Last 48 quarters of trend data · Financial Services · Property & Casualty Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 0.02 | 3.69 | 4.53 | — | 4.08 | 4.97 | 4.94 | 15.42 | 9.49 | 4.16 | 3.38 | 9.27 | 1.97 | — | — | — | — | — | — | — | 5.95 |
| — | -25.6% | -8.3% | — | -57.0% | +19.4% | +46.2% | +66.3% | +381.4% | — | — | — | — | — | — | — | — | — | — | — | +0.3% | |
| P/S Ratio | 0.00 | 0.00 | 1.06 | 0.88 | 1.49 | 0.96 | 1.06 | 1.18 | 1.22 | 0.71 | 0.41 | 0.37 | 0.16 | 0.14 | 0.09 | 0.10 | 0.10 | 0.20 | 0.36 | 0.50 | 0.30 |
| — | -99.9% | +0.0% | -25.1% | +22.1% | +36.6% | +155.6% | +220.8% | +677.7% | +402.1% | +384.1% | +272.8% | +62.4% | -29.4% | -76.3% | -80.1% | -68.4% | -55.6% | -32.3% | -14.2% | -38.9% | |
| P/B Ratio | 2.36 | 0.00 | 2.16 | 1.84 | 1.97 | 1.99 | 2.34 | 2.89 | 3.07 | 1.93 | 1.48 | 1.47 | 0.66 | 0.73 | 0.39 | 0.43 | 0.40 | 0.73 | 0.89 | 0.97 | 0.70 |
| — | -99.9% | -7.5% | -36.4% | -35.8% | +3.3% | +57.5% | +96.9% | +362.7% | +165.8% | +278.4% | +238.9% | +68.0% | -0.4% | -56.0% | -55.2% | -43.2% | -18.9% | -5.3% | -5.6% | -9.1% | |
| P/FCF | 0.01 | 0.00 | 2.51 | 6.68 | 2.74 | 2.12 | 6.37 | 3.50 | 2.29 | 1.37 | 2.29 | 2.36 | 1.44 | 6.22 | — | — | 0.62 | 1.42 | 3.89 | — | — |
| — | -99.9% | -60.7% | +91.1% | +19.8% | +55.2% | +178.6% | +48.1% | +59.0% | -78.0% | — | — | +133.5% | +338.7% | — | — | — | +13.5% | +117.2% | — | — | |
| EV / EBITDA | 0.01 | -0.18 | 3.28 | — | 3.06 | 3.36 | 3.27 | 9.62 | 6.43 | 2.54 | 2.90 | 7.76 | 2.16 | — | 29.64 | — | — | — | — | — | 3.80 |
| — | -105.5% | +0.5% | — | -52.3% | +32.0% | +12.4% | +23.9% | +198.1% | — | -90.2% | — | — | — | — | — | — | — | — | — | -44.7% | |
| EV / EBIT | 5.65 | — | 3.40 | — | 3.16 | 3.49 | 3.39 | 10.39 | 6.41 | 2.47 | 2.74 | 6.66 | 2.00 | — | 14.41 | — | — | — | — | — | 4.19 |
| — | — | +0.3% | — | -50.7% | +41.5% | +23.5% | +55.9% | +220.5% | — | -80.9% | — | — | — | — | — | — | — | — | — | -46.1% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 57.7% | — | 63.7% | 23.7% | 130.2% | 43.3% | 45.4% | 27.7% | 37.4% | 46.0% | 61.0% | 28.1% | 33.2% | 12.0% | 23.6% | 8.3% | 8.8% | 13.5% | 6.4% | -9.6% | 27.5% |
| — | — | +40.2% | -14.5% | +248.1% | -5.7% | -25.6% | -1.3% | +12.6% | +284.4% | +158.4% | +237.7% | +276.0% | -11.6% | +271.3% | +186.7% | -67.8% | +205.7% | -76.2% | -143.5% | -5.2% | |
| Operating Margin | 25.6% | — | 29.6% | -12.4% | 45.3% | 24.6% | 27.1% | 9.3% | 15.9% | 22.3% | 15.7% | 5.0% | 10.6% | -12.8% | -1.5% | -17.2% | -13.3% | -12.8% | -23.4% | -40.9% | 7.0% |
| — | — | +9.4% | -232.5% | +185.5% | +10.5% | +72.9% | +85.2% | +49.0% | +273.5% | +1121.3% | +129.3% | +180.0% | -0.1% | +93.4% | +57.9% | -290.6% | +63.5% | -666.7% | -4152.5% | +15.3% | |
| Net Margin | 20.5% | 26.0% | 23.5% | -9.7% | 36.2% | 19.5% | 21.5% | 7.7% | 12.9% | 17.1% | 12.4% | 4.0% | 8.0% | -10.3% | -1.4% | -13.8% | -10.6% | -11.2% | -18.6% | -32.2% | 5.2% |
| — | +33.3% | +9.2% | -226.4% | +180.4% | +14.1% | +74.0% | +92.7% | +60.5% | +265.6% | +970.1% | +128.9% | +175.6% | +8.1% | +92.3% | +57.2% | -306.4% | +58.7% | -655.5% | -3990.7% | -39.5% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 43.0% | 25.7% | 12.7% | -4.9% | 12.8% | 10.7% | 12.7% | 5.2% | 8.6% | 13.9% | 11.8% | 4.1% | 9.7% | -12.1% | -1.6% | -14.6% | -10.5% | -9.3% | -10.2% | -13.7% | 2.9% |
| — | +139.3% | -0.1% | -193.9% | +48.9% | -22.7% | +7.7% | +28.4% | -10.8% | +215.1% | +838.5% | +127.9% | +191.7% | -29.8% | +84.3% | -6.1% | -462.7% | +26.5% | -789.3% | -3907.6% | -13.0% | |
| ROA | 9.8% | 7.2% | 3.3% | -1.3% | 3.3% | 2.6% | 2.9% | 1.0% | 1.5% | 2.1% | 1.4% | 0.4% | 0.9% | -1.1% | -0.2% | -1.6% | -1.2% | -1.3% | -1.8% | -2.9% | 0.7% |
| — | +171.8% | +13.5% | -223.8% | +122.1% | +26.4% | +104.2% | +127.6% | +62.3% | +285.9% | +969.8% | +128.9% | +174.7% | +12.4% | +90.7% | +46.0% | -281.6% | +61.7% | -509.8% | -2789.4% | -27.4% | |
| ROIC | 46.6% | — | 13.1% | -5.0% | 13.8% | 13.5% | 18.3% | 7.1% | 10.8% | 14.0% | 7.7% | 2.5% | 6.7% | -8.1% | -0.9% | -9.7% | -7.2% | -5.8% | -7.0% | -10.7% | 3.0% |
| — | — | -28.3% | -170.1% | +27.3% | -3.5% | +138.0% | +186.0% | +62.0% | +273.7% | +944.5% | +125.7% | +193.2% | -38.8% | +86.9% | +9.1% | -342.6% | +58.0% | -590.9% | -3645.4% | +80.8% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.05 | 0.07 | 0.17 | 0.29 | 0.62 | 0.71 | 0.73 | 0.95 | 0.79 | 0.76 | 0.70 | 0.77 | 0.64 | 0.51 | 0.39 |
| — | -42.4% | -44.8% | -44.8% | -78.4% | -84.8% | -91.4% | -90.8% | -77.1% | -69.5% | -21.2% | -6.4% | +5.2% | +23.4% | +23.7% | +48.1% | +76.5% | +101.4% | +92.2% | +53.2% | +23.4% | |
| Debt / EBITDA | 0.08 | 0.15 | 0.19 | — | 0.23 | 0.33 | 0.34 | 1.00 | 1.53 | 1.78 | 3.99 | 10.54 | 5.56 | — | 117.18 | — | — | — | — | — | 7.80 |
| — | -54.7% | -45.2% | — | -84.9% | -81.4% | -91.4% | -90.5% | -72.4% | — | -96.6% | — | — | — | — | — | — | — | — | — | -22.4% | |
| Current Ratio | 1.22 | 47.99 | 1.18 | 1.13 | 1.22 | 0.75 | 0.73 | 0.71 | 1.07 | 0.69 | — | 17.03 | — | 8.21 | 11.31 | 12.75 | 12.53 | — | 12.99 | 20.63 | 11.37 |
| — | +6265.8% | +61.2% | +58.7% | +13.3% | +9.0% | — | -95.8% | — | -91.6% | — | +33.5% | — | — | -12.9% | -38.2% | +10.2% | — | -37.6% | -4.2% | -25.2% | |
| Quick Ratio | 1.22 | 47.99 | 1.18 | 1.13 | 1.22 | 0.75 | 0.73 | 0.71 | 1.07 | 0.69 | — | 17.03 | — | 8.21 | 11.31 | 12.75 | 12.53 | — | 12.99 | 20.63 | 11.37 |
| — | +6265.8% | +61.2% | +58.7% | +13.3% | +9.0% | — | -95.8% | — | -91.6% | — | +33.5% | — | — | -12.9% | -38.2% | +10.2% | — | -37.6% | -4.2% | -25.2% | |
| Interest Coverage | 115.65 | — | 332.79 | -105.73 | 272.09 | 189.77 | 184.81 | 21.74 | 11.61 | 11.09 | 6.78 | 2.82 | 4.91 | -3.45 | 0.44 | -5.24 | -6.60 | -8.99 | -13.86 | -24.55 | 7.60 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying KINS stock.
Kingstone Companies, Inc.'s current P/E is 0.0x. The average P/E over the last 3 quarters is 4.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Kingstone Companies, Inc.'s current operating margin is 25.6%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Kingstone Companies, Inc.'s business trajectory between earnings reports.