Last 48 quarters of trend data · Financial Services · Large & Global Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 8.26 | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
| — | +23.4% | +1.2% | +57.8% | +34.3% | +23.2% | +39.9% | -39.2% | -53.6% | +24.1% | +31.3% | +104.5% | +28.7% | +28.7% | -13.3% | -25.9% | +85.8% | -34.6% | -31.2% | -14.3% | +14.8% | |
| P/S Ratio | 1.28 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | +209.9% | -42.4% | +71.0% | -66.7% | +31.0% | +34.1% | -1.3% | +55.9% | +31.4% | +39.7% | +35.2% | -30.2% | +6.3% | -19.2% | -38.7% | -3.5% | -22.2% | -21.7% | +4.6% | +9.7% | |
| P/B Ratio | 0.94 | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| — | — | +19.8% | +97.6% | +48.5% | +26.0% | +37.7% | -0.8% | +31.0% | +43.5% | +46.5% | +32.5% | -3.9% | +12.5% | -19.1% | -36.4% | -23.3% | -37.1% | -28.6% | -9.4% | +2.7% | |
| P/FCF | — | — | — | 0.01 | 0.00 | — | 0.01 | 0.00 | — | — | — | 0.00 | — | 0.00 | 0.00 | — | 0.00 | — | — | — | — |
| — | — | — | +258.4% | — | — | — | +220.6% | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 5.44 | — | 14.49 | 11.69 | 0.00 | 11.67 | 10.34 | 10.90 | 23.61 | 10.98 | 10.30 | 15.54 | 52.74 | 12.62 | 11.44 | 11.06 | 46.11 | 12.11 | 13.16 | 11.00 | 24.20 |
| — | — | +40.2% | +7.3% | -100.0% | +6.3% | +0.4% | -29.9% | -55.2% | -13.1% | -10.0% | +40.6% | +14.4% | +4.2% | -13.0% | +0.5% | +90.5% | +15.8% | +16.1% | +33.5% | +30.4% | |
| EV / EBIT | 6.24 | — | 14.49 | 12.65 | 0.01 | 12.84 | 11.32 | 11.96 | 29.75 | 12.09 | 11.28 | 17.95 | 97.95 | 14.06 | 12.68 | 12.17 | 78.65 | 14.47 | 14.72 | 12.09 | 31.84 |
| — | — | +28.0% | +5.8% | -100.0% | +6.2% | +0.3% | -33.4% | -69.6% | -14.0% | -11.0% | +47.6% | +24.5% | -2.8% | -13.9% | +0.6% | +147.0% | +21.2% | +14.0% | +28.4% | +26.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 66.1% | 100.0% | 59.2% | 91.4% | 49.3% | 92.8% | 87.9% | 87.7% | 88.2% | 90.3% | 89.3% | 91.8% | 75.2% | 90.2% | 86.3% | 86.8% | 71.4% | 91.4% | 91.7% | 96.5% | 86.3% |
| — | +7.8% | -32.7% | +4.3% | -44.1% | +2.8% | -1.6% | -4.5% | +17.2% | +0.0% | +3.5% | +5.8% | +5.3% | -1.3% | -5.9% | -10.1% | -17.2% | -4.2% | -3.0% | +0.5% | -7.1% | |
| Operating Margin | 22.7% | 100.0% | 23.4% | 45.7% | 7.4% | 44.9% | 43.3% | 43.3% | 19.4% | 44.7% | 45.8% | 26.8% | 4.9% | 41.4% | 41.2% | 40.5% | 10.3% | 50.7% | 41.6% | 46.1% | 19.7% |
| — | +122.7% | -45.9% | +5.4% | -61.7% | +0.5% | -5.5% | +61.6% | +297.5% | +8.0% | +11.1% | -33.7% | -52.7% | -18.4% | -0.9% | -12.2% | -47.8% | +24.0% | +3.0% | +13.5% | -0.2% | |
| Net Margin | 15.6% | 81.4% | 17.4% | 32.8% | 3.3% | 33.5% | 32.1% | 31.9% | 14.3% | 31.6% | 33.5% | 20.0% | 4.7% | 29.8% | 31.5% | 29.9% | 9.9% | 37.5% | 30.4% | 35.1% | 14.9% |
| — | +143.3% | -46.0% | +3.0% | -76.9% | +6.0% | -4.1% | +59.5% | +204.6% | +6.1% | +6.3% | -33.1% | -52.5% | -20.7% | +3.7% | -14.8% | -33.5% | +26.1% | +4.2% | +21.5% | +3.7% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.7% | — | 3.4% | 3.2% | 1.2% | 2.8% | 2.9% | 2.8% | 1.1% | 2.7% | 2.9% | 1.8% | 0.4% | 2.3% | 2.6% | 2.7% | 0.7% | 2.8% | 2.5% | 3.0% | 1.3% |
| — | — | +17.6% | +13.6% | +3.0% | +2.3% | -1.4% | +60.0% | +156.3% | +14.8% | +10.6% | -35.5% | -37.5% | -16.1% | +4.9% | -8.5% | -45.8% | +0.7% | -6.5% | +3.2% | -2.7% | |
| ROA | — | — | 0.2% | 0.2% | — | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.1% | 0.0% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% | 0.2% | 0.1% |
| — | — | +6.5% | +4.2% | — | -1.4% | -4.6% | +54.3% | +149.0% | +12.8% | +9.6% | -34.2% | -29.5% | 0.0% | +21.8% | -0.0% | -46.9% | -4.8% | -8.2% | +6.1% | +2.8% | |
| ROIC | 4.9% | 2.2% | 0.9% | 1.5% | 0.9% | 0.8% | 0.9% | 0.9% | 0.3% | 0.9% | 0.9% | 0.5% | 0.1% | 0.7% | 0.8% | 0.8% | 0.1% | 0.8% | 0.7% | 0.8% | 0.4% |
| — | +164.0% | +8.1% | +68.9% | +163.5% | -3.3% | -4.6% | +58.5% | +237.6% | +17.6% | +16.4% | -30.6% | -29.7% | -3.8% | +10.2% | -2.4% | -59.5% | -9.1% | -14.9% | -12.6% | -10.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | 2.53 | 2.72 | — | 2.30 | 2.30 | 2.34 | 2.35 | 2.28 | 2.31 | 2.21 | 2.34 | 2.36 | 2.27 | 2.28 | 2.84 | 2.73 | 2.67 | 2.53 | 2.82 |
| — | — | +9.8% | +16.2% | — | +1.0% | -0.3% | +6.1% | +0.7% | -3.4% | +1.6% | -3.2% | -17.7% | -13.4% | -14.9% | -9.8% | +0.6% | +15.0% | +10.4% | +14.5% | +14.8% | |
| Debt / EBITDA | — | — | 57.95 | 53.91 | — | 56.81 | 54.63 | 55.70 | 120.86 | 54.31 | 53.14 | 81.06 | 272.04 | 65.56 | 60.32 | 57.09 | 234.20 | 60.90 | 69.68 | 57.75 | 125.29 |
| — | — | +6.1% | -3.2% | — | +4.6% | +2.8% | -31.3% | -55.6% | -17.2% | -11.9% | +42.0% | +16.2% | +7.7% | -13.4% | -1.1% | +86.9% | +9.7% | +19.8% | +20.9% | +26.6% | |
| Current Ratio | — | — | — | 0.20 | — | 0.27 | 0.29 | 0.29 | 0.30 | 0.26 | 0.28 | 0.27 | 0.30 | 0.08 | 0.28 | 0.27 | 0.27 | 0.21 | 0.23 | 0.23 | 0.23 |
| — | — | — | -29.0% | — | +1.1% | +2.2% | +5.5% | +1.4% | +236.9% | +1.4% | -1.3% | +12.6% | -62.9% | +21.4% | +21.5% | +17.4% | -14.4% | -3.7% | — | -18.9% | |
| Quick Ratio | — | — | — | 0.20 | — | 0.27 | 0.29 | 0.29 | 0.30 | 0.26 | 0.28 | 0.27 | 0.30 | 0.08 | 0.28 | 0.27 | 0.27 | 0.21 | 0.23 | 0.23 | 0.23 |
| — | — | — | -29.0% | — | +1.1% | +2.2% | +5.5% | +1.4% | +236.9% | +1.4% | -1.3% | +12.6% | -62.9% | +21.4% | +21.5% | +17.4% | -14.4% | -3.7% | — | -18.9% | |
| Interest Coverage | 0.65 | — | 0.09 | 0.69 | 1.92 | 0.59 | 0.56 | 0.55 | 0.21 | 0.51 | 0.54 | 0.31 | 0.06 | 0.44 | 0.48 | 0.51 | 0.13 | 0.76 | 0.88 | 1.16 | 0.77 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying KB stock.
KB Financial Group Inc.'s current P/E is 8.3x. The average P/E over the last 4 quarters is 0.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
KB Financial Group Inc.'s current operating margin is 22.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking KB Financial Group Inc.'s business trajectory between earnings reports.