Navient Corporation SR NT 6% 121543 (JSM) Earnings History
Annual and quarterly earnings data from 2012 to 2025
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JSM EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
JSM Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 95.2% | 81.7% | -2.6% |
| 2024 | 91.7% | 73.9% | 3.4% |
| 2023 | 30.8% | 65.3% | 19.7% |
| 2022 | 100.0% | 73.2% | 38.9% |
| 2021 | 63.4% | 75.0% | 31.6% |
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Navient Corporation SR NT 6% 121543 (JSM) Earnings Overview
As of May 7, 2026, Navient Corporation SR NT 6% 121543 (JSM) reported trailing twelve-month net income of -$60M, reflecting -168.3% year-over-year growth. The company earned $-0.63 per diluted share over the past four quarters, with a net profit margin of -2.6%.
Looking at the long-term picture, JSM's historical earnings data spans multiple years. The company achieved its highest annual net income of $1.29B in fiscal 2013.
Navient Corporation SR NT 6% 121543 is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including NAVI (-$60M net income, -2.5% margin), SLM ($745M net income, 24.0% margin), NNI ($428M net income, 32.4% margin), JSM has room to improve margins relative to the peer group. Compare JSM vs NAVI →
JSM Earnings vs Peers
Earnings metrics vs comparable public companies
JSM Historical Earnings Data (2012–2025)
14 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | -$80M | -161.1% | $2.54B | $-0.82 | -2.6% | 81.7% |
| 2024 | $131M | -42.5% | $2.81B | $1.20 | 3.4% | 73.9% |
| 2023 | $228M | -64.7% | $755M | $1.85 | 19.7% | 65.3% |
| 2022 | $645M | -10.0% | $1.21B | $4.48 | 38.9% | 73.2% |
| 2021 | $717M | +74.0% | $1.70B | $4.17 | 31.6% | 75.0% |
| 2020 | $412M | -31.0% | $1.37B | $2.11 | 12.5% | 41.5% |
| 2019 | $597M | +51.1% | $2.71B | $2.56 | 12.8% | 57.9% |
| 2018 | $395M | +35.3% | $2.94B | $1.50 | 8.0% | 59.9% |
| 2017 | $292M | -57.1% | $292M | $1.04 | 6.7% | 6.7% |
| 2016 | $681M | -30.7% | $681M | $2.11 | 16.4% | 16.4% |
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Start ComparisonJSM — Frequently Asked Questions
Quick answers to the most common questions about buying JSM stock.
Is JSM growing earnings?
JSM EPS fell to $-0.63, with earnings declining -168.3%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-60M.
What are JSM's profit margins?
Navient Corporation SR NT 6% 121543 net margin is -2.6%, with operating margin at +81.7%. Below-average margins reflect competitive or cost pressures.
How consistent are JSM's earnings?
JSM earnings data spans 2012-2025. The declining earnings trend is -168.3% YoY. Historical data enables comparison across business cycles.