Haverty Furniture Companies, Inc. (HVT) Financial Ratios
30 years of historical data (1996–2025) · Consumer Cyclical · Home Improvement
EV/EBITDA
↑
9.69
↑+24% vs avg
5yr avg: 7.80
30Y Low4.5·High17.6
P/FCF
↑
10.66
↓-24% vs avg
5yr avg: 14.11
30Y Low4.4·High161.5
P/B Ratio
↓
1.16
↓-31% vs avg
5yr avg: 1.67
30Y Low0.7·High2.4
ROE
↓
6.4%
↑-68% vs avg
5yr avg: 20.0%
30Y Low-5%·High36%
Debt/EBITDA
↑
4.81
↑+51% vs avg
5yr avg: 3.19
30Y Low0.2·High6.4
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
HVT Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Haverty Furniture Companies, Inc. trades at 18.3x earnings, 50% above its 5-year average of 12.2x, sitting at the 57th percentile of its historical range. Compared to the Consumer Cyclical sector median P/E of 19.6x, the stock trades at a discount of 7%. On a free-cash-flow basis, the stock trades at 10.7x P/FCF, 24% below the 5-year average of 14.1x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $352M | $384M | $373M | $595M | $509M | $567M | $524M | $407M | $400M | $489M | $518M |
| Enterprise Value | $436M | $468M | $471M | $693M | $608M | $631M | $557M | $510M | $379M | $464M | $510M |
| P/E Ratio → | 18.25 | 19.63 | 18.71 | 10.57 | 5.71 | 6.24 | 8.87 | 18.67 | 13.23 | 23.11 | 18.23 |
| P/S Ratio | 0.46 | 0.51 | 0.52 | 0.69 | 0.49 | 0.56 | 0.70 | 0.51 | 0.49 | 0.60 | 0.63 |
| P/B Ratio | 1.16 | 1.25 | 1.21 | 1.93 | 1.76 | 2.21 | 2.07 | 1.56 | 1.46 | 1.66 | 1.84 |
| P/FCF | 10.66 | 11.64 | 13.90 | 13.51 | 22.54 | 8.98 | 4.39 | 8.73 | 8.18 | 17.48 | 17.14 |
| P/OCF | 6.68 | 7.29 | 6.33 | 6.13 | 9.99 | 5.83 | 4.02 | 6.42 | 5.68 | 9.33 | 8.62 |
P/E links to full P/E history page with 30-year chart
HVT EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Haverty Furniture Companies, Inc.'s enterprise value stands at 9.7x EBITDA, 24% above its 5-year average of 7.8x. The Consumer Cyclical sector median is 11.4x, placing the stock at a 15% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.62 | 0.65 | 0.80 | 0.58 | 0.62 | 0.75 | 0.64 | 0.46 | 0.57 | 0.62 |
| EV / EBITDA | 9.69 | 10.41 | 11.36 | 8.06 | 4.51 | 4.69 | 9.30 | 10.71 | 5.30 | 6.41 | 6.98 |
| EV / EBIT | 20.60 | 17.45 | 23.72 | 10.29 | 5.15 | 5.33 | 13.37 | 18.87 | 9.10 | 11.06 | 11.60 |
| EV / FCF | — | 14.20 | 17.57 | 15.71 | 26.88 | 9.99 | 4.67 | 10.95 | 7.75 | 16.59 | 16.87 |
HVT Profitability
Margins and return-on-capital ratios measuring operating efficiency
Haverty Furniture Companies, Inc. earns an operating margin of 2.8%, roughly in line with the Consumer Cyclical sector average. Operating margins have compressed from 7.8% to 2.8% over the past 3 years, signaling potential cost pressures or competitive headwinds. ROE of 6.4% is modest. ROIC of 4.0% represents below-average returns on invested capital versus a sector median of 5.8%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 60.7% | 60.7% | 60.7% | 60.7% | 57.7% | 56.7% | 56.0% | 54.2% | 54.6% | 54.3% | 54.0% |
| Operating Margin | 2.8% | 2.8% | 2.7% | 7.8% | 11.3% | 11.7% | 5.6% | 3.4% | 5.1% | 5.1% | 5.3% |
| Net Profit Margin | 2.6% | 2.6% | 2.8% | 6.5% | 8.5% | 9.0% | 7.9% | 2.7% | 3.7% | 2.6% | 3.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 6.4% | 6.4% | 6.5% | 18.8% | 32.8% | 35.7% | 23.0% | 8.2% | 10.7% | 7.3% | 9.7% |
| ROA | 3.0% | 3.0% | 3.1% | 8.6% | 13.4% | 13.3% | 9.5% | 4.4% | 6.7% | 4.6% | 6.1% |
| ROIC | 4.0% | 4.0% | 3.7% | 12.7% | 25.0% | 29.3% | 9.6% | 6.6% | 12.0% | 11.6% | 11.8% |
| ROCE | 4.1% | 4.1% | 3.8% | 13.3% | 24.3% | 24.9% | 9.2% | 6.9% | 11.5% | 11.5% | 11.9% |
HVT Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Haverty Furniture Companies, Inc. carries a Debt/EBITDA ratio of 4.8x, which is highly leveraged (9% above the sector average of 4.4x). Net debt stands at $85M ($216M total debt minus $132M cash).
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.70 | 0.70 | 0.71 | 0.71 | 0.76 | 0.90 | 0.92 | 0.69 | 0.18 | 0.19 | 0.20 |
| Debt / EBITDA | 4.81 | 4.81 | 5.27 | 2.54 | 1.64 | 1.71 | 3.90 | 3.76 | 0.71 | 0.75 | 0.76 |
| Net Debt / Equity | — | 0.27 | 0.32 | 0.31 | 0.34 | 0.25 | 0.13 | 0.40 | -0.08 | -0.08 | -0.03 |
| Net Debt / EBITDA | 1.88 | 1.88 | 2.37 | 1.13 | 0.73 | 0.48 | 0.56 | 2.17 | -0.29 | -0.34 | -0.11 |
| Debt / FCF | — | 2.56 | 3.67 | 2.20 | 4.34 | 1.02 | 0.28 | 2.22 | -0.42 | -0.89 | -0.26 |
| Interest Coverage | — | — | — | — | — | — | — | — | 17.01 | 16.71 | 17.11 |
HVT Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.87x means Haverty Furniture Companies, Inc. can comfortably meet its short-term obligations, though there is limited excess liquidity. The quick ratio of 1.15x is notably lower than the current ratio, indicating a significant portion of current assets is tied up in inventory.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.87 | 1.87 | 1.82 | 1.82 | 1.79 | 1.47 | 1.55 | 1.61 | 2.29 | 2.35 | 2.02 |
| Quick Ratio | 1.15 | 1.15 | 1.18 | 1.14 | 1.02 | 0.94 | 1.11 | 0.78 | 1.09 | 1.20 | 0.96 |
| Cash Ratio | 0.99 | 0.99 | 0.91 | 0.87 | 0.80 | 0.79 | 0.98 | 0.60 | 0.81 | 0.89 | 0.66 |
| Asset Turnover | — | 1.17 | 1.11 | 1.32 | 1.61 | 1.48 | 1.10 | 1.43 | 1.86 | 1.78 | 1.81 |
| Inventory Turnover | 3.10 | 3.10 | 3.40 | 3.61 | 3.74 | 3.91 | 3.66 | 3.51 | 3.51 | 3.62 | 3.71 |
| Days Sales Outstanding | — | — | — | — | — | — | — | 0.69 | 0.82 | 1.07 | 1.89 |
HVT Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Haverty Furniture Companies, Inc. returns 7.2% to shareholders annually — split between a 5.8% dividend yield and 1.4% buyback yield. The payout ratio exceeds 100% at 105.6%, meaning the company is paying out more than it earns — this level is unsustainable long-term without earnings recovery. The earnings yield of 5.5% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 5.8% | 5.4% | 5.5% | 5.9% | 6.7% | 9.3% | 9.6% | 3.7% | 8.9% | 2.3% | 5.9% |
| Payout Ratio | 105.6% | 105.6% | 102.6% | 62.6% | 38.0% | 57.8% | 85.4% | 68.9% | 117.0% | 54.1% | 107.2% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 5.5% | 5.1% | 5.3% | 9.5% | 17.5% | 16.0% | 11.3% | 5.4% | 7.6% | 4.3% | 5.5% |
| FCF Yield | 9.4% | 8.6% | 7.2% | 7.4% | 4.4% | 11.1% | 22.8% | 11.4% | 12.2% | 5.7% | 5.8% |
| Buyback Yield | 1.4% | 1.2% | 1.3% | 1.2% | 5.9% | 7.4% | 3.8% | 7.3% | 4.7% | 0.3% | 4.1% |
| Total Shareholder Yield | 7.2% | 6.7% | 6.8% | 7.1% | 12.6% | 16.6% | 13.4% | 11.0% | 13.6% | 2.6% | 10.0% |
| Shares Outstanding | — | $16M | $17M | $17M | $17M | $19M | $19M | $20M | $21M | $22M | $22M |
Peer Comparison
Compare HVT with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 HVTYou | $352M | 18.3 | 9.7 | 10.7 | 60.7% | 2.8% | 6.4% | 4.0% | 4.8 |
 ETH | $567M | 11.1 | 9.9 | 9999.0 | 60.5% | 10.1% | 10.7% | 7.6% | 2.0 |
 PRPL | $56M | -1.1 | — | — | 40.2% | -6.8% | — | -15.8% | — |
 LOVE | $230M | 22.9 | 11.6 | 13.2 | 58.5% | 2.0% | 5.3% | 3.3% | 6.5 |
 RCUS | $3B | -7.9 | — | — | 96.0% | -156.3% | -63.3% | -64.1% | — |
 FLXS | $294M | 15.5 | 10.4 | 8.7 | 22.2% | 6.0% | 12.7% | 9.9% | 2.0 |
 RH | $2B | 36.4 | 14.1 | — | 44.5% | 10.1% | — | 6.9% | 8.7 |
 WSM | $23B | 21.1 | 14.2 | 21.8 | 46.2% | 18.1% | 51.5% | 44.3% | 0.9 |
 BBBY | $383M | -3.8 | — | — | 24.7% | -5.9% | -44.5% | -91.0% | — |
 ARHS | $661M | 15.8 | 11.1 | 11.2 | 38.9% | 6.4% | 17.7% | 9.6% | 6.5 |
 HOFT | $135M | -10.4 | — | — | 22.3% | -4.6% | -5.8% | -5.1% | — |
| Consumer Cyclical Median | — | 19.6 | 11.4 | 15.0 | 36.9% | 2.9% | 5.6% | 5.8% | 4.4 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Start ComparisonHVT — Frequently Asked Questions
Quick answers to the most common questions about buying HVT stock.
What is Haverty Furniture Companies, Inc.'s P/E ratio?
Haverty Furniture Companies, Inc.'s current P/E ratio is 18.3x. The historical average is 21.1x. This places it at the 57th percentile of its historical range.
What is Haverty Furniture Companies, Inc.'s EV/EBITDA?
Haverty Furniture Companies, Inc.'s current EV/EBITDA is 9.7x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.0x.
What is Haverty Furniture Companies, Inc.'s ROE?
Haverty Furniture Companies, Inc.'s return on equity (ROE) is 6.4%. The historical average is 10.1%.
Is HVT stock overvalued?
Based on historical data, Haverty Furniture Companies, Inc. is trading at a P/E of 18.3x. This is at the 57th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Haverty Furniture Companies, Inc.'s dividend yield?
Haverty Furniture Companies, Inc.'s current dividend yield is 5.84% with a payout ratio of 105.6%.
What are Haverty Furniture Companies, Inc.'s profit margins?
Haverty Furniture Companies, Inc. has 60.7% gross margin and 2.8% operating margin.
How much debt does Haverty Furniture Companies, Inc. have?
Haverty Furniture Companies, Inc.'s Debt/EBITDA ratio is 4.8x, indicating high leverage. A ratio above 4x may signal elevated financial risk.