IF Bancorp, Inc. (IROQ) P/E Ratio History
Historical price-to-earnings valuation from 2012 to 2026
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IROQ Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, IF Bancorp, Inc. (IROQ) trades at a price-to-earnings ratio of 19.4x, with a stock price of $26.55 and trailing twelve-month earnings per share of $1.56.
The current P/E is 13% above its 5-year average of 17.1x. Over the past five years, IROQ's P/E has ranged from a low of 9.8x to a high of 33.2x, placing the current valuation at the 70th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, IROQ trades at a 47% premium to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, IROQ trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our IROQ DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
IROQ P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $339M | 7.5Lowest | 0.22Best | -8% | |
| $2B | 13.5 | 1.92 | +13% | |
| $522M | 18.3 | 1.23 | +78% | |
| $508M | 19.2 | - | +130%Best | |
| $588M | 19.5 | - | -16% | |
| $416M | 9.8 | 0.57 | -7% | |
| $1B | 15.0 | 7.36 | +79% | |
| $858M | 14.9 | 4.11 | +26% | |
| $12B | 13.0 | - | +38% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
IROQ Historical P/E Data (2012–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | $25.88 | $1.57 | 16.5x | -28% | |
| FY2025 Q4 | Mon Jun 30 2025 00:00:00 GM | $24.35 | $1.34 | 18.2x | -20% |
| FY2025 Q3 | Mon Mar 31 2025 00:00:00 GM | $24.09 | $1.02 | 23.6x | +3% |
| FY2025 Q2 | $23.30 | $0.93 | 25.1x | +10% | |
| FY2025 Q1 | Mon Sep 30 2024 00:00:00 GM | $20.17 | $0.61 | 33.2x | +45% |
| FY2024 Q4 | Sun Jun 30 2024 00:00:00 GM | $16.18 | $0.55 | 29.5x | +29% |
| FY2024 Q3 | Sun Mar 31 2024 00:00:00 GM | $16.63 | $0.60 | 27.8x | +22% |
| FY2024 Q2 | Sun Dec 31 2023 00:00:00 GM | $16.03 | $0.59 | 27.3x | +19% |
| FY2024 Q1 | Sat Sep 30 2023 00:00:00 GM | $14.89 | $0.96 | 15.5x | -32% |
| FY2023 Q4 | Fri Jun 30 2023 00:00:00 GM | $14.44 | $1.44 | 10.0x | -56% |
| FY2023 Q3 | Fri Mar 31 2023 00:00:00 GM | $15.54 | $1.59 | 9.8x | -57% |
| FY2023 Q2 | Sat Dec 31 2022 00:00:00 GM | $17.25 | $1.75 | 9.9x | -57% |
Average P/E for displayed period: 22.9x
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Start ComparisonIROQ — Frequently Asked Questions
Quick answers to the most common questions about buying IROQ stock.
Is IROQ stock overvalued or undervalued?
IROQ trades at 19.4x P/E, near its 5-year average of 17.1x. The 70th percentile ranking places valuation within normal historical bounds.
How does IROQ's valuation compare to peers?
IF Bancorp, Inc. P/E of 19.4x compares to sector median of 13.1x. The premium reflects expected growth above peers.
What is IROQ's PEG ratio?
IROQ PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2012-2026.