2.712.412.833.443.054.668.727.404.883.923.03
P/B Ratio0.850.781.241.401.211.532.361.303.923.933.67
P/FCF10.239.129.9920.9016.8117.3534.4733.5618.4047.1719.62
P/OCF7.857.008.0814.7812.2014.2827.9726.1314.8530.4315.48

P/E links to full P/E history page with 30-year chart

GPN EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—4.174.245.034.425.849.779.036.254.924.11
EV / EBITDA11.9111.129.9811.7910.5713.6424.1422.2715.9919.1119.77
EV / EBIT23.3615.8217.0626.4560.7937.2280.5254.0527.6034.7934.40
EV / FCF—15.7514.9930.5124.3521.7738.6340.9423.5759.1526.68

GPN Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin72.6%72.6%62.8%61.4%57.9%55.7%50.8%57.8%67.5%51.5%52.4%
Operating Margin19.1%19.1%22.6%22.9%22.0%20.6%16.4%21.3%23.6%14.4%10.6%
Net Profit Margin18.2%18.2%15.5%10.2%1.2%11.3%7.9%8.8%13.4%11.8%6.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE6.0%6.0%6.7%4.3%0.5%3.6%2.1%2.7%11.1%13.9%7.1%
ROA2.8%2.8%3.2%2.1%0.2%2.2%1.3%1.5%3.4%4.0%1.9%
ROIC3.0%3.0%4.5%4.5%4.2%3.7%2.6%3.5%7.1%6.0%4.1%
ROCE3.4%3.4%5.5%5.5%5.0%4.4%3.0%4.1%8.3%6.7%4.5%

GPN Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.920.920.730.730.630.470.350.341.391.341.74
Debt / EBITDA7.577.573.924.223.813.313.254.864.435.186.89
Net Debt / Equity—0.570.620.640.550.390.280.291.101.001.32
Net Debt / EBITDA4.694.693.333.713.272.772.604.023.513.875.23
Debt / FCF—6.645.009.617.554.424.167.385.1711.987.06
Interest Coverage3.123.123.962.781.454.012.622.693.903.21—

GPN Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.691.690.970.990.921.061.011.221.031.131.09
Quick Ratio1.691.690.970.990.921.061.011.221.031.131.09
Cash Ratio1.121.120.410.260.290.440.430.470.370.350.41
Asset Turnover—0.140.220.190.200.190.170.110.250.310.32
Inventory Turnover———————————
Days Sales Outstanding—37.1439.0742.3540.6040.5239.0566.5237.7827.72197.27

GPN Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.2%1.3%0.9%0.8%1.0%0.7%0.4%0.2%0.0%0.0%0.1%
Payout Ratio17.0%17.0%16.1%26.4%245.7%26.9%39.9%20.1%1.4%1.4%2.9%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield6.9%7.5%5.5%3.0%0.4%2.4%0.9%1.2%2.8%3.0%2.0%
FCF Yield9.8%11.0%10.0%4.8%5.9%5.8%2.9%3.0%5.4%2.1%5.1%
Buyback Yield5.9%6.6%5.6%1.4%10.8%6.6%1.0%0.9%1.3%0.2%2.5%
Total Shareholder Yield7.1%7.9%6.5%2.2%11.8%7.3%1.3%1.1%1.3%0.3%2.5%
Shares Outstanding—$240M$255M$262M$276M$294M$301M$199M$159M$156M$147M

Key Metrics

Growth RegimeMixed
ProfitabilityStrained
Balance SheetAdequate
Cash FlowStable
Top Statement Risk

Goodwill impairment and leverage

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Compression Signals Mix Shift

Gross margin fell from 74.5% in 2025Q2 to 61.0% in 2026Q2, while operating margin dropped to 10.2% from 28.7%, per reported financials, suggesting a shift toward lower-margin revenue streams.

The 13.5 percentage point decline in gross margin over four quarters likely reflects a change in revenue mix, possibly from divestiture effects or increased pass-through costs. Operating margin at 10.2% in 2026Q2 is well below the 31.8% seen in 2025Q3, indicating a loss of operating leverage. This suggests that the company's high-fixed-cost model is not generating the incremental flow-through it once did, warranting close monitoring of segment mix and cost discipline.

Return on Capital Decays Sharply

ROIC fell to 0.6% in 2026Q2 from 1.3% a year earlier, while ROE turned negative at -0.0%, based on reported figures, indicating a significant deterioration in capital efficiency.

The decline in ROIC and ROE is driven by both margin compression and a larger capital base following the EVO acquisition and increased debt. With ROIC at 0.6%, the company is earning barely above its cost of capital, suggesting that recent M&A has not yet generated sufficient returns. Investors should monitor whether management can restore ROIC to the 1.0-1.3% range seen in 2024, which would indicate that the integration is yielding synergies.

Working Capital Efficiency Deteriorates

DSO spiked to 137 days in 2026Q2 from 40 days in 2025Q4, while DPO fell to 262 days from 369 days, per financial statements, indicating a significant strain on cash conversion.

The sharp increase in DSO suggests slower collections or a change in revenue mix, possibly due to the divestiture or new client contracts. The reduction in DPO indicates that the company is paying suppliers faster, which may reflect a loss of negotiating power or a strategic shift. These trends, combined with a negative cash conversion cycle (not calculable due to missing DIO), point to deteriorating working capital management that could pressure liquidity if not reversed.

Leverage Creeps Higher Amidst Expansion

Debt-to-equity rose to 0.94 in 2026Q2 from 0.73 in 2024Q4, while interest coverage fell to 1.21 from 5.59, per reported data, indicating a significant increase in financial risk.

Total debt increased to $22.4B, and the interest coverage ratio of 1.21 in 2026Q2 is barely above 1.0, suggesting that operating income is only just covering interest expense. This is a sharp deterioration from the 5.59 coverage in 2024Q4, reflecting both higher debt and lower operating income. The D/EBITDA of 66.5 in 2026Q2 is anomalous and likely distorted by depressed EBITDA, but it underscores the need for careful monitoring of covenant compliance and refinancing risk.

Liquidity Buffer Thins Despite Cash Build

Current ratio fell to 0.82 in 2026Q2 from 0.97 in 2024Q4, even as cash rose to $5.4B, based on reported figures, indicating a potential liquidity squeeze.

The current ratio below 1.0 suggests that current liabilities exceed current assets, which is unusual for a services company and may reflect the classification of settlement obligations. The quick ratio is identical to the current ratio, indicating that inventory is not a factor, but the reliance on short-term debt or payables could be a concern. Under stress, the company may need to draw on its credit facilities or reduce buybacks to meet obligations, though the $5.4B cash balance provides some buffer.

Misapplied Metric: P/E on GAAP Earnings

The P/E ratio is commonly misapplied to GPN because GAAP earnings are heavily distorted by amortization and one-time charges; adjusted metrics like EV/EBITDA or P/FCF are more appropriate, per analyst practice.

The trailing P/E of 15.19 is misleading because GAAP net income includes significant non-cash amortization from acquisitions and impairment charges, as seen in the -$1.8B net loss in 2026Q1. The forward P/E of 6.46 appears extremely low, but it likely relies on adjusted earnings that exclude these charges. Investors should focus on EV/EBITDA (12.30) or P/FCF (10.78) to better capture the underlying cash generation, but even these need adjustment for the divestiture and settlement timing. The company's high goodwill balance ($27B) also poses a risk of future impairments that could further distort earnings.

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Includes 30+ ratios · 27 years · Updated daily

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GPN — Frequently Asked Questions

Quick answers to the most common questions about buying GPN stock.

What is Global Payments Inc.'s P/E ratio?

Global Payments Inc.'s current P/E ratio is 14.4x. The historical average is 38.3x. This places it at the 4th percentile of its historical range.

What is Global Payments Inc.'s EV/EBITDA?

Global Payments Inc.'s current EV/EBITDA is 11.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.2x.

What is Global Payments Inc.'s ROE?

Global Payments Inc.'s return on equity (ROE) is 6.0%. The historical average is 12.5%.

Is GPN stock overvalued?

Based on historical data, Global Payments Inc. is trading at a P/E of 14.4x. This is at the 4th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Global Payments Inc.'s dividend yield?

Global Payments Inc.'s current dividend yield is 1.18% with a payout ratio of 17.0%.

What are Global Payments Inc.'s profit margins?

Global Payments Inc. has 72.6% gross margin and 19.1% operating margin. Operating margin between 10-20% is typical for established companies.

How much debt does Global Payments Inc. have?

Global Payments Inc.'s Debt/EBITDA ratio is 7.6x, indicating high leverage. A ratio above 4x may signal elevated financial risk.