Last 47 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
KB Financial Group Inc.'s quarterly P/E stands at 0.0x, up 34.3% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has compressed 100.0% YoY to 0.0x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.75 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 |
| — | +34.3% | +23.2% | +39.9% | -39.2% | -53.6% | +24.1% | +31.3% | +104.5% | +28.7% | +28.7% | -13.3% | -25.9% | |
| P/S Ratio | 1.15 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | -38.9% | +39.1% | +39.8% | +2.2% | +47.0% | +35.4% | +41.1% | +31.4% | -30.2% | -8.0% | -36.4% | -52.4% | |
| P/B Ratio | 1.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | +48.5% | +26.0% | +37.7% | -0.8% | +31.0% | +43.5% | +46.5% | +32.5% | -3.9% | +12.5% | -19.1% | -36.4% | |
| P/FCF | — | — | — | 0.01 | 0.00 | — | — | — | 0.00 | — | 0.00 | 0.00 | — |
| — | — | — | — | +220.6% | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 6.83 | 0.01 | 11.67 | 10.34 | 10.90 | 23.61 | 10.98 | 10.30 | 15.54 | 52.74 | 12.62 | 11.44 | 11.06 |
| — | -100.0% | +6.3% | +0.4% | -29.9% | -55.2% | -13.1% | -10.0% | +40.6% | +14.4% | +4.2% | -13.0% | +0.5% | |
| EV / EBIT | 6.83 | 0.01 | 12.84 | 11.32 | 11.96 | 29.75 | 12.09 | 11.28 | 17.95 | 97.95 | 14.06 | 12.68 | 12.17 |
| — | -100.0% | +6.2% | +0.3% | -33.4% | -69.6% | -14.0% | -11.0% | +47.6% | +24.5% | -2.8% | -13.9% | +0.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
KB Financial Group Inc.'s operating margin was 7.1% in Q4 2025, down 18.3 pp QoQ and down 3.0 pp YoY. The trailing four-quarter average of 20.3% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 49.1% | 47.5% | 52.5% | 49.6% | 49.0% | 46.3% | 48.1% | 48.3% | 49.5% | 41.9% | 46.7% | 46.2% | 48.2% |
| — | +2.6% | +9.1% | +2.6% | -1.0% | +10.5% | +3.1% | +4.5% | +2.8% | +5.3% | -14.6% | -25.9% | -30.2% | |
| Operating Margin | 16.8% | 7.1% | 25.4% | 24.4% | 24.2% | 10.2% | 23.8% | 24.8% | 14.5% | 2.7% | 21.4% | 22.1% | 22.5% |
| — | -29.7% | +6.7% | -1.5% | +67.4% | +274.9% | +11.3% | +12.3% | -35.6% | -52.7% | -29.4% | -21.9% | -31.9% | |
| Net Margin | 11.5% | 3.2% | 19.0% | 18.1% | 17.8% | 7.5% | 16.8% | 18.1% | 10.8% | 2.6% | 15.4% | 16.9% | 16.6% |
| — | -57.6% | +12.6% | -0.0% | +65.3% | +187.3% | +9.3% | +7.3% | -35.0% | -52.5% | -31.4% | -18.3% | -33.9% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.7% | 1.2% | 2.8% | 2.9% | 2.8% | 1.1% | 2.7% | 2.9% | 1.8% | 0.4% | 2.3% | 2.6% | 2.7% |
| — | +3.0% | +2.3% | -1.4% | +60.0% | +156.3% | +14.8% | +10.6% | -35.5% | -37.5% | -16.1% | +4.9% | -8.5% | |
| ROA | — | — | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.1% | 0.0% | 0.2% | 0.2% | 0.2% |
| — | — | -1.4% | -4.6% | +54.3% | +149.0% | +12.8% | +9.6% | -34.2% | -29.5% | 0.0% | +21.8% | -0.0% | |
| ROIC | 4.9% | 0.9% | 0.8% | 0.9% | 0.9% | 0.3% | 0.9% | 0.9% | 0.5% | 0.1% | 0.7% | 0.8% | 0.8% |
| — | +163.5% | -3.3% | -4.6% | +58.5% | +237.6% | +17.6% | +16.4% | -30.6% | -29.7% | -3.8% | +10.2% | -2.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | 2.30 | 2.30 | 2.34 | 2.35 | 2.28 | 2.31 | 2.21 | 2.34 | 2.36 | 2.27 | 2.28 |
| — | — | +1.0% | -0.3% | +6.1% | +0.7% | -3.4% | +1.6% | -3.2% | -17.7% | -13.4% | -14.9% | -9.8% | |
| Debt / EBITDA | — | — | 56.81 | 54.63 | 55.70 | 120.86 | 54.31 | 53.14 | 81.06 | 272.04 | 65.56 | 60.32 | 57.09 |
| — | — | +4.6% | +2.8% | -31.3% | -55.6% | -17.2% | -11.9% | +42.0% | +16.2% | +7.7% | -13.4% | -1.1% | |
| Current Ratio | — | — | 0.27 | 0.29 | 0.29 | 0.30 | 0.26 | 0.28 | 0.27 | 0.30 | 0.08 | 0.28 | 0.27 |
| — | — | +1.1% | +2.2% | +5.5% | +1.4% | +236.9% | +1.4% | -1.3% | +12.6% | -62.9% | +21.4% | +21.5% | |
| Quick Ratio | — | — | 0.27 | 0.29 | 0.29 | 0.30 | 0.26 | 0.28 | 0.27 | 0.30 | 0.08 | 0.28 | 0.27 |
| — | — | +1.1% | +2.2% | +5.5% | +1.4% | +236.9% | +1.4% | -1.3% | +12.6% | -62.9% | +21.4% | +21.5% | |
| Interest Coverage | 0.65 | 1.92 | 0.59 | 0.56 | 0.55 | 0.21 | 0.51 | 0.54 | 0.31 | 0.06 | 0.44 | 0.48 | 0.51 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
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Quick answers to the most common questions about buying KB stock.
KB Financial Group Inc.'s current P/E is 10.8x. The average P/E over the last 4 quarters is 0.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
KB Financial Group Inc.'s current operating margin is 16.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking KB Financial Group Inc.'s business trajectory between earnings reports.