KB Financial Group Inc. (KB) quarterly income statement — complete revenue, gross profit & net income history
KB Financial Group Inc. (KB) annual income statement — 27-year revenue, gross profit & net income history
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 |
|---|
| Net Interest Income | 24.41T | 3.14T | 3.33T | 6.38T | 3.34T | 3.11T | 3.26T | 3.3T | 3.16T | 3.23T | 3.17T | 3.29T | 3.12T | 3.01T | 2.82T | 3.45T | 2.93T | 2.82T | 2.65T | 2.97T |
| NII Growth % | 631.54% | 1.19% | 2.23% | 93.04% | 5.41% | -3.71% | 2.91% | 0.28% | 1.29% | 7.19% | 12.25% | -4.54% | 6.72% | 6.68% | 6.5% | 16.05% | 2.58% | 2.26% | 0.35% | 15.33% |
| Net Interest Margin % | - | 0.36% | 0.41% | - | 0.42% | 0.4% | 0.42% | 0.44% | 0.42% | 0.43% | 0.43% | 0.46% | 0.44% | 0.43% | 0.41% | 0.5% | 0.4% | 0.41% | 0.39% | 0.45% |
| Interest Income | 24.41T | 32.42T | 7.16T | 7.22T | 7.19T | 7.28T | 7.45T | 7.63T | 7.64T | 7.61T | 7.61T | 7.73T | 7.41T | 7.13T | 6.87T | 6.41T | 5.37T | 4.69T | 4.31T | 4.07T |
| Interest Expense | 0 | 29.27T | 3.82T | 843.42B | 3.86T | 4.18T | 4.19T | 4.32T | 4.47T | 4.38T | 4.44T | 4.44T | 4.29T | 4.12T | 4.04T | 2.96T | 2.45T | 1.87T | 1.65T | 1.1T |
| Loan Loss Provision | 0 | 4.73T | 493.27B | 11.07T | 364.49B | 655.11B | 655.6B | 565.14B | 498.06B | 552.82B | 428.27B | 1.38T | 448.69B | 651.3B | 668.19B | 1.06T | 312.91B | 329.69B | 145.85B | 588.63B |
| Non-Interest Income | -22.07T | 8.44T | 2.43T | 15.47T | 1.7T | 2.31T | 2.06T | 1.47T | 1.95T | 1.95T | 2.04T | 2.27T | 1.47T | 1.75T | 2.22T | 261.51B | 715.11B | 1.16T | 1.51T | 1.31T |
| Non-Interest Income % | -942.84% | 72.87% | 42.11% | 70.8% | 33.76% | 42.6% | 38.69% | 30.79% | 38.08% | 37.62% | 39.14% | 40.83% | 32.06% | 36.7% | 44.06% | 7.04% | 19.63% | 29.1% | 36.31% | 30.59% |
| Total Net Revenue | 2.34T | 11.58T | 5.76T | 21.84T | 5.04T | 5.41T | 5.32T | 4.77T | 5.11T | 5.17T | 5.21T | 5.57T | 4.6T | 4.76T | 5.05T | 3.71T | 3.64T | 3.98T | 4.16T | 4.29T |
| Revenue Growth % | -53.53% | 114.04% | 8.27% | 357.55% | -1.47% | 4.64% | 2.15% | -14.26% | 11.14% | 8.77% | 3.18% | 49.97% | 26.24% | 19.5% | 21.26% | -13.36% | -16.47% | -3.54% | -5.34% | 6.47% |
| Non-Interest Expense | 0 | 4.14T | 2.64T | 9.15T | 2.41T | 2.41T | 2.36T | 3.28T | 2.33T | 2.25T | 3.38T | 3.92T | 2.25T | 2.14T | 2.34T | 2.27T | 1.48T | 1.99T | 2.1T | 2.85T |
| Efficiency Ratio | 0% | 35.77% | 45.77% | 41.89% | 47.86% | 44.6% | 44.33% | 68.8% | 45.57% | 43.5% | 64.95% | 70.38% | 48.86% | 45.07% | 46.28% | 61.13% | 40.69% | 50.11% | 50.39% | 66.54% |
| Operating Income | 2.34T | 2.71T | 2.63T | 1.62T | 2.26T | 2.34T | 2.31T | 924.38B | 2.28T | 2.37T | 1.4T | 271.24B | 1.9T | 1.96T | 2.04T | 382.48B | 1.85T | 1.66T | 1.92T | 845.18B |
| Operating Margin % | 100% | 23.41% | 45.67% | 7.42% | 44.9% | 43.29% | 43.35% | 19.36% | 44.69% | 45.82% | 26.83% | 4.87% | 41.38% | 41.23% | 40.49% | 10.3% | 50.72% | 41.6% | 46.11% | 19.72% |
| Operating Income Growth % | 3.49% | 15.77% | 14.07% | 75.26% | -0.99% | -1.12% | 65.04% | 240.8% | 20.02% | 20.88% | -31.62% | -29.08% | 3% | 18.43% | 6.47% | -54.75% | 3.6% | -0.68% | 7.47% | 6.29% |
| Pretax Income | 2.34T | 2.73T | 2.63T | 1.29T | 2.26T | 2.34T | 2.31T | 924.38B | 2.28T | 2.37T | 1.4T | 271.24B | 1.9T | 1.96T | 2.04T | 382.48B | 1.85T | 1.66T | 1.92T | 845.18B |
| Pretax Margin % | 100% | 23.59% | 45.67% | 5.88% | 44.9% | 43.29% | 43.35% | 19.36% | 44.69% | 45.82% | 26.83% | 4.87% | 41.38% | 41.23% | 40.49% | 10.3% | 50.72% | 41.6% | 46.11% | 19.72% |
| Income Tax | 434.37B | 722.25B | 714.67B | 536.9B | 606.21B | 595.56B | 607.48B | 265.69B | 688.11B | 658.83B | 341.53B | 53.76B | 565.97B | 455.84B | 533.58B | 244.9B | 487.68B | 440.93B | 448.15B | 259.05B |
| Effective Tax Rate % | 18.56% | 26.43% | 27.16% | 41.77% | 26.81% | 25.42% | 26.34% | 28.74% | 30.13% | 27.8% | 24.44% | 19.82% | 29.74% | 23.25% | 26.11% | 64.03% | 26.39% | 26.64% | 23.35% | 30.65% |
| Net Income | 1.91T | 2.01T | 1.89T | 721.24B | 1.69T | 1.74T | 1.7T | 682.93B | 1.61T | 1.73T | 1.04T | 261.49B | 1.37T | 1.5T | 1.51T | 366.89B | 1.37T | 1.21T | 1.46T | 637.13B |
| Net Margin % | 81.44% | 17.35% | 32.85% | 3.3% | 33.48% | 32.12% | 31.9% | 14.3% | 31.58% | 33.49% | 20% | 4.7% | 29.76% | 31.52% | 29.89% | 9.88% | 37.54% | 30.41% | 35.08% | 14.87% |
| Net Income Growth % | 13.04% | 15.65% | 11.5% | 5.61% | 4.47% | 0.34% | 62.89% | 161.17% | 17.9% | 15.58% | -30.94% | -28.73% | 0.08% | 23.88% | 3.3% | -42.41% | 5.34% | 0.48% | 15.02% | 10.38% |
| Net Income (Continuing) | 1.91T | 2.01T | 1.92T | 748.6B | 1.66T | 1.75T | 1.7T | 658.69B | 1.6T | 1.71T | 1.06T | 217.48B | 1.34T | 1.5T | 1.51T | 137.57B | 1.36T | 1.21T | 1.47T | 586.13B |
| EPS (Diluted) | 5364.25 | 5733.72 | 5120.00 | 1880.00 | 4458.00 | 4565.00 | 4384.00 | 1670.02 | 4090.00 | 4377.00 | 2565.00 | 563.61 | 3380.23 | 3694.24 | 3669.10 | 677.99 | 3189.14 | 3272.44 | 3645.71 | 1504.31 |
| EPS Growth % | 20.33% | 25.6% | 16.79% | 12.57% | 9% | 4.3% | 70.92% | 196.31% | 21% | 18.48% | -30.09% | -16.87% | 5.99% | 12.89% | 0.64% | -54.93% | -0.71% | 9.7% | 15.33% | 1.54% |
| EPS (Basic) | 5364.25 | 5733.72 | 5165.00 | 1907.00 | 4458.00 | 4603.00 | 4429.00 | 1670.02 | 4090.00 | 4377.00 | 2608.00 | 563.61 | 3456.21 | 3776.17 | 3753.86 | 693.73 | 3262.87 | 3345.57 | 3729.50 | 1504.31 |
| Diluted Shares Outstanding | 355.75M | 357.95M | 377.59M | 382.22M | 366.76M | 369.04M | 375.84M | 379.21M | 381.51M | 383.8M | 387.56M | 390.25M | 392.37M | 392.94M | 397.25M | 398.68M | 398.64M | 398.32M | 398.59M | 399.32M |