Hagerty, Inc. (HGTY) P/E Ratio History
Deep ValueTrading at 29.4x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2023–2026
Loading P/E history...
P/E Ratio Analysis
As of June 22, 2026, Hagerty, Inc. (HGTY) trades at a price-to-earnings ratio of 29.4x, with a stock price of $10.87 and trailing twelve-month earnings per share of $0.36.
The current P/E is 59% below its 5-year average of 72.0x. Over the past five years, HGTY's P/E has ranged from a low of 40.3x to a high of 145.7x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.6x, HGTY trades at a 116% premium to its sector peers. The sector includes 783 companies with P/E ratios ranging from 0.0x to 196.5x.
Relative to the broader market, HGTY commands a significant premium over the S&P 500 median P/E of 24.4x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our HGTY DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
HGTY Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
HGTY P/E vs Peers
Insurance distributors and MGAs peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $7B | 14.3 | 0.35 | +22% | |
| $3B | 15.6 | 0.16 | +60% | |
| $706M | 3.7Lowest | 0.05Best | +214%Best | |
| $120B | 14.2 | 0.86 | +119% | |
| $57B | 5.8 | 0.34 | +125% | |
| $32B | 7.8 | 0.28 | +4% | |
| $2B | 6.6 | 0.14 | +180% | |
| $6B | 12.3 | 0.96 | +132% | |
| $49B | 24.9 | - | +10% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
HGTY Historical P/E Data (2023–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $10.53 | $0.21 | 50.6x | -30% |
| FY2025 Q4 | Dec 31 2025 | $13.44 | $0.33 | 40.3x | -44% |
| FY2025 Q3 | - | $12.04 | $0.28 | 42.7x | -41% |
| FY2025 Q2 | Jun 30 2025 | $10.11 | $0.21 | 49.2x | -32% |
| FY2025 Q1 | Mar 31 2025 | $9.04 | $0.21 | 42.7x | -41% |
| FY2024 Q4 | - | $9.65 | $0.11 | 89.2x | +24% |
| FY2024 Q3 | Sep 30 2024 | $10.17 | $0.13 | 78.6x | +9% |
| FY2024 Q2 | Jun 30 2024 | $10.40 | $0.13 | 77.4x | +8% |
| FY2024 Q1 | Mar 31 2024 | $9.15 | $0.06 | 145.7x | +102% |
| FY2023 Q4 | Dec 31 2023 | $7.80 | $0.08 | 103.6x | +44% |
Average P/E for displayed period: 72.0x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
3+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
HGTY — Frequently Asked Questions
Quick answers to the most common questions about buying HGTY stock.
What is HGTY's P/E ratio?
Hagerty, Inc. (HGTY) trailing twelve-month P/E ratio is 29.4x, based on TTM diluted EPS of $0.36. The 5-year average P/E is 72.0x and the historical range spans 40.3x to 145.7x.
Is HGTY stock overvalued or undervalued?
HGTY trades at 29.4x P/E, below its 5-year average of 72.0x. At the 0th percentile of its historical range (40.3x–145.7x), the stock is priced at a discount to its own history.
Is HGTY stock expensive?
No, HGTY is not expensive on a historical basis. The current P/E of 29.4x is below the 5-year average of 72.0x and sits at the 0th percentile of its valuation range.
What is HGTY's historical P/E range?
Over the past 5 years, HGTY's P/E ratio has ranged from 40.3x to 145.7x, with a median of 77.4x and an average of 72.0x. The current P/E of 29.4x places the stock at the 0th percentile of this range. Full historical data spans 2023–2026.
How does HGTY's P/E compare to the S&P 500?
HGTY trades at 29.4x P/E versus the S&P 500 median of 24.4x. The 20% premium to the market typically reflects higher expected earnings growth or quality.
How does HGTY's valuation compare to Financial Services peers?
Hagerty, Inc. P/E of 29.4x compares to the Financial Services sector median of 13.6x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is HGTY's PEG ratio?
HGTY PEG ratio is N/A, based on a P/E of 29.4x and EPS growth of 270.0%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is HGTY's earnings yield?
HGTY earnings yield is 3.40%, the inverse of its 29.4x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.