Kinsale Capital Group, Inc. (KNSL) P/E Ratio History
Deep ValueTrading at 14.3x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2016–2026
Loading P/E history...
P/E Ratio Analysis
The current P/E is 53% below its 5-year average of 30.2x. Over the past five years, KNSL's P/E has ranged from a low of 18.0x to a high of 42.1x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.6x, KNSL is roughly in line with its sector peers. The sector includes 783 companies with P/E ratios ranging from 0.0x to 196.5x.
The PEG ratio of 0.35 (P/E divided by 22% EPS growth) suggests the stock may be undervalued relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, KNSL trades at a notable discount to the S&P 500 median P/E of 24.4x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our KNSL DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
KNSL Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
KNSL P/E vs Peers
Specialty and excess surplus insurers peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $32B | 7.8 | 0.28 | +4% | |
| $5B | 12.2 | 0.60 | +17% | |
| $182M | 5.0 | 0.13 | +126% | |
| $2B | 12.4 | - | +42% | |
| $706M | 3.7Lowest | 0.05Best | +214%Best | |
| $40B | 13.6 | - | +62% | |
| $23B | 10.9 | 0.44 | -15% | |
| $25B | 15.1 | 0.52 | +2% | |
| $35B | 9.6 | 0.42 | +29% | |
| $12B | 9.5 | 0.72 | +33% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
KNSL Historical P/E Data (2016–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $341.66 | $17.84 | 19.2x | -44% |
| FY2025 Q4 | Dec 31 2025 | $391.12 | $21.67 | 18.0x | -48% |
| FY2025 Q3 | - | $425.26 | $20.36 | 20.9x | -39% |
| FY2025 Q2 | Jun 30 2025 | $483.90 | $19.17 | 25.2x | -27% |
| FY2025 Q1 | Mar 31 2025 | $486.71 | $17.38 | 28.0x | -19% |
| FY2024 Q4 | - | $465.13 | $17.79 | 26.1x | -24% |
| FY2024 Q3 | Sep 30 2024 | $465.57 | $17.54 | 26.5x | -23% |
| FY2024 Q2 | Jun 30 2024 | $385.28 | $15.90 | 24.2x | -30% |
| FY2024 Q1 | Mar 31 2024 | $524.74 | $15.05 | 34.9x | +1% |
| FY2023 Q4 | Dec 31 2023 | $334.91 | $13.21 | 25.4x | -26% |
| FY2023 Q3 | Sep 30 2023 | $414.13 | $11.68 | 35.5x | +3% |
| FY2023 Q2 | Jun 30 2023 | $374.20 | $9.85 | 38.0x | +11% |
| FY2023 Q1 | Mar 31 2023 | $300.15 | $7.90 | 38.0x | +11% |
| FY2022 Q4 | Dec 31 2022 | $261.52 | $6.88 | 38.0x | +11% |
| FY2022 Q3 | Sep 30 2022 | $255.42 | $6.07 | 42.1x | +22% |
| FY2022 Q2 | - | $229.64 | $6.23 | 36.9x | +7% |
| FY2022 Q1 | - | $228.02 | $6.61 | 34.5x | +0% |
| FY2021 Q4 | Dec 31 2021 | $237.89 | $6.62 | 35.9x | +5% |
| FY2021 Q3 | - | $161.70 | $6.18 | 26.2x | -24% |
| FY2021 Q2 | Jun 30 2021 | $164.77 | $5.24 | 31.4x | -9% |
| FY2021 Q1 | Mar 31 2021 | $164.80 | $5.02 | 32.8x | -5% |
| FY2020 Q4 | - | $200.13 | $3.85 | 52.0x | +51% |
| FY2020 Q3 | Sep 30 2020 | $190.18 | $2.99 | 63.6x | +85% |
| FY2020 Q2 | - | $155.21 | $2.92 | 53.2x | +55% |
| FY2020 Q1 | - | $104.53 | $2.22 | 47.1x | +37% |
| FY2019 Q4 | - | $101.66 | $2.86 | 35.5x | +3% |
| FY2019 Q3 | Sep 30 2019 | $103.31 | $2.27 | 45.5x | +32% |
| FY2019 Q2 | Jun 30 2019 | $91.48 | $2.24 | 40.8x | +19% |
| FY2019 Q1 | Mar 31 2019 | $68.57 | $2.08 | 33.0x | -4% |
| FY2018 Q4 | Dec 31 2018 | $55.56 | $1.56 | 35.6x | +4% |
| FY2018 Q3 | Sep 30 2018 | $63.86 | $1.63 | 39.2x | +14% |
| FY2018 Q2 | Jun 30 2018 | $54.86 | $1.28 | 42.9x | +25% |
| FY2018 Q1 | Mar 31 2018 | $51.33 | $1.21 | 42.4x | +23% |
| FY2017 Q4 | Dec 31 2017 | $45.00 | $1.16 | 38.8x | +13% |
| FY2017 Q3 | Sep 30 2017 | $43.17 | $1.21 | 35.7x | +4% |
| FY2017 Q2 | Jun 30 2017 | $37.31 | $1.40 | 26.6x | -22% |
| FY2017 Q1 | Mar 31 2017 | $32.04 | $1.29 | 24.8x | -28% |
| FY2016 Q4 | Dec 31 2016 | $34.01 | $1.25 | 27.2x | -21% |
| FY2016 Q3 | Sep 30 2016 | $22.00 | $1.15 | 19.1x | -44% |
Average P/E for displayed period: 34.4x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
10+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
KNSL — Frequently Asked Questions
Quick answers to the most common questions about buying KNSL stock.
What is KNSL's P/E ratio?
Kinsale Capital Group, Inc. (KNSL) trailing twelve-month P/E ratio is 14.3x, based on TTM diluted EPS of N/A. The 5-year average P/E is 30.2x and the historical range spans 18.0x to 42.1x.
Is KNSL stock overvalued or undervalued?
KNSL trades at 14.3x P/E, below its 5-year average of 30.2x. At the 0th percentile of its historical range (18.0x–42.1x), the stock is priced at a discount to its own history.
Is KNSL stock expensive?
No, KNSL is not expensive on a historical basis. The current P/E of 14.3x is below the 5-year average of 30.2x and sits at the 0th percentile of its valuation range.
What is KNSL's historical P/E range?
Over the past 5 years, KNSL's P/E ratio has ranged from 18.0x to 42.1x, with a median of 31.4x and an average of 30.2x. The current P/E of 14.3x places the stock at the 0th percentile of this range. Full historical data spans 2016–2026.
How does KNSL's P/E compare to the S&P 500?
KNSL trades at 14.3x P/E versus the S&P 500 median of 24.4x. The 41% discount to the market suggests lower growth expectations or perceived higher risk.
How does KNSL's valuation compare to Financial Services peers?
Kinsale Capital Group, Inc. P/E of 14.3x compares to the Financial Services sector median of 13.6x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is KNSL's PEG ratio?
KNSL PEG ratio is 0.35, based on a P/E of 14.3x and EPS growth of 21.8%. A PEG below 1.0 indicates the valuation is supported by the earnings growth rate — typically considered attractive.
What is KNSL's earnings yield?
KNSL earnings yield is 7.01%, the inverse of its 14.3x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.