Last 48 quarters of trend data · Financial Services · Financial - Credit Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Navient Corporation SR NT 6% 121543's quarterly P/E stands at 26.5x. EV/EBITDA has compressed 87.0% YoY to 2.4x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | -22.74 | 26.49 | — | — | 32.59 | — | — | — | 14.77 | 8.32 | — | 6.44 | 9.02 |
| — | — | — | — | +120.7% | — | — | — | +63.6% | +43.0% | — | -9.8% | +139.3% | |
| P/S Ratio | 1.64 | 0.62 | 0.67 | 0.63 | 0.59 | 0.59 | — | 0.58 | 2.27 | 2.21 | 3.52 | 1.45 | 0.54 |
| — | +4.3% | — | +8.3% | -74.2% | -73.3% | — | -60.0% | +316.8% | +267.8% | +669.7% | +71.2% | -44.2% | |
| P/B Ratio | 0.76 | 0.72 | 0.83 | 0.80 | 0.71 | 0.73 | 0.73 | 0.82 | 0.77 | 0.88 | 0.89 | 0.70 | 0.82 |
| — | -1.6% | +13.4% | -1.4% | -7.6% | -16.7% | -17.9% | +16.7% | -5.6% | +1.0% | +12.5% | -30.2% | -11.7% | |
| P/FCF | 11.59 | — | 2.86 | 7.00 | 3.62 | 6.67 | 60.50 | — | 1.90 | 3.34 | 1.99 | 4.15 | 6.04 |
| — | — | -95.3% | — | +90.9% | +99.9% | +2945.3% | — | -68.6% | -24.8% | -30.3% | -62.1% | +24.1% | |
| EV / EBITDA | 3.18 | 2.37 | 1.98 | 2.40 | 16.37 | 18.25 | 5.16 | — | 148.09 | 154.27 | — | 19.87 | 23.32 |
| — | -87.0% | -61.6% | — | -88.9% | -88.2% | — | — | +535.1% | +765.5% | — | -24.9% | -31.3% | |
| EV / EBIT | 3.18 | — | — | 2.40 | 15.75 | 16.01 | — | 2.88 | 41.59 | 49.86 | 90.50 | 27.87 | 15.58 |
| — | — | — | -16.7% | -62.1% | -67.9% | — | -89.7% | +167.0% | +307.0% | +607.6% | +75.7% | -41.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Navient Corporation SR NT 6% 121543's operating margin was 82.6% in Q1 2026, down 1.2 pp QoQ and up 4.5 pp YoY.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.2% | 95.4% | 95.7% | 95.9% | 95.5% | 93.9% | -19769.2% | 80.6% | 28.8% | 33.5% | -892.6% | -405.7% | 83.4% |
| — | +1.6% | +100.5% | +19.0% | +232.1% | +180.7% | -2114.9% | +119.9% | -65.5% | -59.6% | -1184.0% | -561.2% | -0.8% | |
| Operating Margin | 81.7% | 82.6% | 83.8% | 82.5% | 82.6% | 78.1% | -15369.2% | 61.2% | 62.7% | 63.3% | -691.4% | 71.7% | 66.8% |
| — | +5.8% | +100.5% | +34.8% | +31.9% | +23.4% | -2122.8% | -14.7% | -6.2% | -30.9% | -991.7% | -18.8% | -38.8% | |
| Net Margin | -2.6% | 2.4% | -0.7% | -11.0% | 1.8% | -0.2% | -184.6% | -0.2% | 15.5% | 26.5% | -16.0% | 22.6% | 6.0% |
| — | +1080.8% | +99.6% | -5118.7% | -88.4% | -100.9% | -1053.8% | -100.9% | +156.8% | +156.1% | -296.7% | +89.4% | -76.9% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -3.2% | 0.7% | -0.2% | -3.4% | 0.5% | -0.1% | 0.9% | -0.1% | 1.3% | 2.6% | -1.0% | 2.7% | 2.2% |
| — | +1030.2% | -123.0% | -4577.4% | -58.4% | -102.9% | +190.9% | -102.7% | -41.8% | -29.4% | -128.0% | -23.8% | -64.2% | |
| ROA | -0.2% | 0.0% | -0.0% | -0.2% | 0.0% | -0.0% | 0.0% | -0.0% | 0.1% | 0.1% | -0.0% | 0.1% | 0.1% |
| — | +1002.6% | -122.4% | -4700.0% | -55.5% | -103.2% | +201.6% | -102.9% | -37.4% | -24.8% | -130.9% | -12.7% | -57.3% | |
| ROIC | 7.1% | 5.5% | 6.3% | 1.8% | 1.1% | 1.0% | 3.0% | 0.8% | 0.2% | 0.2% | -1.6% | 0.3% | 0.9% |
| — | +432.5% | +107.8% | +118.8% | +406.3% | +332.5% | +291.0% | +164.0% | -77.0% | -79.9% | -238.9% | -62.3% | +16.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Navient Corporation SR NT 6% 121543's Debt/EBITDA ratio is 10.2x, up from 8.1x last quarter — elevated, raising questions about debt serviceability. Debt/Equity has risen for 3 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 2.11 | 2.47 | 2.11 | 2.02 | 16.52 | 16.56 | 16.35 | 18.56 | 17.30 | 18.38 | 19.35 | 18.95 | 19.43 |
| — | -85.1% | -87.1% | -89.1% | -4.5% | -9.9% | -15.5% | -2.0% | -11.0% | -5.2% | -5.6% | -12.0% | -16.0% | |
| Debt / EBITDA | 2.00 | 10.23 | 8.10 | 9.43 | 65.86 | 73.29 | 20.08 | — | 579.82 | 598.21 | — | 77.99 | 91.54 |
| — | -86.0% | -59.6% | — | -88.6% | -87.7% | — | — | +533.4% | +768.3% | — | -24.4% | -30.8% | |
| Current Ratio | 0.41 | 0.36 | 0.41 | 0.38 | — | — | — | 0.53 | 0.20 | — | 0.20 | — | 0.27 |
| — | — | — | -27.7% | — | — | — | — | -25.0% | — | -24.1% | — | +28.6% | |
| Quick Ratio | 0.41 | 0.36 | 0.41 | 0.38 | — | — | — | 0.53 | 0.20 | — | 0.20 | — | 0.27 |
| — | — | — | -27.7% | — | — | — | — | -25.0% | — | -24.1% | — | +28.6% | |
| Interest Coverage | 0.98 | 1.02 | 1.00 | 0.82 | 1.03 | 0.99 | -1.92 | 5.18 | 0.35 | 0.30 | 0.16 | 0.57 | 1.01 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Navient Corporation SR NT 6% 121543's current P/E is -22.7x. The average P/E over the last 2 quarters is 29.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Navient Corporation SR NT 6% 121543's current operating margin is 81.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Navient Corporation SR NT 6% 121543's business trajectory between earnings reports.