Navient Corporation SR NT 6% 121543 (JSM) Earnings History
Annual and quarterly earnings data from 2012 to 2024
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EPS Growth Rates (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 91.7% | 73.9% | 3.4% |
| 2023 | 30.8% | 65.3% | 19.7% |
| 2022 | 51.4% | 90.9% | 20.0% |
| 2021 | 54.4% | 64.3% | 27.1% |
| 2020 | 70.8% | 41.5% | 12.5% |
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Navient Corporation SR NT 6% 121543 (JSM) Earnings Overview
As of February 28, 2026, Navient Corporation SR NT 6% 121543 (JSM) reported trailing twelve-month net income of -$50M, reflecting -0.4% year-over-year growth. The company earned $-0.51 per diluted share over the past four quarters, with a net profit margin of 0.0%.
Looking at the long-term picture, JSM's 5-year EPS compound annual growth rate (CAGR) stands at -14.1%, signaling declining earnings. The company achieved its highest annual net income of $1.29B in fiscal 2013.
Navient Corporation SR NT 6% 121543 is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to industry peers including SOFI ($640M net income, 0.1% margin), SLM ($623M net income, 0.2% margin), NNI ($428M net income, 0.3% margin), JSM has room to improve margins relative to the peer group. Compare JSM vs SOFI →
Peer Comparison
Earnings metrics vs industry competitors
Historical Data
13 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $131M | -42.5% | $2.81B | $1.20 | 3.4% | 73.9% |
| 2023 | $228M | -64.7% | $755M | $1.85 | 19.7% | 65.3% |
| 2022 | $645M | -10.0% | $2.93B | $4.48 | 20.0% | 90.9% |
| 2021 | $717M | +74.0% | $1.70B | $4.17 | 27.1% | 64.3% |
| 2020 | $412M | -31.0% | $1.37B | $2.11 | 12.5% | 41.5% |
| 2019 | $597M | +51.1% | $2.71B | $2.56 | 12.8% | 57.9% |
| 2018 | $395M | +35.3% | $2.94B | $1.50 | 8.0% | 59.9% |
| 2017 | $292M | -57.1% | $292M | $1.04 | 6.7% | 6.7% |
| 2016 | $681M | -30.7% | $681M | $2.11 | 16.4% | 16.4% |
| 2015 | $983M | -13.1% | $996M | $2.57 | 22.9% | 23.2% |
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Start ComparisonFrequently Asked Questions
Is JSM growing earnings?
JSM EPS of $-0.51 reflects slowing growth at -0.4%, below the 5-year CAGR of -14.1%. TTM net income is $-50M. Expansion rate has moderated.
What are JSM's profit margins?
Navient Corporation SR NT 6% 121543 net margin is +0.0%, with operating margin at +0.7%. Below-average margins reflect competitive or cost pressures.
How consistent are JSM's earnings?
JSM earnings data spans 2012-2024. The current earnings trend is -0.4% YoY. Historical data enables comparison across business cycles.