Nu Holdings Ltd. (NU) P/E Ratio History
Historical price-to-earnings valuation from 2023 to 2025
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NU Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, Nu Holdings Ltd. (NU) trades at a price-to-earnings ratio of 36.2x, with a stock price of $14.48 and trailing twelve-month earnings per share of $0.52.
The current P/E is 60% below its 5-year average of 90.4x. Over the past five years, NU's P/E has ranged from a low of 23.8x to a high of 533.1x, placing the current valuation at the 40th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.4x, NU trades at a 171% premium to its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, NU commands a significant premium over the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our NU DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
NU P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $21B | 41.8 | - | +0% | |
| $22B | 437.2 | - | +109% | |
| $3B | 63.7 | 4.44 | +131% | |
| $2B | 14.8 | - | +156% | |
| $3B | 18.2 | - | +223% | |
| $43B | 8.6 | 0.97 | +36% | |
| $435B | 29.8 | 1.42 | +19% | |
| $612B | 31.3 | 1.97 | +5% | |
| $16B | 11.9 | 0.49 | -5% | |
| $3B | 6.7Lowest | 0.29Best | +266%Best |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
NU Historical P/E Data (2023–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q3 | $16.01 | $0.51 | 31.4x | -65% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $13.72 | $0.46 | 29.8x | -67% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $10.24 | $0.43 | 23.8x | -74% |
| FY2024 Q4 | $10.36 | $0.40 | 26.1x | -71% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $13.65 | $0.36 | 37.7x | -58% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $12.89 | $0.31 | 41.1x | -55% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $11.93 | $0.26 | 45.8x | -49% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $8.33 | $0.21 | 39.2x | -57% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $7.25 | $0.08 | 95.9x | +6% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $7.89 | $0.01 | 533.1x | +490% |
Average P/E for displayed period: 90.4x
Full NU Stock Analysis
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Start ComparisonNU — Frequently Asked Questions
Quick answers to the most common questions about buying NU stock.
Is NU stock overvalued or undervalued?
NU trades at 36.2x P/E, below its 5-year average of 90.4x. At the 40th percentile of historical range, the stock is priced at a discount to its own history.
How does NU's valuation compare to peers?
Nu Holdings Ltd. P/E of 36.2x compares to sector median of 13.4x. The premium reflects expected growth above peers.
What is NU's PEG ratio?
NU PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2023-2025.