ISTR trades 5.4% below Wall Street's consensus target of $31.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes ISTR achieves its forward estimates and maintains a stable P/E multiple of 9.6x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 28, 2026, Investar Holding Corporation (ISTR) has a Wall Street consensus price target of $31.50, based on estimates from 6 covering analysts. With the stock currently trading at $29.88, this represents a potential upside of +5.4%. The company has a market capitalization of $323M.
Analyst price targets range from a low of $31.50 to a high of $31.50, representing a 0% spread in expectations. The median target of $31.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Buy, with 3 analysts rating the stock as a Buy or Strong Buy,3 rating it Hold, and 0 rating it Sell or Strong Sell. The positive sentiment balance indicates moderate optimism about the stock prospects.
From a valuation perspective, ISTR trades at a trailing P/E of 14.4x and forward P/E of 9.6x. The forward PEG ratio of 0.92 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +62.5% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $33.77, with bear and bull scenarios of $21.27 and $44.49 respectively. Model confidence stands at 55/100, reflecting moderate uncertainty in projections.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
HFBLHome Federal Bancorp, Inc. of Louisiana | $64M | $20.99 | — | — | — | — | — |
LKFNLakeland Financial Corporation | $1.6B | $62.68 | $66.00 | +5.3% | Hold | 14.4x | 10 |
FFINFirst Financial Bankshares, Inc. | $5.0B | $35.24 | $39.25 | +11.4% | Hold | 17.3x | 15 |
SFBSServisFirst Bancshares, Inc. | $4.8B | $88.52 | $91.00 | +2.8% | Buy | 13.8x | 6 |
AROWArrow Financial Corporation | $679M | $41.05 | $43.00 | +4.8% | Hold | 10.9x | 1 |
IBCPIndependent Bank Corporation | $747M | $36.23 | $38.00 | +4.9% | Hold | 10.2x | 7 |
NBTBNBT Bancorp Inc. | $2.6B | $49.59 | $56.00 | +12.9% | Hold | 11.9x | 10 |
CTBICommunity Trust Bancorp, Inc. | $1.3B | $72.36 | $76.00 | +5.0% | Hold | 11.8x | 6 |
HBCPHome Bancorp, Inc. | $544M | $69.36 | $50.00 | -27.9% | Buy | 11.7x | 3 |
BFSTBusiness First Bancshares, Inc. | $1.0B | $30.81 | $32.33 | +4.9% | Buy | 10.2x | 4 |
Quick answers to the most common questions about buying ISTR stock.
The consensus price target for ISTR is $31.5, close to the current price of $29.88 (5.4% implied move). Based on 6 analyst estimates, the stock appears fairly valued near current levels.
ISTR has a consensus rating of "Buy" based on 6 Wall Street analysts. The rating breakdown is mixed, with 3 Hold ratings making up the largest segment. The consensus 12-month price target of $31.5 implies 5.4% upside from current levels.
With a forward P/E of 9.5871x, ISTR trades at a relatively low valuation. The consensus target of $31.5 implies 5.4% appreciation, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $31.5 for ISTR, while the most conservative target is $31.5. The consensus of $31.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $44 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
ISTR is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 3 have Buy ratings, 3 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month ISTR stock forecast based on 6 Wall Street analysts shows a consensus price target of $31.5, with estimates ranging from $31.5 (bear case) to $31.5 (bull case). The median consensus rating is "Buy". Our proprietary valuation model produces a base case fair value of $34, with bear/bull scenarios of $21/$44.
Our quantitative valuation model calculates ISTR's fair value at $34 (base case), with a bear case of $21 and bull case of $44. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 55/100.
ISTR trades at a forward P/E ratio of 9.6x based on next-twelve-months earnings estimates compared to a trailing P/E of 14.4x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
ISTR appears fairly valued according to analysts, with a "Buy" rating and minimal upside to the $31.5 target. Consider your investment thesis and risk tolerance. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
ISTR analyst price targets range from $31.5 to $31.5, a 0% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $31.5 consensus represents the middle ground. Our model's $21-$44 range provides an independent fundamental perspective.
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