Kingstone Companies, Inc. (KINS) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Revenue | 59.78M | 40.75M | 55.65M | 52.29M | 50.5M | 42.1M | 40.77M | 36.5M | 35.77M | 36.61M | 34.24M | 36.72M | 36.63M | 37.09M | 35.54M | 28.98M | 28.55M | 43.17M | 38.96M | 39.6M |
| Revenue Growth % | 18.37% | -3.22% | 36.5% | 43.27% | 41.2% | 15.02% | 19.09% | -0.59% | -2.35% | -1.31% | -3.66% | 26.71% | 28.29% | -14.08% | -8.78% | -26.82% | -27.72% | 21.25% | 11.88% | 14.16% |
| Medical Costs & Claims | 45.59M | -12.32M | 31.54M | 28.56M | 36.49M | 26.35M | 22.03M | 14.24M | 25.71M | 24.44M | 30.14M | 28.05M | 33.58M | 33.81M | 30.73M | 27.14M | 31.29M | 31.32M | 43.94M | 29.04M |
| Medical Cost Ratio % | 76.27% | -30.23% | 56.67% | 54.61% | 72.26% | 62.58% | 54.04% | 39.01% | 71.89% | 66.76% | 88.04% | 76.39% | 91.68% | 91.16% | 86.47% | 93.64% | 109.6% | 72.54% | 112.79% | 73.34% |
| Gross Profit | 14.19M | 53.07M | 24.11M | 23.74M | 14.01M | 15.75M | 18.74M | 22.26M | 10.05M | 12.17M | 4.09M | 8.67M | 3.05M | 3.28M | 4.81M | 1.84M | -2.74M | 11.85M | -4.98M | 10.56M |
| Gross Margin % | 23.73% | 130.23% | 43.33% | 45.39% | 27.74% | 37.42% | 45.96% | 60.99% | 28.11% | 33.24% | 11.96% | 23.61% | 8.32% | 8.84% | 13.53% | 6.36% | -9.6% | 27.46% | -12.79% | 26.66% |
| Gross Profit Growth % | 1.26% | 236.86% | 28.67% | 6.62% | 39.36% | 29.48% | 357.76% | 156.85% | 229.78% | 271.09% | -14.85% | 370.54% | 211.22% | -72.34% | 196.46% | -82.55% | -131.44% | 14.92% | -174.75% | -25.22% |
| Operating Expenses | 21.59M | 34.61M | 10.41M | 9.57M | 9.29M | 9.07M | 9.66M | 16.54M | 8.25M | 8.27M | 8.49M | 9.23M | 9.35M | 8.21M | 9.37M | 8.62M | 8.92M | 8.84M | 8.69M | 8.92M |
| OpEx / Revenue % | 36.11% | 84.94% | 18.7% | 18.3% | 18.4% | 21.55% | 23.68% | 45.32% | 23.06% | 22.59% | 24.8% | 25.14% | 25.53% | 22.14% | 26.36% | 29.76% | 31.26% | 20.48% | 22.32% | 22.53% |
| Depreciation & Amortization | 716K | 677.96K | 644.65K | 613.36K | 623.86K | 613.43K | 619.06K | 619.93K | 596.51K | 645.75K | 741.06K | 778.5K | 808.13K | 828.1K | 824.98K | 877.26K | 770.11K | 810.36K | 820.09K | 837.65K |
| Combined Ratio % | 112.38% | 54.71% | 75.37% | 72.91% | 90.66% | 84.14% | 77.72% | 84.33% | 94.95% | 89.35% | 112.84% | 101.53% | 117.21% | 113.31% | 112.83% | 123.4% | 140.86% | 93.02% | 135.11% | 95.87% |
| Operating Income | -7.4M | 18.45M | 13.71M | 14.17M | 4.72M | 6.68M | 9.08M | 5.72M | 1.8M | 3.9M | -4.4M | -563.42K | -6.3M | -4.94M | -4.56M | -6.78M | -11.67M | 3.01M | -13.68M | 1.64M |
| Operating Margin % | -12.38% | 45.29% | 24.63% | 27.09% | 9.34% | 15.86% | 22.28% | 15.67% | 5.05% | 10.65% | -12.84% | -1.53% | -17.21% | -13.31% | -12.83% | -23.4% | -40.86% | 6.98% | -35.11% | 4.13% |
| Operating Income Growth % | -256.86% | 176.3% | 50.88% | 147.66% | 161.45% | 71.34% | 306.62% | 1115.25% | 128.63% | 178.99% | 3.57% | 91.69% | 45.96% | -263.76% | 66.67% | -514.7% | -2973.59% | 39.8% | -626.13% | -70.64% |
| EBITDA | -6.68M | 19.13M | 14.35M | 14.78M | 5.34M | 7.29M | 9.7M | 6.34M | 2.4M | 4.54M | -3.66M | 215.08K | -5.5M | -4.11M | -3.73M | -5.91M | -10.9M | 3.82M | -12.86M | 2.47M |
| EBITDA Margin % | -11.18% | 46.95% | 25.79% | 28.26% | 10.58% | 17.32% | 23.8% | 17.37% | 6.71% | 12.41% | -10.68% | 0.59% | -15% | -11.07% | -10.51% | -20.38% | -38.16% | 8.86% | -33.01% | 6.25% |
| Interest Expense | 70K | 68.08K | 72.61K | 77.07K | 227.45K | 629.47K | 900.58K | 989.72K | 993.88K | 997.97K | 988.7K | 1.01M | 1.01M | 649.41K | 456.55K | 456.55K | 456.55K | 456.55K | 456.55K | 456.55K |
| Non-Operating Income | 0 | -68.08K | -72.61K | -77.07K | -227.45K | -629.47K | -900.58K | -989.72K | -993.88K | -997.97K | -988.7K | -1.01M | -1.01M | -649.41K | -456.55K | -456.55K | -456.55K | -456.55K | -456.55K | -456.55K |
| Pretax Income | -7.4M | 18.45M | 13.71M | 14.17M | 4.72M | 6.68M | 9.08M | 5.72M | 1.8M | 3.9M | -4.4M | -563.42K | -6.3M | -4.94M | -4.56M | -6.78M | -11.67M | 3.01M | -13.68M | 1.64M |
| Pretax Margin % | -12.38% | 45.29% | 24.63% | 27.09% | 9.34% | 15.86% | 22.28% | 15.67% | 5.05% | 10.65% | -12.84% | -1.53% | -17.21% | -13.31% | -12.83% | -23.4% | -40.86% | 6.98% | -35.11% | 4.13% |
| Income Tax | -1.59M | 3.69M | 2.83M | 2.91M | 835.68K | 1.24M | 2.11M | 1.21M | 378.02K | 952.18K | -858.99K | -41.41K | -1.25M | -985.04K | -561.67K | -1.4M | -2.47M | 785.97K | -3.06M | 312.15K |
| Effective Tax Rate % | 21.52% | 20.02% | 20.67% | 20.57% | 17.71% | 18.57% | 23.18% | 21.07% | 20.95% | 24.43% | 19.54% | 7.35% | 19.81% | 19.96% | 12.32% | 20.68% | 21.16% | 26.08% | 22.38% | 19.09% |
| Net Income | -5.81M | 14.76M | 10.87M | 11.25M | 3.88M | 5.44M | 6.98M | 4.51M | 1.43M | 2.95M | -3.54M | -522.02K | -5.05M | -3.95M | -4M | -5.38M | -9.2M | 2.23M | -10.62M | 1.32M |
| Net Margin % | -9.72% | 36.22% | 19.54% | 21.52% | 7.69% | 12.92% | 17.12% | 12.37% | 3.99% | 8.05% | -10.33% | -1.42% | -13.8% | -10.65% | -11.25% | -18.56% | -32.21% | 5.16% | -27.26% | 3.34% |
| Net Income Growth % | -249.59% | 171.38% | 55.81% | 149.22% | 172.15% | 84.62% | 297.26% | 964.9% | 128.22% | 174.58% | 11.51% | 90.3% | 45.04% | -277.31% | 62.35% | -506.51% | -2856.48% | -26.63% | -764.78% | -71.28% |
| EPS (Diluted) | -0.40 | 1.03 | 0.74 | 0.78 | 0.27 | 0.40 | 0.55 | 0.37 | 0.12 | 0.27 | -0.33 | -0.05 | -0.47 | -0.37 | -0.38 | -0.51 | -0.87 | 0.21 | -1.01 | 0.12 |
| EPS Growth % | -248.15% | 157.5% | 34.55% | 110.81% | 125% | 48.15% | 266.67% | 862.89% | 125.53% | 172.97% | 13.16% | 90.49% | 45.98% | -276.19% | 62.38% | -525% | -2889.69% | -25% | -741.67% | -72.09% |
| EPS (Basic) | -0.40 | 1.04 | 0.77 | 0.81 | 0.29 | 0.44 | 0.61 | 0.41 | 0.13 | 0.27 | -0.33 | -0.05 | -0.47 | -0.37 | -0.38 | -0.51 | -0.87 | 0.21 | -1.01 | 0.12 |
| Diluted Shares Outstanding | 14.45M | 14.38M | 14.6M | 14.39M | 14.27M | 13.49M | 12.58M | 12.11M | 11.79M | 10.76M | 10.76M | 10.76M | 10.76M | 10.59M | 10.65M | 10.64M | 10.63M | 10.52M | 10.52M | 10.85M |