Navient Corporation SR NT 6% 121543 (JSM) P/E Ratio History
Historical price-to-earnings valuation from 2013 to 2024
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JSM Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 7, 2026, Navient Corporation SR NT 6% 121543 (JSM) trades at a price-to-earnings ratio of -22.7x, with a stock price of $18.65 and trailing twelve-month earnings per share of $-0.63.
The current P/E is 345% below its 5-year average of 9.3x. Over the past five years, JSM's P/E has ranged from a low of 4.0x to a high of 29.0x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.4x, JSM trades at a 270% discount to its sector peers. The sector includes 774 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, JSM trades at a notable discount to the S&P 500 median P/E of 25.2x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our JSM DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
JSM P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $4B | 6.5 | 0.72 | +29% | |
| $21B | 41.8 | - | +0% | |
| $120B | 48.0 | - | -65% | |
| $5B | 9.3 | - | +59% | |
| $550M | 3.7Lowest | - | +443%Best | |
| $751M | 9.1 | 0.26Best | +24% | |
| $7B | 8.5 | 2.17 | +55% | |
| $14B | 18.7 | - | +32% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
JSM Historical P/E Data (2013–2024)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $20.34 | $0.70 | 29.0x | +178% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $18.90 | $1.37 | 13.8x | +32% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $21.30 | $1.58 | 13.5x | +29% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $21.42 | $1.79 | 12.0x | +15% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $16.74 | $2.81 | 6.0x | -43% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $19.13 | $2.90 | 6.6x | -37% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $19.78 | $3.59 | 5.5x | -47% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $17.62 | $4.41 | 4.0x | -62% |
| FY2022 Q3 | Fri Sep 30 2022 00:00:00 GM | $21.12 | $3.56 | 5.9x | -43% |
| FY2022 Q2 | $18.40 | $3.86 | 4.8x | -54% | |
| FY2022 Q1 | $24.00 | $3.69 | 6.5x | -38% | |
| FY2021 Q4 | Fri Dec 31 2021 00:00:00 GM | $25.36 | $4.02 | 6.3x | -40% |
Average P/E for displayed period: 10.4x
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Start ComparisonJSM — Frequently Asked Questions
Quick answers to the most common questions about buying JSM stock.
Is JSM stock overvalued or undervalued?
JSM trades at -22.7x P/E, below its 5-year average of 9.3x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does JSM's valuation compare to peers?
Navient Corporation SR NT 6% 121543 P/E of -22.7x compares to sector median of 13.4x. The discount suggests lower growth expectations or higher risk.
What is JSM's PEG ratio?
JSM PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2013-2024.