J.Jill, Inc. (JILL) Financial Ratios
12 years of historical data (2014–2025) · Consumer Cyclical · Apparel - Retail
EV/EBITDA
↓
5.59
-5% vs avg
5yr avg: 5.90
30Y Low4.0·High6.3
P/FCF
↑
8.79
↑+28% vs avg
5yr avg: 6.84
30Y Low2.7·High9.5
P/B Ratio
↓
1.87
↓-62% vs avg
5yr avg: 4.97
30Y Low1.0·High9.0
ROE
↓
24.5%
↑-73% vs avg
5yr avg: 91.8%
30Y Low-102%·High196%
Debt/EBITDA
↓
3.10
↓-2% vs avg
5yr avg: 3.16
30Y Low1.4·High4.4
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
JILL Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
J.Jill, Inc. trades at 8.1x earnings, 13% below its 5-year average of 9.4x, sitting at the 33rd percentile of its historical range. Compared to the Consumer Cyclical sector median P/E of 21.2x, the stock trades at a discount of 62%. On a free-cash-flow basis, the stock trades at 8.8x P/FCF, 28% above the 5-year average of 6.8x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $222M | $239M | $414M | $336M | $392M | $190M | $37M | $52M | $221M | $309M | — |
| Enterprise Value | $405M | $423M | $587M | $569M | $672M | $539M | $492M | $507M | $395M | $525M | — |
| P/E Ratio → | 8.14 | 8.58 | 10.47 | 9.29 | 9.31 | — | — | — | 7.24 | 5.59 | — |
| P/S Ratio | 0.37 | 0.40 | 0.68 | 0.55 | 0.63 | 0.32 | 0.09 | 0.08 | 0.31 | 0.44 | — |
| P/B Ratio | 1.87 | 1.97 | 3.91 | 9.02 | — | — | — | 1.35 | 1.03 | 1.72 | — |
| P/FCF | 8.79 | 9.48 | 8.15 | 7.24 | 6.61 | 2.73 | — | 3.61 | 5.16 | 8.14 | — |
| P/OCF | 5.26 | 5.67 | 6.36 | 5.30 | 5.27 | 2.53 | — | 1.59 | 3.27 | 4.05 | — |
P/E links to full P/E history page with 30-year chart
JILL EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
J.Jill, Inc.'s enterprise value stands at 5.6x EBITDA, 5% below its 5-year average of 5.9x. The Consumer Cyclical sector median is 12.2x, placing the stock at a 54% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.71 | 0.96 | 0.94 | 1.09 | 0.92 | 1.15 | 0.73 | 0.56 | 0.75 | — |
| EV / EBITDA | 5.59 | 5.83 | 6.00 | 5.21 | 6.34 | 6.13 | — | — | 4.03 | 5.04 | — |
| EV / EBIT | 7.90 | 8.54 | 8.42 | 7.47 | 8.40 | — | — | — | 6.45 | 7.59 | — |
| EV / FCF | — | 16.78 | 11.56 | 12.26 | 11.32 | 7.75 | — | 35.15 | 9.23 | 13.82 | — |
JILL Profitability
Margins and return-on-capital ratios measuring operating efficiency
J.Jill, Inc. earns an operating margin of 8.6%, above the Consumer Cyclical sector average of 2.0%. Operating margins have compressed from 14.2% to 8.6% over the past 3 years, signaling potential cost pressures or competitive headwinds. ROE of 24.5% indicates solid capital efficiency, compared to the sector median of 5.3%. ROIC of 13.2% represents solid returns on invested capital versus a sector median of 5.2%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 68.7% | 68.7% | 70.4% | 70.8% | 68.8% | 67.4% | 57.6% | 62.0% | 65.2% | 66.5% | 67.0% |
| Operating Margin | 8.6% | 8.6% | 12.5% | 14.2% | 13.0% | 10.0% | -38.5% | -16.2% | 8.7% | 9.9% | 9.3% |
| Net Profit Margin | 4.7% | 4.7% | 6.5% | 6.0% | 6.8% | -4.8% | -32.7% | -18.6% | 4.3% | 7.9% | 3.8% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 24.5% | 24.5% | 55.2% | 195.7% | — | — | — | -101.9% | 15.5% | 36.6% | 16.6% |
| ROA | 6.4% | 6.4% | 9.3% | 8.1% | 9.2% | -5.9% | -24.6% | -20.4% | 5.0% | 9.5% | 4.2% |
| ROIC | 13.2% | 13.2% | 20.9% | 23.6% | 20.6% | 13.3% | -28.9% | -19.1% | 11.7% | 13.4% | 11.8% |
| ROCE | 16.8% | 16.8% | 27.1% | 28.2% | 24.6% | 18.0% | -38.8% | -21.8% | 12.1% | 14.2% | 12.2% |
JILL Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
J.Jill, Inc. carries a Debt/EBITDA ratio of 3.1x, which is moderately leveraged (35% below the sector average of 4.8x). Net debt stands at $184M ($225M total debt minus $41M cash). Interest coverage of 4.7x is adequate, though a cyclical earnings downturn could tighten the margin of safety.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.85 | 1.85 | 1.97 | 7.93 | — | — | — | 12.36 | 1.12 | 1.35 | 2.18 |
| Debt / EBITDA | 3.10 | 3.10 | 2.14 | 2.70 | 3.46 | 4.38 | — | — | 2.45 | 2.32 | 2.79 |
| Net Debt / Equity | — | 1.51 | 1.64 | 6.26 | — | — | — | 11.80 | 0.81 | 1.20 | 2.07 |
| Net Debt / EBITDA | 2.54 | 2.54 | 1.77 | 2.13 | 2.64 | 3.97 | — | — | 1.78 | 2.07 | 2.65 |
| Debt / FCF | — | 7.29 | 3.42 | 5.02 | 4.70 | 5.02 | — | 31.54 | 4.07 | 5.68 | 8.42 |
| Interest Coverage | 4.74 | 4.74 | 4.44 | 3.17 | 3.76 | -0.05 | -9.29 | -5.72 | 3.21 | 3.59 | 3.18 |
JILL Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.08x means J.Jill, Inc. can comfortably meet its short-term obligations, though there is limited excess liquidity. The quick ratio of 0.54x is notably lower than the current ratio, indicating a significant portion of current assets is tied up in inventory. The current ratio has improved from 0.89x to 1.08x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.08 | 1.08 | 0.96 | 0.89 | 1.26 | 0.89 | 0.72 | 0.96 | 1.70 | 1.26 | 1.20 |
| Quick Ratio | 0.54 | 0.54 | 0.48 | 0.55 | 0.86 | 0.48 | 0.35 | 0.39 | 0.95 | 0.49 | 0.43 |
| Cash Ratio | 0.31 | 0.31 | 0.28 | 0.40 | 0.69 | 0.26 | 0.03 | 0.17 | 0.64 | 0.25 | 0.15 |
| Asset Turnover | — | 1.33 | 1.46 | 1.42 | 1.33 | 1.30 | 0.86 | 1.09 | 1.13 | 1.17 | 1.12 |
| Inventory Turnover | 2.67 | 2.67 | 2.95 | 3.33 | 3.82 | 3.41 | 3.12 | 3.62 | 3.18 | 2.90 | 3.17 |
| Days Sales Outstanding | — | 6.02 | 3.17 | 4.09 | 4.37 | 10.07 | 30.63 | 5.65 | 4.10 | 2.47 | 3.30 |
JILL Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
J.Jill, Inc. returns 3.2% to shareholders annually — split between a 2.1% dividend yield and 1.1% buyback yield. The payout ratio of 17.4% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 12.3% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 2.1% | 2.0% | 0.7% | — | — | — | — | 96.3% | — | — | — |
| Payout Ratio | 17.4% | 17.4% | 7.3% | — | — | — | — | — | — | — | 290.8% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 12.3% | 11.7% | 9.6% | 10.8% | 10.7% | — | — | — | 13.8% | 17.9% | — |
| FCF Yield | 11.4% | 10.5% | 12.3% | 13.8% | 15.1% | 36.7% | — | 27.7% | 19.4% | 12.3% | — |
| Buyback Yield | 1.1% | 1.0% | 0.6% | 0.8% | 0.3% | 0.2% | 0.5% | 2.7% | 0.0% | 0.0% | — |
| Total Shareholder Yield | 3.2% | 3.0% | 1.3% | 0.8% | 0.3% | 0.2% | 0.5% | 99.0% | 0.0% | 0.0% | — |
| Shares Outstanding | — | $15M | $15M | $14M | $14M | $12M | $9M | $9M | $9M | $9M | $9M |
Peer Comparison
Compare JILL with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 JILLYou | $222M | 8.1 | 5.6 | 8.8 | 68.7% | 8.6% | 24.5% | 13.2% | 3.1 |
 CATO | $59M | -10.6 | — | — | 32.5% | -2.2% | -3.7% | -3.7% | — |
 TLYS | $133M | -7.6 | — | — | 29.7% | -21.2% | -18.8% | -36.5% | — |
 DXLG | $39M | -1.1 | 139.2 | 20.8 | 39.9% | -3.2% | -28.8% | -3.4% | 130.0 |
 CURV | $192M | -27.8 | 6.7 | — | 34.8% | 2.1% | — | 7.5% | 4.8 |
 ANF | $4B | 8.3 | 5.1 | 10.4 | 61.5% | 13.3% | 36.6% | 31.2% | 1.4 |
 AEO | $3B | 16.3 | 8.3 | 6.5 | 33.0% | 6.0% | 11.1% | 8.1% | 3.2 |
 BURL | $21B | 35.4 | 20.6 | 123.6 | 43.9% | 7.3% | 38.4% | 10.3% | 4.8 |
 LULU | $13B | 8.4 | 4.7 | 13.8 | 56.6% | 19.9% | 34.0% | 37.4% | 0.7 |
 UPS | $89B | 16.0 | 9.5 | 18.7 | 18.5% | 9.6% | 33.8% | 16.1% | 2.6 |
 FDX | $78B | 19.4 | 10.6 | 26.1 | 21.6% | 6.9% | 14.7% | 7.7% | 3.6 |
| Consumer Cyclical Median | — | 21.2 | 12.2 | 15.6 | 36.2% | 2.0% | 5.3% | 5.2% | 4.8 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 12 years · Updated daily
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JILL — Frequently Asked Questions
Quick answers to the most common questions about buying JILL stock.
What is J.Jill, Inc.'s P/E ratio?
J.Jill, Inc.'s current P/E ratio is 8.1x. The historical average is 8.4x. This places it at the 33th percentile of its historical range.
What is J.Jill, Inc.'s EV/EBITDA?
J.Jill, Inc.'s current EV/EBITDA is 5.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 5.5x.
What is J.Jill, Inc.'s ROE?
J.Jill, Inc.'s return on equity (ROE) is 24.5%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 30.7%.
Is JILL stock overvalued?
Based on historical data, J.Jill, Inc. is trading at a P/E of 8.1x. This is at the 33th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is J.Jill, Inc.'s dividend yield?
J.Jill, Inc.'s current dividend yield is 2.14% with a payout ratio of 17.4%.
What are J.Jill, Inc.'s profit margins?
J.Jill, Inc. has 68.7% gross margin and 8.6% operating margin.
How much debt does J.Jill, Inc. have?
J.Jill, Inc.'s Debt/EBITDA ratio is 3.1x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.