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GRMNGarmin Ltd.
$287.63$55.5B
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  4. Financial Ratios

Garmin Ltd. (GRMN) Financial Ratios

Latest Ratios: P/E Ratio 33.5x · EV/EBITDA 25.9x · ROE 19.8%. (1999–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

GRMN Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$55.5B$39.8B$40.5B$24.7B$17.8B$26.3B$23.0B$18.6B$12.0B$11.2B$9.2B
Enterprise Value$53.4B$37.7B$38.6B$23.1B$16.7B$24.9B$21.6B$17.6B$10.8B$10.4B$8.3B
P/E Ratio →33.4823.9228.6819.1618.3124.2723.1519.5517.3016.1917.96
P/S Ratio7.665.496.434.723.675.285.484.963.593.643.04
P/B Ratio6.214.435.163.522.874.304.163.892.892.962.69
P/FCF40.7029.1932.6920.9032.8737.4024.2332.2115.8322.0915.08
P/OCF33.9624.3628.2817.9422.6025.9620.2326.6613.0717.0113.01

P/E links to full P/E history page with 30-year chart

GRMN EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—5.206.134.423.434.995.154.703.233.352.76
EV / EBITDA25.8618.2621.7518.2013.9718.1018.2716.7812.3613.7111.73
EV / EBIT28.4618.7222.7619.2515.6420.6020.4718.6613.8915.1413.17
EV / FCF—27.6731.1519.5630.7235.3722.7730.5214.2420.3413.69

GRMN Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin58.7%58.7%58.7%57.5%57.7%58.0%59.3%59.5%59.1%57.8%55.6%
Operating Margin25.9%25.9%25.3%20.9%21.1%24.5%25.2%25.2%23.3%21.7%20.7%
Net Profit Margin23.0%23.0%22.4%24.7%20.0%21.7%23.7%25.3%20.7%22.5%16.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE19.8%19.8%19.0%19.5%15.8%18.6%19.3%21.3%17.4%19.2%15.1%
ROA16.1%16.1%15.5%15.8%12.5%14.5%15.0%16.5%13.4%14.6%11.3%
ROIC21.9%21.9%21.0%15.6%15.9%20.7%19.9%20.9%19.9%18.3%18.4%
ROCE21.6%21.6%20.7%15.8%15.9%19.9%19.2%19.7%18.0%16.9%16.9%

GRMN Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.020.020.020.020.020.010.010.01———
Debt / EBITDA0.090.090.090.090.100.050.060.05———
Net Debt / Equity—-0.23-0.24-0.23-0.19-0.23-0.25-0.20-0.29-0.23-0.25
Net Debt / EBITDA-1.01-1.01-1.08-1.24-0.98-1.04-1.17-0.93-1.37-1.18-1.19
Debt / FCF—-1.53-1.55-1.34-2.15-2.03-1.46-1.69-1.58-1.75-1.39
Interest Coverage———————————

Net cash position: cash ($2.3B) exceeds total debt ($196M)

GRMN Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio3.633.633.543.413.262.943.152.952.892.852.89
Quick Ratio2.602.602.562.382.012.102.502.222.282.232.27
Cash Ratio1.591.591.661.501.201.271.591.361.501.271.42
Asset Turnover—0.660.650.610.630.630.600.610.620.620.67
Inventory Turnover1.691.691.761.651.361.702.242.022.432.522.76
Days Sales Outstanding—63.1257.0056.9149.3361.7874.0668.6562.1369.8663.73

GRMN Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield1.2%1.7%1.4%2.3%3.8%1.9%2.0%2.2%2.5%3.4%5.2%
Payout Ratio39.9%39.9%40.6%43.3%69.8%45.4%45.4%43.8%42.7%55.1%94.3%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield3.0%4.2%3.5%5.2%5.5%4.1%4.3%5.1%5.8%6.2%5.6%
FCF Yield2.5%3.4%3.1%4.8%3.0%2.7%4.1%3.1%6.3%4.5%6.6%
Buyback Yield0.4%0.6%0.2%0.4%1.3%0.1%0.1%0.1%0.1%0.8%1.1%
Total Shareholder Yield1.6%2.3%1.6%2.7%5.1%2.0%2.1%2.4%2.6%4.2%6.3%
Shares Outstanding—$194M$193M$192M$193M$193M$192M$191M$190M$189M$189M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrong
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Consumer demand cyclicality

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Margin Expansion Defies Seasonality

Gross margin reached 62.4% in 2026Q2, up from 58.8% a year earlier, per reported financials, while operating margin expanded to 30.4% from 26.0%, indicating sustained pricing power and mix benefits.

The sequential improvement in gross margin from 59.4% in 2026Q1 to 62.4% in 2026Q2, despite typical seasonal patterns, suggests that product mix shifts toward higher-margin categories are driving profitability. Operating margin expansion outpaced gross margin gains, reflecting operating leverage as revenue growth accelerates. Net margin of 26.8% in 2026Q2 is near the highest in the ten-quarter window, underscoring that earnings quality is not solely dependent on top-line growth.

ROIC Cyclicality Masks Underlying Strength

ROIC improved to 6.6% in 2026Q2 from 4.1% in 2024Q1, per quarterly data, but remains below the cost of capital, suggesting that capital efficiency is still recovering from seasonal troughs.

ROIC has shown a clear upward trajectory from 4.1% in 2024Q1 to 6.6% in 2026Q2, with each year's Q2 showing sequential improvement (4.8% in 2024Q2, 5.7% in 2025Q2, 6.6% in 2026Q2). This indicates that the company is compounding returns on invested capital, driven by margin expansion rather than asset turnover, which has remained stable around 0.17-0.20. However, ROIC still trails the cost of capital, implying that the market's premium valuation may be pricing in future efficiency gains.

Inventory Build Pressures Cash Cycle

Cash conversion cycle lengthened to 231 days in 2026Q2 from 205 days a year earlier, per reported figures, driven by a rise in days inventory outstanding to 228 from 205, signaling potential demand softness.

The CCC has been volatile, ranging from 190 to 244 days over the past ten quarters, with the latest reading at 231 days reflecting a significant inventory build. DIO increased to 228 days in 2026Q2 from 192 days in 2025Q4, suggesting that Garmin may be stocking up in anticipation of demand or facing slower sell-through. DSO improved to 47 days from 57 days in 2026Q1, indicating efficient receivables collection, but the inventory overhang warrants monitoring as it could tie up cash and signal demand cyclicality.

Minimal Debt Masks Strategic Optionality

Debt-to-equity remains at 0.02 with debt-to-EBITDA at 0.27 in 2026Q2, per balance sheet data, indicating negligible leverage and ample borrowing capacity for acquisitions or buybacks.

Garmin's leverage is exceptionally low, with total debt of $178M against $2.3B cash, resulting in a net cash position. The D/EBITDA ratio of 0.27 is stable across the period, and interest coverage is not reported, but given the minimal debt, interest expense is likely immaterial. This conservative capital structure provides significant financial flexibility, but investors should note that the company's low leverage may also indicate a lack of aggressive capital deployment, which could be a drag on ROE.

Liquidity Cushion Absorbs Seasonal Swings

Current ratio stands at 3.03 in 2026Q2, down from 4.36 in 2026Q1, per quarterly data, but remains well above 2.0, providing a strong buffer against working capital volatility.

The current ratio has fluctuated between 2.88 and 4.36 over the past ten quarters, with the latest reading at 3.03 reflecting seasonal inventory builds and payables timing. The quick ratio of 2.08 indicates that even excluding inventory, Garmin can cover current liabilities nearly twice over. This liquidity position suggests that the company can weather demand cyclicality without straining its balance sheet, though the decline from the prior quarter's peak warrants monitoring.

P/E Misleads on Growth Sustainability

The trailing P/E of 36.46 and PEG of 3.41, per valuation data, may overstate expensiveness given Garmin's low capital intensity and high cash conversion, but they also imply market expectations of sustained double-digit growth.

The P/E ratio is commonly applied to Garmin as a hardware company, but its asset-light model and high gross margins (62.4%) make earnings less cyclical than typical manufacturers. However, the PEG of 3.41 suggests that the market is pricing in growth that may be difficult to sustain, especially as revenue growth decelerated from 20.4% in 2025Q2 to 11.4% in 2026Q2. Investors should focus on EV/EBITDA (28.24) and P/FCF (44.31) to better capture the company's cash generation, but even these multiples imply a premium that may not be justified if consumer demand softens.

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Includes 30+ ratios · 27 years · Updated daily

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GRMN — Frequently Asked Questions

Quick answers to the most common questions about buying GRMN stock.

What is Garmin Ltd.'s P/E ratio?

Garmin Ltd.'s current P/E ratio is 33.5x. The historical average is 20.0x. This places it at the 100th percentile of its historical range.

What is Garmin Ltd.'s EV/EBITDA?

Garmin Ltd.'s current EV/EBITDA is 25.9x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 14.7x.

What is Garmin Ltd.'s ROE?

Garmin Ltd.'s return on equity (ROE) is 19.8%. The historical average is 23.2%.

Is GRMN stock overvalued?

Based on historical data, Garmin Ltd. is trading at a P/E of 33.5x. This is at the 100th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Garmin Ltd.'s dividend yield?

Garmin Ltd.'s current dividend yield is 1.19% with a payout ratio of 39.9%.

What are Garmin Ltd.'s profit margins?

Garmin Ltd. has 58.7% gross margin and 25.9% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Garmin Ltd. have?

Garmin Ltd.'s Debt/EBITDA ratio is 0.1x, indicating low leverage. A ratio below 2x is generally considered financially healthy.