Home Bancorp, Inc. (HBCP) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 34.48M | 34.05M | 34.11M | 33.35M | 31.75M | 31.59M | 30.38M | 29.39M | 28.9M | 29.28M | 29.51M | 30.31M |
| NII Growth % | 8.61% | 7.79% | 12.26% | 13.47% | 9.85% | 7.87% | 2.96% | -3.01% | -8.53% | -12.03% | -7.72% | 3.64% |
| Net Interest Margin % | 0.97% | 0.97% | 0.98% | 0.96% | 0.91% | 0.92% | 0.88% | 0.86% | 0.86% | 0.88% | 0.89% | 0.92% |
| Interest Income | 47.74M | 48.72M | 49.22M | 48.63M | 47.2M | 47.8M | 47.38M | 45.46M | 44.13M | 43.4M | 42.08M | 40.07M |
| Interest Expense | 13.26M | 14.67M | 15.12M | 15.28M | 15.45M | 16.22M | 17M | 16.07M | 15.22M | 14.12M | 12.57M | 9.77M |
| Loan Loss Provision | 922K | 480K | -229K | -481K | 394K | 1.11M | 140K | 1.13M | 141K | 805K | 351K | 662K |
| Non-Interest Income | 3.74M | 4.05M | 3.74M | 3.72M | 4.01M | 3.63M | 3.69M | 3.75M | 3.55M | 3.48M | 4.4M | 3.45M |
| Non-Interest Income % | 7.26% | 7.67% | 7.06% | 7.1% | 7.83% | 7.06% | 7.23% | 7.63% | 7.44% | 7.42% | 9.46% | 7.92% |
| Total Revenue | 51.48M | 52.77M | 52.96M | 52.34M | 51.21M | 51.43M | 51.07M | 49.21M | 47.67M | 46.88M | 46.48M | 43.52M |
| Revenue Growth % | 0.52% | 2.6% | 3.7% | 6.36% | 7.41% | 9.72% | 9.88% | 13.08% | 15.08% | 17.39% | 23.16% | 27.28% |
| Non-Interest Expense | 22.94M | 23.1M | 22.53M | 23.38M | 21.58M | 22.11M | 22.26M | 21.94M | 20.87M | 20.46M | 21.34M | 20.81M |
| Efficiency Ratio | 44.56% | 43.77% | 42.54% | 44.66% | 42.14% | 43% | 43.58% | 44.59% | 43.77% | 43.65% | 45.91% | 47.81% |
| Operating Income | 14.36M | 14.52M | 15.54M | 14.17M | 13.79M | 11.99M | 11.68M | 10.08M | 11.44M | 11.49M | 12.22M | 12.28M |
| Operating Margin % | 27.89% | 27.52% | 29.35% | 27.07% | 26.92% | 23.31% | 22.86% | 20.48% | 24% | 24.51% | 26.29% | 28.23% |
| Operating Income Growth % | 4.16% | 21.13% | 33.11% | 40.6% | 20.49% | 4.32% | -4.44% | -17.95% | -19.16% | -14.61% | -6.24% | 16.2% |
| Pretax Income | 14.36M | 14.52M | 15.54M | 14.17M | 13.79M | 11.99M | 11.68M | 10.08M | 11.44M | 11.49M | 12.22M | 12.28M |
| Pretax Margin % | 27.89% | 27.52% | 29.35% | 27.07% | 26.92% | 23.31% | 22.86% | 20.48% | 24% | 24.51% | 26.29% | 28.23% |
| Income Tax | 3M | 3.11M | 3.19M | 2.84M | 2.82M | 2.31M | 2.24M | 1.96M | 2.24M | 2.11M | 2.46M | 2.5M |
| Effective Tax Rate % | 20.88% | 21.41% | 20.49% | 20.05% | 20.46% | 19.3% | 19.18% | 19.46% | 19.6% | 18.33% | 20.17% | 20.38% |
| Net Income | 11.36M | 11.41M | 12.36M | 11.33M | 10.96M | 9.67M | 9.44M | 8.12M | 9.2M | 9.38M | 9.75M | 9.78M |
| Net Margin % | 22.07% | 21.62% | 23.33% | 21.64% | 21.41% | 18.81% | 18.48% | 16.5% | 19.3% | 20.02% | 20.99% | 22.48% |
| Net Income Growth % | 3.61% | 17.97% | 30.94% | 39.57% | 19.19% | 3.07% | -3.25% | -17% | -18.74% | -12.91% | -6.52% | 15.6% |
| Net Income (Continuing) | 11.36M | 11.41M | 12.36M | 11.33M | 10.96M | 9.67M | 9.44M | 8.12M | 9.2M | 9.38M | 9.75M | 9.78M |
| EPS (Diluted) | 1.45 | 1.46 | 1.59 | 1.45 | 1.37 | 1.21 | 1.18 | 1.01 | 1.14 | 1.17 | 1.21 | 1.21 |
| EPS Growth % | 5.84% | 20.66% | 34.75% | 43.56% | 20.18% | 3.42% | -2.48% | -16.53% | -17.99% | -12.03% | -5.47% | 17.48% |
| EPS (Basic) | 1.47 | 1.48 | 1.60 | 1.47 | 1.38 | 1.22 | 1.18 | 1.02 | 1.15 | 1.18 | 1.22 | 1.22 |
| Diluted Shares Outstanding | 7.83M | 7.8M | 7.86M | 7.9M | 8.03M | 7.99M | 7.97M | 8.02M | 8.04M | 8.01M | 8.04M | 8.08M |