Wall Street analyst price targets, ratings consensus & upside potential · Updated Feb 28, 2026
Last 12 months price action with 12-month analyst target path
As of March 1, 2026, Navient Corporation SR NT 6% 121543 (JSM) has a Wall Street consensus price target of $17.50, based on estimates from 2 covering analysts. With the stock currently trading at $19.37, this represents a potential downside of -9.7%. The company has a market capitalization of $5.31B.
Analyst price targets range from a low of $16.00 to a high of $19.00, representing a 17% spread in expectations. The median target of $17.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 0 analysts rating the stock as a Buy or Strong Buy,2 rating it Hold, and 0 rating it Sell or Strong Sell. The bearish sentiment suggests caution about the stock at current levels.
From a valuation perspective, JSM trades at a trailing P/E of 16.1x.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $180.04, with bear and bull scenarios of $11.37 and $233.05 respectively. Model confidence stands at 29/100, suggesting limited visibility into future performance.
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorSee our Bear / Base / Bull DCF models and intrinsic value estimates.
View ValuationSee how JSM stacks up against sector leader JPMorgan Chase & Co..
Start ComparisonWall Street's consensus price target for JSM is $17.5, -9.7% from its current price of $19.37. The below-market target from 2 analysts suggests limited near-term appreciation.
JSM has a consensus rating of "Hold" based on 2 Wall Street analysts. The rating breakdown is mixed, with 2 Hold ratings making up the largest segment. The consensus 12-month price target of $17.5 implies -9.7% downside from current levels.
JSM's current price is $19.37 with a consensus target of $17.5 (-9.7% implied move). Analyst estimates suggest the stock is fairly valued at current levels.
The most bullish Wall Street analyst has a price target of $19 for JSM, while the most conservative target is $16. The consensus of $17.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $233 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
JSM is lightly followed, with 2 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 0 have Buy ratings, 2 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month JSM stock forecast based on 2 Wall Street analysts shows a consensus price target of $17.5, with estimates ranging from $16 (bear case) to $19 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $180, with bear/bull scenarios of $11/$233.
Our quantitative valuation model calculates JSM's fair value at $180 (base case), with a bear case of $11 and bull case of $233. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 29/100.
Analysts are cautious on JSM, with 0 Sell ratings and a price target of $17.5 (-9.7% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
JSM analyst price targets range from $16 to $19, a 17% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $17.5 consensus represents the middle ground. Our model's $11-$233 range provides an independent fundamental perspective.