Home Bancorp, Inc. (HBCP) quarterly income statement — complete revenue, gross profit & net income history
Home Bancorp, Inc. (HBCP) annual income statement — 20-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 35.91M | 35.8M | 34.48M | 34.05M | 34.11M | 33.35M | 31.75M | 31.59M | 30.38M | 29.39M | 28.9M | 29.28M | 29.51M | 30.31M | 31.59M | 33.29M | 31.98M | 29.24M | 23.51M | 24.65M |
| NII Growth % | 5.3% | 7.36% | 8.61% | 7.79% | 12.26% | 13.47% | 9.85% | 7.87% | 2.96% | -3.01% | -8.53% | -12.03% | -7.72% | 3.64% | 34.38% | 35.03% | 17.85% | 21.28% | -6.31% | -2.18% |
| Net Interest Margin % | 1% | 0.99% | 0.97% | 0.97% | 0.98% | 0.96% | 0.91% | 0.92% | 0.88% | 0.86% | 0.86% | 0.88% | 0.89% | 0.92% | 0.97% | 1.03% | 1.01% | 0.87% | 0.71% | 0.84% |
| Interest Income | 49.74M | 49.22M | 47.74M | 48.72M | 49.22M | 48.63M | 47.2M | 47.8M | 47.38M | 45.46M | 44.13M | 43.4M | 42.08M | 40.07M | 38.12M | 36.59M | 34.26M | 30.5M | 24.57M | 25.79M |
| Interest Expense | 13.83M | 13.41M | 13.26M | 14.67M | 15.12M | 15.28M | 15.45M | 16.22M | 17M | 16.07M | 15.22M | 14.12M | 12.57M | 9.77M | 6.52M | 3.31M | 2.29M | 1.26M | 1.05M | 1.14M |
| Loan Loss Provision | 1.02M | 762K | 922K | 480K | -229K | -481K | 394K | 1.11M | 140K | 1.13M | 141K | 805K | 351K | 662K | 1.02M | 1.82M | 1.84M | 591K | 3.52M | -2.63M |
| Non-Interest Income | 4.2M | 3.92M | 3.74M | 4.05M | 3.74M | 3.72M | 4.01M | 3.63M | 3.69M | 3.75M | 3.55M | 3.48M | 4.4M | 3.45M | 3.31M | 3.34M | 3.47M | 3.69M | 3.39M | 3.53M |
| Non-Interest Income % | 10.47% | 9.87% | 9.78% | 10.63% | 9.88% | 10.03% | 11.21% | 10.31% | 10.84% | 11.33% | 10.94% | 10.62% | 12.97% | 10.22% | 9.49% | 9.12% | 9.8% | 11.19% | 12.59% | 12.54% |
| Total Net Revenue | 40.12M | 39.72M | 38.22M | 38.1M | 37.84M | 37.07M | 35.76M | 35.22M | 34.07M | 33.15M | 32.45M | 32.76M | 33.91M | 33.75M | 34.91M | 36.63M | 35.45M | 32.93M | 26.9M | 28.18M |
| Revenue Growth % | 6% | 7.17% | 6.89% | 8.18% | 11.06% | 11.82% | 10.19% | 7.49% | 0.49% | -1.8% | -7.04% | -10.55% | -4.35% | 2.51% | 29.78% | 29.95% | 9.02% | 20.15% | -7.74% | -3.64% |
| Non-Interest Expense | 26.32M | 24.4M | 22.94M | 23.1M | 22.53M | 23.38M | 21.58M | 22.11M | 22.26M | 21.94M | 20.87M | 20.46M | 21.34M | 20.81M | 19.73M | 21.35M | 20.58M | 21.77M | 17.94M | 18M |
| Efficiency Ratio | 65.62% | 61.43% | 60.02% | 60.63% | 59.54% | 63.07% | 60.35% | 62.8% | 65.32% | 66.19% | 64.31% | 62.47% | 62.93% | 61.65% | 56.52% | 58.3% | 58.04% | 66.1% | 66.69% | 63.87% |
| Operating Income | 12.77M | 14.56M | 14.36M | 14.52M | 15.54M | 14.17M | 13.79M | 11.99M | 11.68M | 10.08M | 11.44M | 11.49M | 12.22M | 12.28M | 14.15M | 13.46M | 13.03M | 10.57M | 5.44M | 12.81M |
| Operating Margin % | 31.84% | 36.65% | 37.57% | 38.11% | 41.07% | 38.23% | 38.55% | 34.04% | 34.27% | 30.41% | 35.26% | 35.08% | 36.04% | 36.39% | 40.54% | 36.74% | 36.76% | 32.1% | 20.23% | 45.47% |
| Operating Income Growth % | -17.81% | 2.74% | 4.16% | 21.13% | 33.11% | 40.6% | 20.49% | 4.32% | -4.44% | -17.95% | -19.16% | -14.61% | -6.24% | 16.2% | 160.05% | 5.01% | -29.45% | -25.87% | -63.46% | -11.77% |
| Pretax Income | 12.77M | 14.41M | 14.36M | 14.52M | 15.54M | 14.17M | 13.79M | 11.99M | 11.68M | 10.08M | 11.44M | 11.49M | 12.22M | 12.28M | 14.15M | 13.46M | 13.03M | 10.57M | 5.44M | 12.81M |
| Pretax Margin % | 31.84% | 36.27% | 37.57% | 38.11% | 41.07% | 38.23% | 38.55% | 34.04% | 34.27% | 30.41% | 35.26% | 35.08% | 36.04% | 36.39% | 40.54% | 36.74% | 36.76% | 32.1% | 20.23% | 45.47% |
| Income Tax | 2.68M | 2.79M | 3M | 3.11M | 3.19M | 2.84M | 2.82M | 2.31M | 2.24M | 1.96M | 2.24M | 2.11M | 2.46M | 2.5M | 2.83M | 2.68M | 2.6M | 2.11M | 1.04M | 2.58M |
| Effective Tax Rate % | 20.96% | 19.39% | 20.88% | 21.41% | 20.49% | 20.05% | 20.46% | 19.3% | 19.18% | 19.46% | 19.6% | 18.33% | 20.17% | 20.38% | 20.01% | 19.92% | 19.94% | 19.96% | 19.13% | 20.11% |
| Net Income | 10.1M | 11.62M | 11.36M | 11.41M | 12.36M | 11.33M | 10.96M | 9.67M | 9.44M | 8.12M | 9.2M | 9.38M | 9.75M | 9.78M | 11.32M | 10.78M | 10.43M | 8.46M | 4.4M | 10.24M |
| Net Margin % | 25.17% | 29.24% | 29.72% | 29.95% | 32.65% | 30.57% | 30.66% | 27.47% | 27.7% | 24.49% | 28.35% | 28.65% | 28.77% | 28.98% | 32.43% | 29.42% | 29.43% | 25.7% | 16.36% | 36.33% |
| Net Income Growth % | -18.29% | 2.52% | 3.61% | 17.97% | 30.94% | 39.57% | 19.19% | 3.07% | -3.25% | -17% | -18.74% | -12.91% | -6.52% | 15.6% | 157.21% | 5.25% | -30.71% | -25.75% | -63.1% | -11.63% |
| Net Income (Continuing) | 10.1M | 11.62M | 11.36M | 11.41M | 12.36M | 11.33M | 10.96M | 9.67M | 9.44M | 8.12M | 9.2M | 9.38M | 9.75M | 9.78M | 11.32M | 10.78M | 10.43M | 8.46M | 4.4M | 10.24M |
| EPS (Diluted) | 1.28 | 1.48 | 1.45 | 1.46 | 1.59 | 1.45 | 1.37 | 1.21 | 1.18 | 1.01 | 1.14 | 1.17 | 1.21 | 1.21 | 1.39 | 1.33 | 1.28 | 1.03 | 0.53 | 1.23 |
| EPS Growth % | -19.5% | 2.07% | 5.84% | 20.66% | 34.75% | 43.56% | 20.18% | 3.42% | -2.48% | -16.53% | -17.99% | -12.03% | -5.47% | 17.48% | 162.26% | 8.13% | -28.49% | -23.13% | -62.41% | -9.56% |
| EPS (Basic) | 1.30 | 1.49 | 1.47 | 1.48 | 1.60 | 1.47 | 1.38 | 1.22 | 1.18 | 1.02 | 1.15 | 1.18 | 1.22 | 1.22 | 1.40 | 1.34 | 1.29 | 1.04 | 0.53 | 1.24 |
| Diluted Shares Outstanding | 7.87M | 7.84M | 7.83M | 7.8M | 7.86M | 7.9M | 8.03M | 7.99M | 7.97M | 8.02M | 8.04M | 8.01M | 8.04M | 8.08M | 8.14M | 8.12M | 8.14M | 8.19M | 8.27M | 8.33M |