Trailing Dividend / Share
$0.64
Navient Corporation SR NT 6% 121543 (JSM) Dividend History
Income profile from 2004 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
3.3%
Payout Ratio
53.4%
Sustainable
Dividend Streak
3 years
3-Second Income Check
Safety
53.4% payout ratio with sustainable safety profile.
Consistency
3 straight years of dividend increases.
Income Trend
Yield on cost is 6.0% and trend is flat.
Dividend Scorecard
Yield & Income
Dividend Yield3.3%
Trailing DPS$0.64
FrequencyAnnual
Payments / 12M5
Payout Safety
Earnings Payout53.4%
Earnings SafetySustainable
FCF Payout25.5%
FCF SafetyWell Covered
Piotroski F-Score8/9
Growth
Growth Streak3 years
3Y CAGR10.1%
5Y CAGR0.0%
Yield on Cost (5Y)6.0%
YOC Trendflat
Total Returns
Buyback Yield3.4%
Total Shareholder Yield6.7%
1Y Total Return7.7%
5Y Total Return10.7%
Div Contribution (5Y)28.6%
Estimated $10K growth (return + dividends):
5Y ago$11,07210Y ago$19,66120Y ago$19,805
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
Income Growth Story
Dividend per share and yield on cost over time (23 years of payments)
Dividend Safety Story
EPS is the container — dividend is what's drawn out
Dividend Analysis
Payout Safety
Navient Corporation SR NT 6% 121543 distributes 53.4% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 25.5%, rated "Well Covered".
Piotroski F-Score: 8/9 — strong financial health.
Growth Track Record
JSM has raised its dividend for 3 consecutive years, with a 3-year CAGR of 10.1% and 5-year CAGR of 0.0%.
Total Shareholder Returns
Beyond cash dividends, JSM returns capital through share repurchases. The combined picture: 3.3% dividend yield, 3.4% buyback yield, 6.7% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 6.0% and is currently flat. The 5-year total return is 10.7%, with dividends contributing 28.6% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $19,661 today.
Recent Dividend Payments
Last 20 payments · Annual
TTM Total$7.50
Avg/Payment$0.3750
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Mar 13, 2026Latest | $0.3750 | — | 7.74% | Mar 16, 2026 |
| Dec 12, 2025 | $0.3750 | — | 7.75% | Dec 15, 2025 |
| Sep 12, 2025 | $0.3750 | — | 7.65% | Sep 15, 2025 |
| Jun 13, 2025 | $0.3750 | — | 8.24% | Jun 16, 2025 |
| Mar 14, 2025 | $0.3750 | — | 7.92% | Mar 17, 2025 |
| Dec 13, 2024 | $0.3750 | — | 7.70% | Dec 16, 2024 |
| Sep 13, 2024 | $0.3750 | — | 7.34% | Sep 16, 2024 |
| Jun 14, 2024 | $0.3750 | — | 7.87% | Jun 17, 2024 |
Dividend Peer Comparison
Peer group: Student Loan Lending and Servicing
#2 yield in peer group
Div Yield
3.3%
#2 of 5
Safety
Sustainable
53.4% payout
Streak
3Y
0.0% 5Y CAGR
Total Shareholder
6.7%
#4 of 5
Annual Dividend History
23 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.38 | — | 1 | — | — | — | 1.5% |
| 2025 | $1.50 | 0.0% | 4 | — | — | — | 6.0% |
| 2024 | $1.50 | 0.0% | 4 | $1.20 | 125.0% | 0.80x | 6.0% |
| 2023 | $1.50 | 33.3% | 4 | $1.85 | 81.1% | 1.23x | 6.0% |
| 2022 | $1.13 | 0.0% | 3 | $4.48 | 25.1% | 3.98x | 4.5% |
| 2021 | $1.13 | -25.0% | 3 | $4.17 | 27.0% | 3.71x | 4.5% |
| 2020 | $1.50 | 0.0% | 4 | $2.11 | 71.1% | 1.41x | 6.0% |
| 2019 | $1.50 | 0.0% | 4 | $2.56 | 58.6% | 1.71x | 6.0% |
| 2018 | $1.50 | 0.0% | 4 | $1.50 | 100.0% | 1.00x | 6.0% |
| 2017 | $1.50 | 0.0% | 4 | $1.04 | 144.2% | 0.69x | 6.0% |
See JSM's True Return
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Start ComparisonFrequently Asked Questions
How much dividend does JSM pay per share?
Navient Corporation SR NT 6% 121543 (JSM) pays a trailing 12-month dividend of $0.64 per share, with a current dividend yield of +3.3%. Payments are made Annual.
When is JSM's next ex-dividend date?
JSM's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. JSM typically pays dividends Annual.
Is JSM's dividend safe?
JSM's dividend safety is rated "Sustainable" based on an earnings payout ratio of +53.4% and FCF payout ratio of +25.5%. The 3-year growth streak provides moderate confidence.
Is JSM a Dividend Payer?
Yes, Navient Corporation SR NT 6% 121543 is classified as a Dividend Payer with 3 consecutive years of dividend increases. The 5-year dividend CAGR is +0.0%, demonstrating modest dividend growth.
How often does JSM pay dividends?
Navient Corporation SR NT 6% 121543 pays dividends Annual. The trailing 12-month total is $0.64 per share. Dividend data on this page covers 22+ years from 2004 to 2026.
How much would $10,000 invested in JSM grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in JSM five years ago would be worth approximately $11,072 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is JSM's yield on cost for long-term holders?
JSM's yield on cost — the current dividend divided by the original purchase price — is +6.0% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +3.3% market yield, thanks to the lower original cost basis.