Last 38 quarters of trend data · Financial Services · Payment Processors & Networks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.07 | 25.80 | 235.12 | 12.80 | 20.54 | 6.82 | 12.62 | 10.63 | 8.72 | 12.40 | 16.31 | 11.27 | 10.32 | 14.60 | 20.79 | 17.41 | 13.25 | 12.48 | 17.18 | 12.09 | 14.40 |
| — | +278.5% | +1763.1% | +20.4% | +135.6% | -45.0% | -22.6% | -5.7% | -15.5% | -15.0% | -21.6% | -35.3% | -22.1% | +17.0% | +21.0% | +44.0% | -8.0% | +14.3% | +5.3% | -22.1% | +0.2% | |
| P/S Ratio | 0.49 | 0.84 | 1.14 | 1.92 | 0.67 | 0.47 | 0.67 | 0.99 | 0.88 | 1.01 | 1.30 | 1.14 | 0.89 | 1.34 | 1.66 | 1.49 | 1.56 | 1.47 | 1.76 | 1.23 | 1.36 |
| — | +80.0% | +68.6% | +93.8% | -23.6% | -53.4% | -48.0% | -12.8% | -0.6% | -24.8% | -21.7% | -23.6% | -43.1% | -8.8% | -5.7% | +21.1% | +14.3% | +18.1% | +13.9% | -18.6% | -6.3% | |
| P/B Ratio | 1.38 | 2.61 | 2.95 | 2.88 | 2.78 | 2.12 | 2.79 | 4.85 | 4.27 | 4.84 | 5.65 | 5.25 | 3.88 | 6.00 | 6.18 | 6.14 | 6.04 | 5.01 | 5.27 | 4.38 | 4.96 |
| — | +23.0% | +5.6% | -40.6% | -34.8% | -56.2% | -50.5% | -7.7% | +10.1% | -19.3% | -8.6% | -14.5% | -35.8% | +19.6% | +17.2% | +40.3% | +21.7% | +4.8% | -4.5% | -31.3% | -26.6% | |
| P/FCF | 24.98 | 1.03 | — | — | — | 2.14 | 2.70 | — | 6.47 | — | 5.61 | 3.49 | 1.93 | — | — | 10.46 | — | — | 6.95 | 12.70 | — |
| — | -51.7% | — | — | — | — | -51.8% | — | +235.8% | — | — | -66.6% | — | — | — | -17.6% | — | — | — | — | — | |
| EV / EBITDA | — | 7.88 | — | — | 7.46 | 3.07 | 5.77 | 6.22 | 4.91 | 6.60 | 8.18 | 6.12 | 5.55 | 8.78 | 11.54 | 9.71 | 9.74 | 7.60 | 9.53 | 6.73 | 8.34 |
| — | +156.6% | — | — | +51.9% | -53.5% | -29.5% | +1.6% | -11.5% | -24.7% | -29.1% | -36.9% | -43.0% | +15.4% | +21.1% | +44.2% | +16.8% | +25.3% | -4.1% | -23.0% | +7.5% | |
| EV / EBIT | 3.95 | 12.20 | 38.92 | 8.60 | 10.59 | 3.78 | 7.26 | 6.32 | 5.51 | 7.58 | 9.53 | 6.86 | 6.35 | 9.89 | 13.32 | 10.93 | 10.81 | 8.34 | 10.74 | 6.87 | 8.50 |
| — | +223.2% | +436.3% | +36.1% | +92.1% | -50.2% | -23.8% | -7.9% | -13.2% | -23.4% | -28.5% | -37.2% | -41.3% | +18.5% | +24.0% | +59.0% | +27.1% | +22.6% | -7.8% | -33.7% | -7.4% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 36.0% | 34.5% | 2.8% | -179.0% | 36.3% | 36.5% | 22.3% | 31.8% | 90.0% | 33.9% | 22.9% | 24.6% | 34.5% | 34.4% | 33.9% | 33.9% | 33.5% | 32.8% | 32.9% | 31.3% | 32.6% |
| — | -5.4% | -87.4% | -663.4% | -59.6% | +7.8% | -2.3% | +29.2% | +160.5% | -1.4% | -32.5% | -27.5% | +3.2% | +4.9% | +3.1% | +8.4% | +2.8% | -1.6% | -0.4% | -6.2% | -1.8% | |
| Operating Margin | 11.2% | 6.7% | -10.9% | -106.3% | 6.8% | 12.1% | 9.8% | 15.0% | 16.2% | 13.4% | 13.0% | 16.1% | 14.1% | 14.6% | 13.0% | 14.1% | 14.7% | 16.9% | 14.9% | 14.9% | 13.3% |
| — | -44.8% | -211.4% | -809.2% | -58.0% | -9.5% | -25.1% | -6.9% | +15.1% | -8.7% | +0.5% | +13.8% | -4.6% | -13.7% | -13.2% | -5.2% | +10.5% | +2.6% | +4.6% | +0.2% | -12.5% | |
| Net Margin | 5.4% | 3.2% | 0.5% | 14.8% | 3.2% | 6.8% | 5.4% | 9.3% | 10.1% | 8.2% | 8.0% | 10.2% | 8.6% | 9.1% | 8.1% | 8.5% | 11.8% | 11.7% | 10.2% | 10.3% | 9.5% |
| — | -53.1% | -91.0% | +58.8% | -68.2% | -16.5% | -33.1% | -8.3% | +17.0% | -10.3% | -0.5% | +20.4% | -27.2% | -21.9% | -20.4% | -18.1% | +23.9% | +3.0% | +7.1% | +6.6% | -4.1% |
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 22.1% | 2.5% | 0.3% | 5.7% | 3.4% | 7.8% | 5.7% | 11.1% | 12.2% | 10.0% | 8.4% | 11.4% | 9.6% | 10.1% | 7.7% | 8.9% | 10.9% | 10.2% | 7.9% | 9.5% | 9.1% |
| — | -67.6% | -94.4% | -48.3% | -72.1% | -21.8% | -32.8% | -2.6% | +26.5% | -0.6% | +9.6% | +28.8% | -11.7% | -1.5% | -2.4% | -7.1% | +20.0% | -12.4% | -12.3% | -12.6% | -26.4% | |
| ROA | 6.7% | 0.8% | 0.1% | 1.8% | 1.0% | 2.2% | 1.6% | 3.3% | 3.2% | 2.4% | 2.2% | 2.9% | 2.6% | 3.2% | 2.5% | 2.9% | 4.4% | 4.5% | 3.4% | 4.0% | 3.7% |
| — | -62.1% | -94.2% | -45.0% | -68.5% | -9.7% | -24.2% | +11.5% | +23.7% | -23.9% | -13.8% | +2.0% | -41.7% | -29.6% | -26.1% | -28.1% | +18.4% | +0.5% | +2.7% | +6.5% | -2.5% | |
| ROIC | 25.8% | 3.2% | -3.7% | -24.8% | 5.0% | 10.0% | 6.1% | 11.0% | 14.1% | 13.7% | 12.8% | 14.4% | 9.4% | 8.8% | 7.4% | 9.4% | 10.5% | 16.3% | 14.6% | 15.4% | 15.3% |
| — | -67.8% | -160.7% | -324.5% | -64.2% | -27.2% | -52.1% | -23.4% | +49.8% | +55.3% | +72.0% | +53.8% | -10.3% | -45.8% | -49.0% | -39.2% | -31.7% | +22.4% | +85.8% | +17.6% | -13.5% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.34 | 0.80 | 1.61 | 1.34 | 1.21 | 1.17 | 1.23 | 1.35 | 1.16 | 1.67 | 1.34 | 1.45 | 1.44 | 1.47 | 0.81 | 1.23 | 0.87 | 0.54 | 0.57 | 0.58 | 0.64 |
| — | -31.9% | +31.1% | -0.2% | +4.2% | -29.8% | -8.0% | -7.0% | -19.5% | +13.7% | +65.5% | +18.2% | +66.0% | +174.0% | +41.6% | +111.0% | +36.8% | -23.6% | -40.3% | -37.5% | -41.7% | |
| Debt / EBITDA | 2.54 | 10.00 | — | — | 12.12 | 6.97 | 9.67 | 6.40 | 5.28 | 9.05 | 8.10 | 6.96 | 8.20 | 7.95 | 5.79 | 7.47 | 5.47 | 3.37 | 4.52 | 3.88 | 4.55 |
| — | +43.4% | — | — | +129.7% | -22.9% | +19.4% | -8.0% | -35.7% | +13.9% | +39.9% | -6.8% | +49.9% | +135.6% | +28.2% | +92.6% | +20.2% | -14.2% | -29.1% | -22.4% | -12.0% | |
| Current Ratio | 2.51 | 1.96 | 2.84 | 2.51 | 2.03 | 1.63 | 1.75 | 1.96 | 1.80 | 1.88 | 1.68 | 1.94 | 1.98 | 2.29 | 1.95 | 2.07 | 2.38 | 2.35 | 2.33 | 2.26 | 2.33 |
| — | +20.2% | +62.3% | +27.9% | +12.6% | -13.2% | +3.8% | +1.1% | -8.9% | -17.9% | -13.5% | -6.4% | -17.0% | -2.5% | -16.5% | -8.2% | +2.0% | +0.8% | -4.9% | +1.4% | +15.2% | |
| Quick Ratio | 2.51 | 1.96 | 2.84 | 2.51 | 2.03 | 1.63 | 1.75 | 1.96 | 1.80 | 1.88 | 1.68 | 1.94 | 1.98 | 2.29 | 1.95 | 2.07 | 1.55 | 2.35 | 2.33 | 2.26 | 2.33 |
| — | +20.2% | +62.3% | +27.9% | +12.6% | -13.2% | +3.8% | +1.1% | -8.9% | -17.9% | -13.5% | -6.4% | +27.6% | -2.5% | -16.5% | -8.2% | -33.7% | +0.8% | -4.9% | +1.4% | +15.2% | |
| Interest Coverage | 4.98 | 3.77 | 1.66 | 4.85 | 3.53 | 6.29 | 5.21 | 10.15 | 8.70 | 7.40 | 7.25 | 9.94 | 8.66 | 9.33 | 8.59 | 10.41 | 14.15 | 20.87 | 17.97 | 21.50 | 18.70 |
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Includes 30+ ratios · 38 years · Updated daily
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Quick answers to the most common questions about buying IMXI stock.
International Money Express, Inc.'s current P/E is 12.1x. The average P/E over the last 4 quarters is 73.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
International Money Express, Inc.'s current operating margin is 11.2%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking International Money Express, Inc.'s business trajectory between earnings reports.