HGTY trades 2.2% below Wall Street's consensus target of $14.00.
Last 12 months price action with 12-month analyst target path
The base valuation assumes HGTY achieves its forward estimates and maintains a stable P/E multiple of 554.7x. This scenario reflects the blended consensus of 5 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of September 24, 2026, Hagerty, Inc. (HGTY) has a Wall Street consensus price target of $14.00, based on estimates from 5 covering analysts. With the stock currently trading at $13.70, this represents a potential upside of +2.2%. The company has a market capitalization of $4.70B.
Analyst price targets range from a low of $14.00 to a high of $14.00, representing a 0% spread in expectations. The median target of $14.00 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 1 analysts rating the stock as a Buy or Strong Buy,3 rating it Hold, and 1 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, HGTY trades at a trailing P/E of 37.0x and forward P/E of 554.7x. Analysts expect EPS to grow -90.2% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $6.62, with bear and bull scenarios of $4.17 and $8.72 respectively. Model confidence stands at 52/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
 KNSLKinsale Capital Group, Inc. | $7.7B | $339.38 | $447.80 | +31.9% | Hold | 16.0x | 13 |
 PLMRPalomar Holdings, Inc. | $3.4B | $127.21 | $158.50 | +24.6% | Buy | 12.6x | 11 |
 HRTGHeritage Insurance Holdings, Inc. | $1.0B | $33.07 | $36.50 | +10.4% | Buy | 6.2x | 9 |
 NODKNI Holdings, Inc. | $302M | $14.76 | — | — | — | — | — |
 PGRThe Progressive Corporation | $119.2B | $203.13 | $220.75 | +8.7% | Hold | 11.3x | 42 |
 ALLThe Allstate Corporation | $58.1B | $225.66 | $270.14 | +19.7% | Hold | 6.4x | 45 |
 ACGLArch Capital Group Ltd. | $33.2B | $95.16 | $113.50 | +19.3% | Buy | 10.1x | 34 |
 HCIHCI Group, Inc. | $2.2B | $176.12 | $225.00 | +27.8% | Buy | 9.2x | 14 |
 SIGISelective Insurance Group, Inc. | $5.1B | $86.33 | $98.75 | +14.4% | Hold | 10.6x | 16 |
 EBAYeBay Inc. | $48.4B | $109.09 | $117.68 | +7.9% | Buy | 17.8x | 69 |
Quick answers to the most common questions about buying HGTY stock.
The consensus price target for HGTY is $14, close to the current price of $13.7 (2.2% implied move). Based on 5 analyst estimates, the stock appears fairly valued near current levels.
HGTY has a consensus rating of "Hold" based on 5 Wall Street analysts. The rating breakdown is mixed, with 3 Hold ratings making up the largest segment. The consensus 12-month price target of $14 implies 2.2% upside from current levels.
At a forward P/E of 554.6559x, HGTY trades at a premium valuation. The consensus price target of $14 (2.2% upside) suggests analysts may view current valuations as stretched.
The most bullish Wall Street analyst has a price target of $14 for HGTY, while the most conservative target is $14. The consensus of $14 represents the median expectation. Our quantitative valuation model projects a bull case target of $9 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
HGTY is moderately covered, with 5 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 1 have Buy ratings, 3 recommend Hold, and 1 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month HGTY stock forecast based on 5 Wall Street analysts shows a consensus price target of $14, with estimates ranging from $14 (bear case) to $14 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $7, with bear/bull scenarios of $4/$9.
Our quantitative valuation model calculates HGTY's fair value at $7 (base case), with a bear case of $4 and bull case of $9. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 52/100.
HGTY trades at a forward P/E ratio of 554.7x based on next-twelve-months earnings estimates compared to a trailing P/E of 37.0x. The higher forward P/E suggests near-term earnings pressure. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
HGTY appears fairly valued according to analysts, with a "Hold" rating and minimal upside to the $14 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
HGTY analyst price targets range from $14 to $14, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $14 consensus represents the middle ground. Our model's $4-$9 range provides an independent fundamental perspective.
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