Heritage Commerce Corp (HTBK) Earnings History
Annual and quarterly earnings data from 1997 to 2025
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HTBK EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
HTBK Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 72.6% | 25.4% | 18.0% |
| 2024 | 67.7% | 22.5% | 16.1% |
| 2023 | 78.7% | 37.2% | 26.5% |
| 2022 | 95.1% | 47.4% | 33.5% |
| 2021 | 97.5% | 40.4% | 29.3% |
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Heritage Commerce Corp (HTBK) Earnings Overview
As of May 8, 2026, Heritage Commerce Corp (HTBK) reported trailing twelve-month net income of $48M, reflecting +18.2% year-over-year growth. The company earned $0.78 per diluted share over the past four quarters, with a net profit margin of 18.0%.
Looking at the long-term picture, HTBK's 5-year EPS compound annual growth rate (CAGR) stands at +5.7%, showing solid earnings momentum. The company achieved its highest annual net income of $67M in fiscal 2022.
Heritage Commerce Corp maintains industry-leading profitability with a gross margin of 72.6%, operating margin of 25.4%, and net margin of 18.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including WAFD ($243M net income, 16.0% margin), CVBF ($209M net income, 32.5% margin), BANR ($195M net income, 23.8% margin), HTBK has outperformed on profitability metrics. Compare HTBK vs WAFD →
HTBK Earnings vs Peers
Earnings metrics vs comparable public companies
HTBK Historical Earnings Data (1997–2025)
29 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $48M | +18.0% | $68M | $0.78 | 18.0% | 25.4% |
| 2024 | $41M | -37.1% | $57M | $0.66 | 16.1% | 22.5% |
| 2023 | $64M | -3.2% | $90M | $1.05 | 26.5% | 37.2% |
| 2022 | $67M | +39.5% | $94M | $1.09 | 33.5% | 47.4% |
| 2021 | $48M | +35.1% | $66M | $0.79 | 29.3% | 40.4% |
| 2020 | $35M | -12.8% | $49M | $0.59 | 22.0% | 30.6% |
| 2019 | $40M | +14.5% | $56M | $0.84 | 26.5% | 36.8% |
| 2018 | $35M | +48.3% | $49M | $0.84 | 25.3% | 34.9% |
| 2017 | $24M | -13.0% | $50M | $0.62 | 20.4% | 43.2% |
| 2016 | $27M | +66.0% | $44M | $0.72 | 25.8% | 41.5% |
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Start ComparisonHTBK — Frequently Asked Questions
Quick answers to the most common questions about buying HTBK stock.
Is HTBK growing earnings?
HTBK EPS is $0.78, with earnings growth accelerating to +18.2%. This exceeds the 5-year CAGR of +5.7%. TTM net income reached $48M.
What are HTBK's profit margins?
Heritage Commerce Corp net margin is +18.0%, with operating margin at +25.4%. Above-average margins indicate pricing power.
How consistent are HTBK's earnings?
HTBK earnings data spans 1997-2025. The accelerating earnings trend is +18.2% YoY. Historical data enables comparison across business cycles.