Jiayin Group Inc. (JFIN) Quarterly Income Statement

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Jiayin Group Inc. (JFIN) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

JFIN Income Statement

Jiayin Group Inc. (JFIN) annual income statement — 10-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q4'21	Q4'20	Q3'20	Q2'20

Sales/Revenue	736.88M	752.1M	1.08B	1.47B	1.89B	1.78B	1.4B	1.44B	1.48B	1.48B	1.6B	1.47B	1.28B	1.12B	1.05B	894.29M	368.21M	340.33M	401.31M	244.99M
Revenue Growth %	-60.93%	-57.64%	-23.45%	1.75%	27.76%	20.35%	-12.25%	-1.46%	15.53%	31.47%	51.8%	63.97%	-	-	186.35%	-	8.19%	-3.44%	-	-
Cost of Goods Sold	549.34M	329.59M	323.65M	286.49M	285.08M	336.01M	339.32M	419.06M	608.16M	666.97M	837.25M	544.25M	355.81M	274.24M	195.1M	148.44M	85.92M	64.86M	59.48M	50.93M
COGS % of Revenue	74.55%	43.82%	30.1%	19.49%	15.11%	18.92%	24.16%	29%	41.19%	45.21%	52.31%	37.12%	27.85%	24.44%	18.5%	16.6%	23.33%	19.06%	14.82%	20.79%
Gross Profit	187.54M	422.51M	751.5M	1.18B	1.6B	1.44B	1.07B	1.03B	868.17M	808.37M	763.29M	922.09M	922.01M	847.92M	859.29M	745.85M	282.29M	275.48M	341.83M	194.06M
Gross Margin %	25.45%	56.18%	69.9%	80.51%	84.89%	81.08%	75.84%	71%	58.81%	54.79%	47.69%	62.88%	72.15%	75.56%	81.5%	83.4%	76.67%	80.94%	85.18%	79.21%
Gross Profit Growth %	-88.29%	-70.65%	-29.45%	15.39%	84.43%	78.08%	39.55%	11.25%	-5.84%	-4.67%	-11.17%	23.63%	-	-	204.4%	-	2.47%	0.49%	-	-
Operating Expenses	434.2M	492.15M	658.16M	726.78M	962.02M	832.92M	672.53M	713.95M	641.11M	491.92M	531.3M	540.17M	552.71M	498.67M	512.81M	437.27M	267.56M	222.53M	191.82M	146.04M
OpEx % of Revenue	58.92%	65.44%	61.22%	49.43%	51%	46.91%	47.88%	49.41%	43.43%	33.34%	33.2%	36.84%	43.25%	44.44%	48.64%	48.9%	72.67%	65.38%	47.8%	59.61%
Selling, General & Admin	288.65M	384.25M	565.51M	616.61M	821.05M	727.29M	570.89M	606.39M	551.55M	406.03M	394.63M	461.15M	470.79M	427.2M	433.29M	375M	203.79M	160.34M	136.77M	101.21M
SG&A % of Revenue	39.17%	51.09%	52.6%	41.94%	43.53%	40.96%	40.65%	41.97%	37.36%	27.52%	24.66%	31.45%	36.84%	38.07%	41.09%	41.93%	55.35%	47.11%	34.08%	41.31%
Research & Development	94.23M	0	121.92M	108.68M	108.44M	88.09M	100.43M	95.92M	92.82M	83.27M	92.92M	70.53M	68.1M	64.77M	64.44M	56.36M	46.59M	41.88M	39.2M	34.11M
R&D % of Revenue	12.79%	-	11.34%	7.39%	5.75%	4.96%	7.15%	6.64%	6.29%	5.64%	5.81%	4.81%	5.33%	5.77%	6.11%	6.3%	12.65%	12.3%	9.77%	13.92%
Other Operating Expenses	1000K	1000K	-1000K	1000K	1000K	1000K	1000K	1000K	-1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	748K	-1000K	1000K
Operating Income	-246.65M	-69.64M	93.34M	456.93M	639.1M	606.65M	392.64M	311.87M	227.06M	316.45M	231.99M	381.92M	369.3M	349.26M	346.49M	308.58M	14.73M	52.95M	150.01M	48.03M
Operating Margin %	-33.47%	-9.26%	8.68%	31.08%	33.88%	34.17%	27.96%	21.58%	15.38%	21.45%	14.49%	26.05%	28.9%	31.12%	32.86%	34.5%	4%	15.56%	37.38%	19.6%
Operating Income Growth %	-138.59%	-111.48%	-76.23%	46.52%	181.46%	91.71%	69.25%	-18.34%	-38.52%	-9.39%	-33.05%	23.77%	-	-	2252.1%	-	-72.18%	283.35%	-	-
EBITDA	-217.77M	-68.22M	99.77M	461.4M	643.57M	611.12M	397.11M	314.23M	229.43M	318.81M	234.36M	384.41M	371.79M	351.75M	348.98M	312.49M	18.65M	58.74M	154.44M	52.45M
EBITDA Margin %	-29.55%	-9.07%	9.28%	31.38%	34.12%	34.42%	28.27%	21.75%	15.54%	21.61%	14.64%	26.22%	29.1%	31.35%	33.1%	34.94%	5.06%	17.26%	38.48%	21.41%
EBITDA Growth %	-133.84%	-111.16%	-74.88%	46.84%	180.51%	91.69%	69.45%	-18.26%	-38.29%	-9.36%	-32.85%	23.01%	-	-	1771.25%	-	-68.25%	340.22%	-	-
D&A (Non-Cash Add-back)	0	0	0	4.47M	4.47M	4.47M	4.47M	2.37M	2.37M	2.37M	2.37M	2.49M	2.49M	2.49M	2.49M	3.92M	3.92M	5.79M	4.43M	4.43M
EBIT	-217.77M	-68.22M	99.77M	456.93M	639.1M	606.65M	392.64M	311.87M	227.06M	316.45M	231.99M	381.92M	369.3M	349.26M	346.49M	308.58M	461K	52.95M	150.01M	48.03M
Net Interest Income	-401.86K	-771.3K	1.06M	2.41M	1.28M	4.17M	9.11M	2.93M	4.32M	1.92M	7.96M	2.96M	1.62M	360K	945K	610K	-684K	-11K	2.49M	3.26M
Interest Income	0	0	1.06M	2.41M	1.28M	4.17M	9.11M	2.93M	4.32M	1.92M	7.96M	2.96M	1.62M	360K	945K	610K	0	0	2.49M	3.26M
Interest Expense	401.86K	771.3K	0	0	0	0	0	0	0	0	0	0	0	0	0	0	684K	11K	0	0
Other Income/Expense	27.87M	648.05K	6.43M	8.9M	4.08M	56.56M	-36.78M	11.68M	69.95M	2.5M	198.21M	3.79M	2.61M	8.12M	137.22M	17.17M	143.8M	76.94M	-29.54M	7.09M
Pretax Income	-218.79M	-69M	99.77M	465.83M	643.18M	663.21M	355.86M	323.54M	297.02M	318.95M	430.19M	385.71M	373.94M	357.61M	483.81M	322.92M	153.51M	138.11M	120.48M	54.42M
Pretax Margin %	-29.69%	-9.17%	9.28%	31.68%	34.1%	37.35%	25.34%	22.39%	20.12%	21.62%	26.88%	26.3%	29.26%	31.87%	45.89%	36.11%	41.69%	40.58%	30.02%	22.21%
Income Tax	35.23M	-7.71M	524.65K	89.34M	124.05M	123.73M	80.34M	53.93M	58.75M	45.88M	62.56M	61.81M	45.57M	77.68M	-49.99M	77.68M	36.04M	48.74M	32.13M	14.01M
Effective Tax Rate %	-16.1%	11.17%	0.53%	19.18%	19.29%	18.66%	22.58%	16.67%	19.78%	14.39%	14.54%	16.02%	12.19%	21.72%	-10.33%	24.05%	23.47%	35.29%	26.67%	25.74%
Net Income	-183.55M	-61.28M	99.24M	376.49M	519.14M	539.48M	275.52M	269.61M	238.27M	273.07M	367.76M	323.79M	326.35M	279.71M	532.94M	248.14M	123.68M	85.62M	86.14M	40.64M
Net Margin %	-24.91%	-8.15%	9.23%	25.61%	27.52%	30.38%	19.62%	18.66%	16.14%	18.51%	22.98%	22.08%	25.54%	24.93%	50.54%	27.75%	33.59%	25.16%	21.47%	16.59%
Net Income Growth %	-135.36%	-111.36%	-63.98%	39.64%	117.88%	97.56%	-25.08%	-16.73%	-26.99%	-2.37%	-30.99%	30.49%	-	-	330.9%	-	44.45%	271.6%	-	-
Net Income (Continuing)	-183.55M	-61.29M	99.24M	376.49M	519.13M	539.48M	275.52M	269.61M	238.27M	273.07M	367.63M	323.9M	326.34M	279.7M	533.7M	248.07M	122.49M	81.15M	88.35M	41.11M
Discontinued Operations	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Minority Interest	0	0	-1.56M	0	0	0	-1.66M	0	0	0	-1.68M	-1.58M	-1.73M	-1.63M	-1.58M	-2.46M	-2.12M	-2.14M	2.38M	234K
EPS (Diluted)	-3.48	-1.16	1.96	7.36	9.84	10.12	5.20	5.08	4.48	5.16	6.88	6.03	6.10	5.23	9.97	4.61	2.27	1.58	1.59	0.75
EPS Growth %	-135.37%	-111.46%	-62.31%	44.88%	119.64%	96.12%	-24.42%	-15.75%	-26.56%	-1.34%	-30.99%	30.8%	-	-	339.21%	-	43.67%	85.88%	-	-
EPS (Basic)	-3.48	-1.16	1.96	7.36	9.84	10.12	5.20	5.08	4.48	5.16	6.88	6.03	6.10	5.23	9.97	4.61	2.29	1.58	1.59	0.75
Diluted Shares Outstanding	52.4M	52.33M	51.54M	51.31M	52.7M	53.37M	53.15M	53.17M	53.08M	53.03M	53.37M	53.69M	53.51M	53.43M	53.45M	53.77M	54.02M	54.02M	54.02M	54.02M
Basic Shares Outstanding	52.4M	52.33M	51.54M	51.31M	52.7M	53.37M	53.15M	53.17M	53.08M	53.03M	53.48M	53.69M	53.51M	53.43M	53.45M	53.77M	54.46M	54.05M	54.02M	54.02M
Dividend Payout Ratio	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-