Jiayin Group Inc. (JFIN) quarterly balance sheet — complete assets, liabilities & equity history
Jiayin Group Inc. (JFIN) balance sheet — 10-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q4'21 | Q4'20 | Q3'20 | Q2'20 |
|---|
| Total Current Assets | 6.61B | 4.35B | 6.92B | 6.1B | 5.49B | 4.65B | 4.34B | 4.88B | 5.22B | 4.89B | 5.39B | 4.84B | 4.35B | 3.97B | 2.81B | 1.88B | 786.6M | 370.51M | 326.87M | 451.06M |
| Cash & Short-Term Investments | 503.99M | 430.28M | 61.84M | 124.15M | 316.24M | 190.25M | 540.52M | 741.21M | 880.2M | 568.16M | 370.19M | 180.27M | 288.92M | 340.65M | 291.02M | 217.45M | 182.55M | 117.32M | 128.52M | 140.51M |
| Cash Only | 503.99M | 430.28M | 61.84M | 124.15M | 316.24M | 190.25M | 540.52M | 741.21M | 880.2M | 568.16M | 370.19M | 180.27M | 288.92M | 340.65M | 291.02M | 217.45M | 182.55M | 117.32M | 94.83M | 69.86M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 33.7M | 70.65M |
| Accounts Receivable | 3.57B | 3.92B | 5.23B | 4.71B | 4.39B | 3.79B | 3.49B | 3.33B | 3.33B | 3.04B | 4.03B | 3.24B | 2.91B | 2.64B | 2.05B | 1.46B | 502.43M | 158.06M | 139.8M | 227.41M |
| Days Sales Outstanding | 462.41 | 546.9 | 425.15 | 284.63 | 197.11 | 184.41 | 223.52 | 212.02 | 196.21 | 218.14 | 209.06 | 193 | 197.68 | 187.93 | 152.94 | 100.13 | 327.37 | 40.26 | 42.09 | 68.27 |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.02M | 0 | -37.35M | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.95 | - | - | - | - | - |
| Other Current Assets | 279.1M | 0 | 781.01M | 1.26B | 790.77M | 669.23M | 309.54M | 807.66M | 1.02B | 1.28B | 987.25M | 1.42B | 1.15B | 2.02M | 458.4M | 2.02M | 119.55M | 33.84M | 2M | 2M |
| Total Non-Current Assets | 1.97B | 4.17B | 1.83B | 1.81B | 1.78B | 1.75B | 1.07B | 364.23M | 314.86M | 272.28M | 254.91M | 252.12M | 207.59M | 209.77M | 209.54M | 233.93M | 184.83M | 154.86M | 205.57M | 119.74M |
| Property, Plant & Equipment | 1.31B | 1.33B | 1.36B | 1.38B | 1.4B | 1.41B | 97.16M | 98.77M | 99.54M | 89.88M | 89.99M | 84.63M | 38.16M | 42.43M | 46.5M | 43.67M | 44.61M | 26.38M | 37.64M | 44.24M |
| Fixed Asset Turnover | 0.56x | 0.56x | 0.79x | 1.06x | 1.34x | 2.35x | 14.34x | 14.57x | 15.59x | 16.40x | 18.33x | 23.88x | 31.71x | 25.23x | 23.39x | 20.26x | 10.37x | 10.63x | 9.80x | 4.06x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 113.93M | 0 | 0 |
| Long-Term Investments | 358.27M | 341.12M | 302.08M | 318.93M | 271.53M | 222.84M | 162.27M | 175.7M | 127.26M | 104.37M | 101.48M | 93.76M | 94.92M | 89.87M | 90.5M | 108.76M | 90.53M | 87.55M | 99.64M | 7.21M |
| Other Non-Current Assets | 299.5M | 2.4B | 76.55M | 33.85M | 20.1M | 21.05M | 737.58M | 2.98M | 1.32M | 1.78M | 2.26M | 2.25M | 1.4M | 1.43M | 1.76M | 1.8M | 1.24M | -113.93M | 68.29M | 68.29M |
| Total Assets | 8.58B | 8.52B | 8.76B | 7.91B | 7.28B | 6.39B | 5.41B | 5.25B | 5.54B | 5.16B | 5.64B | 5.1B | 4.56B | 4.18B | 3.02B | 2.12B | 971.43M | 525.37M | 532.44M | 570.79M |
| Asset Turnover | 0.09x | 0.09x | 0.13x | 0.19x | 0.28x | 0.30x | 0.26x | 0.27x | 0.28x | 0.27x | 0.30x | 0.30x | 0.29x | 0.31x | 0.41x | 0.58x | 0.49x | 0.64x | 0.73x | 0.39x |
| Asset Growth % | 17.9% | 33.18% | 61.85% | 50.71% | 31.43% | 23.9% | -4.16% | 2.98% | 21.47% | 23.38% | 86.86% | 140.83% | - | - | 210.97% | - | 84.9% | -25.06% | - | - |
| Total Current Liabilities | 3.68B | 176.44M | 3.68B | 2.98B | 3.02B | 2.43B | 2.02B | 1.99B | 2.23B | 2B | 2.28B | 2.99B | 2.68B | 2.61B | 1.75B | 1.4B | 910.44M | 983.94M | 1.08B | 1.2B |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Days Payables Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Short-Term Debt | 154.94M | 176.44M | 155.04M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.19M | 0 | 0 |
| Deferred Revenue (Current) | 0 | 424.91M | 458.9M | 448.83M | 231.29M | 204.51M | 229.5M | 380.72M | 505.06M | 575.37M | 886.86M | 1.11B | 909.18M | 656.21M | 276.52M | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 845.38M | -2.79B | 675.8M | 0 | 0 | 0 | 132.51M | -111.37M | 0 | 0 | 82.09M | 0 | 0 | 0 | 5.21M | 0 | -16.91M | -6.51M | -680.68M | -684.01M |
| Current Ratio | 1.79x | 24.63x | 1.88x | 2.05x | 1.82x | 1.91x | 2.15x | 2.45x | 2.34x | 2.44x | 2.36x | 1.62x | 1.62x | 1.52x | 1.60x | 1.35x | 0.86x | 0.38x | 0.30x | 0.38x |
| Quick Ratio | 1.79x | 24.63x | 1.88x | 2.05x | 1.82x | 1.91x | 2.15x | 2.45x | 2.34x | 2.44x | 2.36x | 1.62x | 1.62x | 1.52x | 1.60x | 1.35x | 0.90x | 0.38x | 0.30x | 0.38x |
| Cash Conversion Cycle | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Non-Current Liabilities | 685.31M | 3.99B | 640.09M | 627.27M | 362.06M | 293.65M | 265.32M | 405.61M | 554.11M | 657.76M | 981.9M | 55.26M | 11.01M | 49.21M | 27.46M | 25.48M | 35.24M | 5.2M | 11.1M | 13.3M |
| Long-Term Debt | 474M | 514.07M | 516M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Capital Lease Obligations | 775K | 801.99K | 4.3M | 35.95M | 43.38M | 47.13M | 51.68M | 54.24M | 54.69M | 50.01M | 47.96M | 53.22M | 11.01M | 22.64M | 2.48M | 25.48M | 18.34M | 1.87M | 11.1M | 13.3M |
| Deferred Tax Liabilities | 108.7M | 107.02M | 106.91M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.04M | 0 | 26.57M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 101.84M | 2.94B | 12.88M | 591.33M | 318.68M | 246.51M | 213.64M | 351.37M | 499.42M | 607.74M | 933.95M | 257.38M | 243.76M | 283.83M | 24.99M | 305.32M | 16.91M | 3.32M | 693.75M | 797.25M |
| Total Liabilities | 4.37B | 4.16B | 4.32B | 3.61B | 3.38B | 2.73B | 2.28B | 2.4B | 2.79B | 2.66B | 3.26B | 3.05B | 2.69B | 2.66B | 1.78B | 1.42B | 945.68M | 989.14M | 1.09B | 1.21B |
| Total Debt | 636.89M | 691.31M | 700.63M | 35.95M | 43.38M | 47.13M | 51.68M | 54.24M | 54.69M | 50.01M | 63.53M | 53.22M | 11.01M | 22.64M | 27.46M | 25.48M | 35.24M | 8.39M | 11.1M | 13.3M |
| Net Debt | 132.9M | 261.03M | 638.79M | -88.21M | -272.87M | -143.12M | -488.85M | -686.96M | -825.51M | -518.15M | -306.67M | -127.05M | -277.91M | -318M | -263.55M | -191.98M | -147.31M | -108.93M | -83.72M | -56.57M |
| Debt / Equity | 0.15x | 0.16x | 0.16x | 0.01x | 0.01x | 0.01x | 0.02x | 0.02x | 0.02x | 0.02x | 0.03x | 0.03x | 0.01x | 0.01x | 0.02x | 0.04x | 1.37x | - | - | - |
| Debt / EBITDA | - | - | 7.02x | 0.08x | 0.07x | 0.08x | 0.13x | 0.17x | 0.24x | 0.16x | 0.27x | 0.14x | 0.03x | 0.06x | 0.08x | 0.08x | 1.89x | 0.14x | 0.07x | 0.25x |
| Net Debt / EBITDA | - | - | 6.40x | -0.19x | -0.42x | -0.23x | -1.23x | -2.19x | -3.60x | -1.63x | -1.31x | -0.33x | -0.75x | -0.90x | -0.76x | -0.61x | -7.90x | -1.85x | -0.54x | -1.08x |
| Interest Coverage | -541.90x | -88.45x | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.67x | 4813.73x | - | - |
| Total Equity | 4.21B | 4.35B | 4.43B | 4.3B | 3.89B | 3.67B | 3.13B | 2.85B | 2.75B | 2.5B | 2.38B | 2.05B | 1.87B | 1.53B | 1.24B | 694.62M | 25.75M | -463.76M | -554.87M | -640.04M |
| Equity Growth % | 8.1% | 18.71% | 41.69% | 51.02% | 41.6% | 46.7% | 31.39% | 39.25% | 47.32% | 63.77% | 91.74% | 194.71% | - | - | 4721.56% | - | 105.55% | 37.46% | - | - |
| Book Value per Share | 80.32 | 83.21 | 85.97 | 83.89 | 73.88 | 68.73 | 58.85 | 53.61 | 51.80 | 47.15 | 44.61 | 38.13 | 34.88 | 28.57 | 23.23 | 12.92 | 0.48 | -8.58 | -10.27 | -11.85 |
| Total Shareholders' Equity | 4.21B | 4.35B | 4.43B | 4.3B | 3.89B | 3.67B | 3.13B | 2.85B | 2.75B | 2.5B | 2.38B | 2.05B | 1.87B | 1.53B | 1.24B | 697.08M | 27.86M | -461.62M | -557.25M | -640.27M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 0 | 0 | 3.48B | 0 | 0 | 0 | 2.24B | 0 | 0 | 0 | 1.53B | 1.16B | 990.96M | 664.61M | 384.9M | -148.04M | -794.76M | -1.27B | -1.35B | -1.44B |
| Treasury Stock | 0 | 0 | -189.69M | 0 | 0 | 0 | -28.89M | 0 | 0 | 0 | -35.44M | -14.99M | -14.99M | -9.26M | -9.26M | -11.64M | 0 | 0 | 0 | 0 |
| Accumulated OCI | 0 | 0 | 10.85M | 0 | 0 | 0 | 7.1M | 0 | 0 | 0 | -10.19M | 4.99M | 2.99M | -3.65M | -3.11M | 1.18M | -17.95M | -12.82M | -4.38M | 4.01M |
| Minority Interest | 0 | 0 | -1.56M | 0 | 0 | 0 | -1.66M | 0 | 0 | 0 | -1.68M | -1.58M | -1.73M | -1.63M | -1.58M | -2.46M | -2.12M | -2.14M | 2.38M | 234K |