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HUM logoHumana Inc. (HUM) Earnings History

Annual and quarterly earnings data from 1990 to 2025

TTM Net Income
$1.13B
Profitable
TTM EPS
$9.37
Diluted
YoY EPS Growth
-1.4%
Slow
Net Margin
0.9%
Profitability
Operating Margin1.1%
Gross Margin14.5%
ROE7.0%
ROA2.5%
Highest Annual Net Income$3.37B (2020)
Highest Quarterly EPS$13.75 (Q2 2020)
Consecutive Profitable Years26 years
Q1 2026
Net Income$1.19B
EPS$9.83
QoQ Growth+249.0%Excellent

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HUM EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-1.4%
Slow
3-Year
-23.6%
Declining
5-Year
-17.2%
Declining
10-Year
+1.5%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

HUM Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202514.5%1.1%0.9%
202414.6%1.4%1.0%
202317.0%3.1%2.3%
202218.5%3.8%3.0%
202117.3%4.1%3.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Humana Inc. (HUM) Earnings Overview

As of May 7, 2026, Humana Inc. (HUM) reported trailing twelve-month net income of $1.13B, reflecting -1.4% year-over-year growth. The company earned $9.37 per diluted share over the past four quarters, with a net profit margin of 0.9%.

Looking at the long-term picture, HUM's 5-year EPS compound annual growth rate (CAGR) stands at -17.2%, signaling declining earnings. The company achieved its highest annual net income of $3.37B in fiscal 2020.

Humana Inc. maintains positive profitability with a gross margin of 14.5%, operating margin of 1.1%, and net margin of 0.9%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including UNH ($12.04B net income, 2.7% margin), CVS ($2.93B net income, 0.4% margin), ELV ($5.24B net income, 2.8% margin), HUM has room to improve margins relative to the peer group. Compare HUM vs UNH →

HUM Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
HUM logoHUMCurrent
$1.1B$9.370.9%7.0%-1.4%—
UNH logoUNH
$12.0B$13.242.7%11.8%-14.7%
CVS logoCVS
$2.9B$2.290.4%2.3%-62.0%
ELV logoELV
$5.2B$23.792.8%13.3%-2.2%
CNC logoCNC
-$6.4B$-13.00-3.4%-28.7%-315.8%
MOH logoMOH
$188M$3.691.0%11.0%-56.3%
Best in group
Lowest in group

HUM Historical Earnings Data (1990–2025)

36 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$1.19B-1.6%$1.45B$9.840.9%1.1%
2024$1.21B-51.5%$1.63B$9.981.0%1.4%
2023$2.49B-11.3%$3.32B$20.002.3%3.1%
2022$2.81B-4.3%$3.56B$22.083.0%3.8%
2021$2.93B-12.9%$3.42B$22.673.5%4.1%
2020$3.37B+24.4%$4.67B$25.314.4%6.1%
2019$2.71B+60.8%$3.47B$20.104.2%5.3%
2018$1.68B-31.3%$2.07B$12.163.0%3.6%
2017$2.45B+298.7%$3.33B$16.814.6%6.2%
2016$614M-51.9%$1.74B$4.071.1%3.2%

Full HUM Stock Analysis

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Compare HUM vs DBVT

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HUM — Frequently Asked Questions

Quick answers to the most common questions about buying HUM stock.

Is HUM growing earnings?

HUM EPS of $9.37 reflects slowing growth at -1.4%, below the 5-year CAGR of -17.2%. TTM net income is $1.1B. Expansion rate has moderated.

What are HUM's profit margins?

Humana Inc. net margin is +0.9%, with operating margin at +1.1%. Below-average margins reflect competitive or cost pressures.

How consistent are HUM's earnings?

HUM earnings data spans 1990-2025. The current earnings trend is -1.4% YoY. Historical data enables comparison across business cycles.

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HUM Earnings Over Time (2014–2025)

Net income and EPS trends