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HGTY logoHagerty, Inc. (HGTY) Earnings History

Annual and quarterly earnings data from 2019 to 2025

TTM Net Income
$12M
Profitable
TTM EPS
$0.11
Diluted
YoY EPS Growth
+270.0%
Excellent
Net Margin
3.4%
Profitability
Operating Margin9.6%
Gross Margin80.4%
ROE7.7%
ROA2.6%
Highest Annual Net Income$49M (2025)
Highest Quarterly EPS$0.11 (Q3 2025)
Consecutive Profitable Years4 years
Q1 2026
Net Income-$29M
EPS$-0.06
QoQ Growth-430.0%Declining

Loading earnings history...

HGTY EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+270.0%
Excellent
3-Year
N/A
N/M
5-Year
-11.5%
Declining
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

HGTY Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202580.4%9.6%3.4%
202474.9%7.9%1.4%
202378.2%4.4%2.0%
202255.0%1.3%3.9%
202154.4%-9.5%-8.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Hagerty, Inc. (HGTY) Earnings Overview

As of May 8, 2026, Hagerty, Inc. (HGTY) reported trailing twelve-month net income of $12M, reflecting +270.0% year-over-year growth. The company earned $0.11 per diluted share over the past four quarters, with a net profit margin of 3.4%.

Looking at the long-term picture, HGTY's 5-year EPS compound annual growth rate (CAGR) stands at -11.5%, signaling declining earnings. The company achieved its highest annual net income of $49M in fiscal 2025, representing a new all-time high.

Hagerty, Inc. maintains positive profitability with a gross margin of 80.4%, operating margin of 9.6%, and net margin of 3.4%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including KNSL ($527M net income, 26.9% margin), PLMR ($197M net income, 22.5% margin), HRTG ($196M net income, 23.1% margin), HGTY has room to improve margins relative to the peer group. Compare HGTY vs KNSL →

HGTY Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
HGTY logoHGTYCurrent
$12M$0.113.4%7.7%+270.0%—
KNSL logoKNSL
$527M-26.9%29.3%+21.8%
PLMR logoPLMR
$197M$7.2122.5%23.6%+60.0%
HRTG logoHRTG
$196M$6.3223.1%49.1%+214.4%
NODK logoNODK
$3M$0.12---100.0%
PGR logoPGR
$10.7B$18.2111.3%37.0%+118.8%
Best in group
Lowest in group

HGTY Historical Earnings Data (2019–2025)

7 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$49M+188.1%$139M$0.373.4%9.6%
2024$17M-15.9%$94M$0.101.4%7.9%
2023$20M-36.9%$45M$0.092.0%4.4%
2022$32M+169.2%$11M$-0.073.9%1.3%
2021-$46M-556.0%-$55M$-0.56-8.0%-9.5%
2020$10M+141.7%$15M$0.682.0%3.0%
2019$4M-$11M$0.011.1%2.7%

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HGTY — Frequently Asked Questions

Quick answers to the most common questions about buying HGTY stock.

Is HGTY growing earnings?

HGTY EPS is $0.11, with earnings growth accelerating to +270.0%. This exceeds the 5-year CAGR of -11.5%. TTM net income reached $12M.

What are HGTY's profit margins?

Hagerty, Inc. net margin is +3.4%, with operating margin at +9.6%. Below-average margins reflect competitive or cost pressures.

How consistent are HGTY's earnings?

HGTY earnings data spans 2019-2025. The accelerating earnings trend is +270.0% YoY. Historical data enables comparison across business cycles.

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HGTY Earnings Over Time (2019–2025)

Net income and EPS trends