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ISTR logoInvestar Holding Corporation (ISTR) P/E Ratio History

Historical price-to-earnings valuation from 2014 to 2025

Current P/E
13.7
Fair Value
5Y Avg P/E
11.8
+16% vs avg
PE Percentile
85%
High
PEG Ratio
1.32
Fair
TTM EPS$2.16
Price$28.47
5Y PE Range4.6 - 43.2
Earnings Yield7.31%

Loading P/E history...

ISTR Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
13.7vs11.8
+16%
Premium vs History
vs. Financial Services
13.7vs13.1
+4%
In Line with Sector
vs. S&P 500
13.7vs25.1
-46%
Below Market
PEG Analysis
1.32
P/E ÷ EPS Growth
PEG 1-2 = Fair
Based on 1% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 8, 2026, Investar Holding Corporation (ISTR) trades at a price-to-earnings ratio of 13.7x, with a stock price of $28.47 and trailing twelve-month earnings per share of $2.16.

The current P/E is 16% above its 5-year average of 11.8x. Over the past five years, ISTR's P/E has ranged from a low of 4.6x to a high of 43.2x, placing the current valuation at the 85th percentile of its historical range.

Compared to the Financial Services sector median P/E of 13.1x, ISTR is roughly in line with its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.

The PEG ratio of 1.32 (P/E divided by 1% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.

Relative to the broader market, ISTR trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our ISTR DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

ISTR P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
HFBL logoHFBLHome Federal Bancorp, Inc. of Louisiana
$60M15.64.68+8%
LKFN logoLKFNLakeland Financial Corporation
$2B15.63.93+10%
FFIN logoFFINFirst Financial Bankshares, Inc.
$5B20.83.98+12%
SFBS logoSFBSServisFirst Bancshares, Inc.
$4B15.71.56+22%
AROW logoAROWArrow Financial Corporation
$612M14.07.30+50%Best
IBCP logoIBCPIndependent Bank Corporation
$699M10.41.97+3%
NBTB logoNBTBNBT Bancorp Inc.
$2B13.51.92+13%
CTBI logoCTBICommunity Trust Bancorp, Inc.
$1B14.42.97+6%
HBCP logoHBCPHome Bancorp, Inc.
$512M11.10.72Best+28%
BFST logoBFSTBusiness First Bancshares, Inc.
$902M9.9Lowest0.89+23%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

ISTR Historical P/E Data (2014–2025)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$26.72$2.0812.8x-15%
FY2025 Q3$23.21$2.1810.6x-29%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$19.32$2.238.7x-43%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$17.61$2.198.0x-47%
FY2024 Q4$21.96$2.0410.8x-29%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$19.40$1.7910.8x-28%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$15.40$1.5310.1x-33%
FY2024 Q1Sun Mar 31 2024 00:00:00 GM$16.36$1.799.1x-39%
FY2023 Q4Sun Dec 31 2023 00:00:00 GM$14.91$1.698.8x-42%
FY2023 Q3Sat Sep 30 2023 00:00:00 GM$10.59$2.214.8x-68%
FY2023 Q2Fri Jun 30 2023 00:00:00 GM$12.11$2.664.6x-70%
FY2023 Q1Fri Mar 31 2023 00:00:00 GM$13.96$2.914.8x-68%

Average P/E for displayed period: 15.1x

See ISTR's True Return

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Is ISTR Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare ISTR vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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ISTR — Frequently Asked Questions

Quick answers to the most common questions about buying ISTR stock.

Is ISTR stock overvalued or undervalued?

ISTR trades at 13.7x P/E, near its 5-year average of 11.8x. The 85th percentile ranking places valuation within normal historical bounds.

How does ISTR's valuation compare to peers?

Investar Holding Corporation P/E of 13.7x compares to sector median of 13.1x. The premium reflects expected growth above peers.

What is ISTR's PEG ratio?

ISTR PEG ratio is 1.32. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 2014-2025.

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ISTR P/E Ratio History (2014–2025)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.