John Marshall Bancorp, Inc. (JMSB) P/E Ratio History
UndervaluedTrading at 14.8x vs 5Y avg 23.8x · 70th percentile · Below historical baseline · Data 2013–2026
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P/E Ratio Analysis
As of June 29, 2026, John Marshall Bancorp, Inc. (JMSB) trades at a price-to-earnings ratio of 14.8x, with a stock price of $22.00 and trailing twelve-month earnings per share of $1.59.
The current P/E is 38% below its 5-year average of 23.8x. Over the past five years, JMSB's P/E has ranged from a low of 10.0x to a high of 102.6x, placing the current valuation at the 70th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.2x, JMSB is roughly in line with its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 157.7x.
The PEG ratio of 7.41 (P/E divided by 24% EPS growth) suggests the stock may be expensive relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, JMSB trades at a notable discount to the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our JMSB DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
JMSB Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
JMSB P/E vs Peers
Commercial and middle-market focused banks peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $3B | 14.9 | 2.12 | +13% | |
| $179M | 14.3 | - | +210% | |
| $227M | 16.1 | 3.18 | +9% | |
| $477M | 13.4 | 0.31Best | +262%Best | |
| $6B | 14.1 | 2.21 | +19% | |
| $747M | 24.0 | - | +32% | |
| $626M | 757.1 | - | -97% | |
| $293M | 12.0Lowest | 0.92 | +20% | |
| $276M | 15.6 | 10.44 | +96% | |
| $20B | 51.4 | 2.11 | -47% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
JMSB Historical P/E Data (2013–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $20.28 | $1.59 | 12.8x | -38% |
| FY2025 Q4 | Dec 31 2025 | $19.99 | $1.50 | 13.3x | -35% |
| FY2025 Q3 | - | $19.82 | $1.42 | 14.0x | -32% |
| FY2025 Q2 | Jun 30 2025 | $18.53 | $1.34 | 13.8x | -33% |
| FY2025 Q1 | Mar 31 2025 | $16.52 | $1.25 | 13.2x | -36% |
| FY2024 Q4 | - | $20.08 | $1.21 | 16.6x | -19% |
| FY2024 Q3 | Sep 30 2024 | $19.78 | $1.19 | 16.6x | -19% |
| FY2024 Q2 | Jun 30 2024 | $17.44 | $0.17 | 102.6x | +399% |
| FY2024 Q1 | Mar 31 2024 | $17.92 | $0.22 | 81.5x | +297% |
| FY2023 Q4 | Dec 31 2023 | $22.56 | $0.36 | 62.7x | +205% |
| FY2023 Q3 | Sep 30 2023 | $17.85 | $0.62 | 28.8x | +40% |
| FY2023 Q2 | Jun 30 2023 | $20.09 | $1.91 | 10.5x | -49% |
| FY2023 Q1 | Mar 31 2023 | $21.60 | $2.15 | 10.0x | -51% |
| FY2022 Q4 | Dec 31 2022 | $28.78 | $2.26 | 12.7x | -38% |
| FY2022 Q3 | Sep 30 2022 | $24.56 | $2.22 | 11.1x | -46% |
| FY2022 Q2 | - | $22.54 | $2.13 | 10.6x | -48% |
| FY2022 Q1 | - | $21.90 | $2.01 | 10.9x | -47% |
| FY2021 Q4 | Dec 31 2021 | $19.90 | $1.83 | 10.9x | -47% |
| FY2021 Q3 | - | $18.15 | $1.64 | 11.1x | -46% |
| FY2021 Q2 | Jun 30 2021 | $18.00 | $1.50 | 12.0x | -42% |
| FY2021 Q1 | Mar 31 2021 | $17.20 | $1.39 | 12.4x | -40% |
| FY2020 Q4 | - | $14.30 | $1.35 | 10.6x | -48% |
| FY2020 Q3 | Sep 30 2020 | $10.70 | $1.32 | 8.1x | -61% |
| FY2020 Q2 | - | $11.01 | $1.28 | 8.6x | -58% |
| FY2020 Q1 | - | $11.01 | $1.23 | 9.0x | -56% |
| FY2019 Q4 | - | $16.50 | $1.17 | 14.1x | -31% |
| FY2019 Q3 | Sep 30 2019 | $16.94 | $1.07 | 15.8x | -23% |
| FY2019 Q2 | Jun 30 2019 | $14.25 | $0.98 | 14.5x | -29% |
| FY2019 Q1 | Mar 31 2019 | $15.95 | $0.93 | 17.2x | -17% |
| FY2018 Q4 | Dec 31 2018 | $14.95 | $0.90 | 16.6x | -19% |
| FY2018 Q3 | Sep 30 2018 | $18.45 | $0.76 | 24.2x | +18% |
| FY2018 Q2 | Jun 30 2018 | $18.65 | $0.74 | 25.1x | +22% |
| FY2018 Q1 | Mar 31 2018 | $17.55 | $0.71 | 24.6x | +20% |
| FY2017 Q4 | Dec 31 2017 | $17.80 | $0.66 | 26.9x | +31% |
| FY2017 Q3 | Sep 30 2017 | $18.40 | $0.78 | 23.6x | +15% |
| FY2017 Q2 | Jun 30 2017 | $16.64 | $0.79 | 21.1x | +3% |
| FY2017 Q1 | Mar 31 2017 | $17.40 | $0.77 | 22.6x | +10% |
| FY2016 Q4 | Dec 31 2016 | $16.60 | $0.62 | 26.7x | +30% |
| FY2016 Q3 | Sep 30 2016 | $13.72 | $0.60 | 22.8x | +11% |
| FY2016 Q2 | - | $12.84 | $0.58 | 22.0x | +7% |
| FY2016 Q1 | - | $13.44 | $0.57 | 23.5x | +14% |
| FY2015 Q4 | - | $13.40 | $0.69 | 19.4x | -5% |
| FY2015 Q3 | Sep 30 2015 | $11.92 | $0.68 | 17.5x | -15% |
| FY2015 Q2 | - | $12.87 | $0.66 | 19.5x | -5% |
| FY2015 Q1 | - | $11.70 | $0.64 | 18.3x | -11% |
| FY2014 Q4 | Dec 31 2014 | $11.80 | $0.62 | 19.0x | -7% |
| FY2014 Q3 | - | $12.13 | $0.62 | 19.6x | -5% |
| FY2014 Q2 | Jun 30 2014 | $12.17 | $0.67 | 18.2x | -12% |
| FY2014 Q1 | Mar 31 2014 | $12.07 | $0.71 | 17.0x | -17% |
| FY2013 Q4 | - | $9.83 | $0.75 | 13.1x | -36% |
Average P/E for displayed period: 20.5x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
13+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
JMSB — Frequently Asked Questions
Quick answers to the most common questions about buying JMSB stock.
What is JMSB's P/E ratio?
John Marshall Bancorp, Inc. (JMSB) trailing twelve-month P/E ratio is 14.8x, based on TTM diluted EPS of $1.59. The 5-year average P/E is 23.8x and the historical range spans 10.0x to 102.6x.
Is JMSB stock overvalued or undervalued?
JMSB trades at 14.8x P/E, below its 5-year average of 23.8x. At the 70th percentile of its historical range (10.0x–102.6x), the stock is priced at a discount to its own history.
Is JMSB stock expensive?
No, JMSB is not expensive on a historical basis. The current P/E of 14.8x is below the 5-year average of 23.8x and sits at the 70th percentile of its valuation range.
What is JMSB's historical P/E range?
Over the past 5 years, JMSB's P/E ratio has ranged from 10.0x to 102.6x, with a median of 13.2x and an average of 23.8x. The current P/E of 14.8x places the stock at the 70th percentile of this range. Full historical data spans 2013–2026.
How does JMSB's P/E compare to the S&P 500?
JMSB trades at 14.8x P/E versus the S&P 500 median of 25.3x. The 42% discount to the market suggests lower growth expectations or perceived higher risk.
How does JMSB's valuation compare to Financial Services peers?
John Marshall Bancorp, Inc. P/E of 14.8x compares to the Financial Services sector median of 14.2x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is JMSB's PEG ratio?
JMSB PEG ratio is 7.41, based on a P/E of 14.8x and EPS growth of 24.2%. A PEG above 2.0 indicates a premium valuation relative to earnings growth — typically considered expensive.
What is JMSB's earnings yield?
JMSB earnings yield is 6.77%, the inverse of its 14.8x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.