International General Insurance Holdings Ltd. (IGIC) quarterly income statement — complete revenue, gross profit & net income history
| Revenue | 126.4M | 122.5M | 142.97M | 136.2M | 122.35M | 145M | 135.2M | 123.7M | 131.78M | 94.8M | 131.7M | 119.3M |
| Revenue Growth % | 3.31% | -15.52% | 5.75% | 10.11% | -7.16% | 52.95% | 2.66% | 3.69% | -14.66% | -0.84% | 39.66% | 36.97% |
| Medical Costs & Claims | 46.9M | 63.3M | 79.92M | 84.9M | 71.85M | 84.7M | 76.5M | 62.5M | 71.36M | 59.2M | 68.2M | 65.3M |
| Medical Cost Ratio % | 37.1% | 51.67% | 55.9% | 62.33% | 58.72% | 58.41% | 56.58% | 50.53% | 54.15% | 62.45% | 51.78% | 54.74% |
| Gross Profit | 79.5M | 59.2M | 63.05M | 51.3M | 50.5M | 60.3M | 58.7M | 61.2M | 60.42M | 35.6M | 63.5M | 54M |
| Gross Margin % | 62.9% | 48.33% | 44.1% | 37.67% | 41.28% | 41.59% | 43.42% | 49.47% | 45.85% | 37.55% | 48.22% | 45.26% |
| Gross Profit Growth % | 57.41% | -1.82% | 7.41% | -16.18% | -16.41% | 69.38% | -7.56% | 13.33% | 24.43% | -13.59% | 64.51% | 30.12% |
| Operating Expenses | 48.8M | 26.1M | 28.32M | 22.6M | 24.81M | 24.7M | 25.1M | 23.8M | 25.77M | 23.3M | 20.6M | 17.7M |
| OpEx / Revenue % | 38.61% | 21.31% | 19.81% | 16.59% | 20.28% | 17.03% | 18.57% | 19.24% | 19.56% | 24.58% | 15.64% | 14.84% |
| Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Combined Ratio % | 75.71% | 72.98% | 75.71% | 78.93% | 79% | 75.45% | 75.15% | 69.77% | 73.71% | 87.03% | 67.43% | 69.57% |
| Operating Income | 30.7M | 33.1M | 34.72M | 28.7M | 25.69M | 35.6M | 33.6M | 37.4M | 34.65M | 12.3M | 42.9M | 36.3M |
| Operating Margin % | 24.29% | 27.02% | 24.29% | 21.07% | 21% | 24.55% | 24.85% | 30.23% | 26.29% | 12.97% | 32.57% | 30.43% |
| Operating Income Growth % | 19.5% | -7.02% | 3.35% | -23.26% | -25.85% | 189.43% | -21.68% | 3.03% | 25.87% | -47.44% | 97.7% | 57.14% |
| EBITDA | 30.7M | 33.1M | 34.72M | 28.7M | 25.69M | 35.6M | 33.6M | 37.4M | 34.65M | 12.3M | 42.9M | 36.3M |
| EBITDA Margin % | 24.29% | 27.02% | 24.29% | 21.07% | 21% | 24.55% | 24.85% | 30.23% | 26.29% | 12.97% | 32.57% | 30.43% |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Non-Operating Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pretax Income | 30.7M | 33.1M | 34.72M | 28.7M | 25.69M | 35.6M | 33.6M | 37.4M | 34.65M | 12.3M | 42.9M | 36.3M |
| Pretax Margin % | 24.29% | 27.02% | 24.29% | 21.07% | 21% | 24.55% | 24.85% | 30.23% | 26.29% | 12.97% | 32.57% | 30.43% |
| Income Tax | -1.6M | -400K | 578K | 1.4M | -4.36M | 1.1M | 800K | -500K | 1.65M | 1.4M | 2.4M | 2.4M |
| Effective Tax Rate % | -5.21% | -1.21% | 1.66% | 4.88% | -16.97% | 3.09% | 2.38% | -1.34% | 4.77% | 11.38% | 5.59% | 6.61% |
| Net Income | 32.3M | 33.5M | 34.15M | 27.3M | 30.05M | 34.5M | 32.8M | 37.9M | 32.99M | 10.9M | 40.5M | 33.9M |
| Net Margin % | 25.55% | 27.35% | 23.88% | 20.04% | 24.56% | 23.79% | 24.26% | 30.64% | 25.04% | 11.5% | 30.75% | 28.42% |
| Net Income Growth % | 7.48% | -2.9% | 4.1% | -27.97% | -8.92% | 216.51% | -19.01% | 11.8% | 28.56% | -51.77% | 84.09% | 52.7% |
| EPS (Diluted) | 0.76 | 0.75 | 0.77 | 0.59 | 0.65 | 0.75 | 0.73 | 0.84 | 0.72 | 0.24 | 0.88 | 0.71 |
| EPS Growth % | 16.92% | 0% | 5.48% | -29.76% | -9.72% | 212.5% | -17.05% | 18.31% | 35.85% | -41.46% | 83.33% | 65.12% |
| EPS (Basic) | 0.76 | 0.74 | 0.75 | 0.59 | 0.65 | 0.75 | 0.73 | 0.84 | 0.72 | 0.24 | 0.88 | 0.71 |
| Diluted Shares Outstanding | 42.7M | 44.4M | 44.4M | 45.3M | 46.2M | 45.8M | 44M | 44.3M | 43.1M | 43M | 43.1M | 44.4M |