Kemper Corporation 5.875% Fixed (KMPB) quarterly income statement — complete revenue, gross profit & net income history
Kemper Corporation 5.875% Fixed (KMPB) annual income statement — 30-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Revenue | 1.09B | 1.11B | 1.14B | 1.24B | 1.23B | 1.19B | 1.18B | 1.17B | 1.14B | 1.14B | 1.18B | 1.19B | 1.25B | 1.29B | 1.37B | 1.35B | 1.38B | 1.35B | 1.45B | 1.43B |
| Revenue Growth % | -11% | -6.82% | -4.02% | 5.71% | 7.84% | 4.23% | 0.27% | -1.74% | -9.2% | -11.57% | -13.61% | -12.08% | -9.4% | -4.31% | -6.07% | -5.59% | -6.24% | 1.83% | 6.19% | 6.73% |
| Medical Costs & Claims | 0 | 828.8M | 854.5M | 1.24B | 1.13B | 1.05B | 1.36B | 908.8M | 1.18B | 1.16B | 959.7M | 1.13B | 1.16B | 1.2B | 1.25B | 1.27B | 1.34B | 1.31B | 1.47B | 1.4B |
| Medical Cost Ratio % | 0% | 74.74% | 75.23% | 100.04% | 91.79% | 88.52% | 114.82% | 77.74% | 103.24% | 101.94% | 81.32% | 94.97% | 92.14% | 93.18% | 91.75% | 93.7% | 96.94% | 97.35% | 100.88% | 97.48% |
| Gross Profit | 1.09B | 280.1M | 281.3M | -500K | 100.8M | 136.6M | -175.4M | 260.3M | -36.9M | -22.2M | 220.5M | 59.8M | 98.5M | 88.1M | 112.7M | 85.2M | 42.4M | 35.8M | -12.8M | 36.1M |
| Gross Margin % | 100% | 25.26% | 24.77% | -0.04% | 8.21% | 11.48% | -14.82% | 22.26% | -3.24% | -1.94% | 18.68% | 5.03% | 7.86% | 6.82% | 8.25% | 6.3% | 3.06% | 2.65% | -0.88% | 2.52% |
| Gross Profit Growth % | 984.03% | 105.05% | 260.38% | -100.19% | 373.17% | 715.32% | -179.55% | 335.28% | -137.46% | -125.2% | 95.65% | -29.81% | 132.31% | 146.09% | 980.47% | 136.01% | -41.84% | -86.37% | -103.83% | -87.44% |
| Operating Expenses | 1.56B | 288M | 294.8M | 32.6M | 13.3M | 16.8M | -294.7M | 169.6M | -128.8M | -108.8M | 157M | 250.6M | 214.4M | 192M | 188.4M | 173M | 137M | 151.5M | 134.6M | 165.9M |
| OpEx / Revenue % | 142.74% | 25.97% | 25.96% | 2.64% | 1.08% | 1.41% | -24.9% | 14.51% | -11.31% | -9.53% | 13.3% | 21.06% | 17.1% | 14.87% | 13.79% | 12.78% | 9.9% | 11.23% | 9.25% | 11.57% |
| Depreciation & Amortization | 23.2M | 11.6M | 13.1M | 35.7M | 13M | 12.5M | 12.9M | 13.1M | 13.1M | 14.6M | 8.5M | 16M | 17.9M | 16.2M | 16M | 17.2M | 18.1M | 19.6M | 20.6M | 26.4M |
| Combined Ratio % | 142.74% | 100.71% | 101.19% | 102.68% | 92.87% | 89.93% | 89.92% | 92.24% | 91.93% | 92.41% | 94.62% | 116.04% | 109.24% | 108.05% | 105.54% | 106.49% | 106.84% | 108.58% | 110.13% | 109.05% |
| Operating Income | -467M | -7.9M | -13.5M | -33.1M | 87.5M | 119.8M | 119.3M | 90.7M | 91.9M | 86.6M | 63.5M | -190.8M | -115.9M | -103.9M | -75.7M | -87.8M | -94.6M | -115.7M | -147.4M | -129.8M |
| Operating Margin % | -42.74% | -0.71% | -1.19% | -2.68% | 7.13% | 10.07% | 10.08% | 7.76% | 8.07% | 7.59% | 5.38% | -16.04% | -9.24% | -8.05% | -5.54% | -6.49% | -6.84% | -8.58% | -10.13% | -9.05% |
| Operating Income Growth % | -633.71% | -106.59% | -111.32% | -136.49% | -4.79% | 38.34% | 87.87% | 147.54% | 179.29% | 183.35% | 183.88% | -117.31% | -22.52% | 10.2% | 48.64% | 32.36% | -5.46% | -195.15% | -222.22% | -185.34% |
| EBITDA | -443.8M | 3.7M | -400K | 2.6M | 100.5M | 132.3M | 132.2M | 103.8M | 105M | 101.2M | 72M | -174.8M | -98M | -87.7M | -59.7M | -70.6M | -76.5M | -96.1M | -126.8M | -103.4M |
| EBITDA Margin % | -40.61% | 0.33% | -0.04% | 0.21% | 8.19% | 11.12% | 11.17% | 8.88% | 9.22% | 8.86% | 6.1% | -14.69% | -7.82% | -6.79% | -4.37% | -5.22% | -5.53% | -7.12% | -8.72% | -7.21% |
| Interest Expense | 8.9M | 9.3M | 9M | 9.1M | 9M | 11.4M | 14.6M | 14.4M | 13.9M | 14M | 13.9M | 14.1M | 14M | 14.1M | 13.7M | 14.3M | 14M | 12.7M | 10.6M | 10.7M |
| Non-Operating Income | -8.9M | -9.3M | 29.5M | -9.1M | -9M | -11.4M | -14.6M | -14.4M | -13.9M | -14M | -13.9M | -14.1M | -14M | -14.1M | -13.7M | -14.3M | -14M | -12.7M | -10.6M | -10.7M |
| Pretax Income | -467M | -7.9M | -13.5M | -33.1M | 87.5M | 119.8M | 119.3M | 90.7M | 91.9M | 86.6M | 63.5M | -190.8M | -115.9M | -103.9M | -75.7M | -87.8M | -94.6M | -115.7M | -147.4M | -129.8M |
| Pretax Margin % | -42.74% | -0.71% | -1.19% | -2.68% | 7.13% | 10.07% | 10.08% | 7.76% | 8.07% | 7.59% | 5.38% | -16.04% | -9.24% | -8.05% | -5.54% | -6.49% | -6.84% | -8.58% | -10.13% | -9.05% |
| Income Tax | -1M | -3.5M | -3.5M | -8.9M | 17.7M | 22.8M | 23.6M | 18.5M | 17.5M | 16.4M | 12.2M | -44.4M | -18.8M | -23.8M | -20.2M | -13M | -22.4M | -29.4M | -41.6M | -54.5M |
| Effective Tax Rate % | 0.21% | 44.3% | 25.93% | 26.89% | 20.23% | 19.03% | 19.78% | 20.4% | 19.04% | 18.94% | 19.21% | 23.27% | 16.22% | 22.91% | 26.68% | 14.81% | 23.68% | 25.41% | 28.22% | 41.99% |
| Net Income | -464.8M | -1.7M | -8M | -21M | 72.6M | 99.7M | 97.4M | 73.7M | 75.4M | 71.3M | 51.4M | -146.3M | -97.1M | -80.1M | -55.5M | -74.8M | -72.2M | -86.3M | -105.8M | -75.3M |
| Net Margin % | -42.54% | -0.15% | -0.7% | -1.7% | 5.91% | 8.38% | 8.23% | 6.3% | 6.62% | 6.25% | 4.36% | -12.3% | -7.74% | -6.2% | -4.06% | -5.53% | -5.22% | -6.4% | -7.27% | -5.25% |
| Net Income Growth % | -740.22% | -101.71% | -108.21% | -128.49% | -3.71% | 39.83% | 89.49% | 150.38% | 177.65% | 189.01% | 192.61% | -95.59% | -34.49% | 7.18% | 47.54% | 0.66% | -15.34% | -170.05% | -208.51% | -161.57% |
| EPS (Diluted) | -7.90 | -0.03 | -0.14 | -0.34 | 1.12 | 1.54 | 1.51 | 1.14 | 1.16 | 1.10 | 0.80 | -2.98 | -1.52 | -1.25 | -0.87 | -1.19 | -1.17 | -1.49 | -1.66 | -1.18 |
| EPS Growth % | -805.36% | -101.88% | -109.27% | -129.82% | -3.45% | 40% | 88.75% | 138.25% | 176.32% | 188% | 191.95% | -150.42% | -29.91% | 16.11% | 47.59% | -0.85% | -20.62% | -180.54% | -213.7% | -164.48% |
| EPS (Basic) | -7.90 | -0.03 | -0.14 | -0.34 | 1.13 | 1.56 | 1.53 | 1.15 | 1.17 | 1.11 | 0.80 | -2.98 | -1.52 | -1.25 | -0.87 | -1.19 | -1.17 | -1.49 | -1.66 | -1.18 |
| Diluted Shares Outstanding | 58.87M | 58.8M | 58.8M | 61.48M | 64.6M | 64.63M | 64.63M | 64.9M | 64.89M | 64.77M | 64.57M | 64.06M | 64.01M | 63.95M | 63.89M | 63.85M | 63.82M | 63.74M | 63.65M | 63.63M |