Kemper Corporation 5.875% Fixed (KMPB) quarterly income statement — complete revenue, gross profit & net income history
| Revenue | 1.11B | 1.14B | 1.24B | 1.23B | 1.19B | 1.18B | 1.17B | 1.14B | 1.14B | 1.18B | 1.19B | 1.25B |
| Revenue Growth % | -6.96% | -4.02% | 5.71% | 7.84% | 4.23% | 0.27% | -1.74% | -9.2% | -11.57% | -13.61% | -12.08% | -9.4% |
| Medical Costs & Claims | 0 | 854.5M | 1.24B | 1.13B | 1.05B | 1.36B | 908.8M | 1.18B | 1.16B | 959.7M | 1.13B | 1.16B |
| Medical Cost Ratio % | 0% | 75.23% | 100.04% | 91.79% | 88.52% | 114.82% | 77.74% | 103.24% | 101.94% | 81.32% | 94.97% | 92.14% |
| Gross Profit | 0 | 281.3M | -500K | 100.8M | 136.6M | -175.4M | 260.3M | -36.9M | -22.2M | 220.5M | 59.8M | 98.5M |
| Gross Margin % | 0% | 24.77% | -0.04% | 8.21% | 11.48% | -14.82% | 22.26% | -3.24% | -1.94% | 18.68% | 5.03% | 7.86% |
| Gross Profit Growth % | -100% | 260.38% | -100.19% | 373.17% | 715.32% | -179.55% | 335.28% | -137.46% | -125.2% | 95.65% | -29.81% | 132.31% |
| Operating Expenses | 0 | 294.8M | 32.6M | 13.3M | 16.8M | -294.7M | 169.6M | -128.8M | -108.8M | 157M | 250.6M | 214.4M |
| OpEx / Revenue % | 0% | 25.96% | 2.64% | 1.08% | 1.41% | -24.9% | 14.51% | -11.31% | -9.53% | 13.3% | 21.06% | 17.1% |
| Depreciation & Amortization | 0 | -61.2M | 35.7M | 13M | 12.5M | 12.9M | 13.1M | 13.1M | 14.6M | 8.5M | 16M | 17.9M |
| Combined Ratio % | 0% | 101.19% | 102.68% | 92.87% | 89.93% | 89.92% | 92.24% | 91.93% | 92.41% | 94.62% | 116.04% | 109.24% |
| Operating Income | -7.9M | -13.5M | -33.1M | 87.5M | 119.8M | 119.3M | 90.7M | 91.9M | 86.6M | 63.5M | -190.8M | -115.9M |
| Operating Margin % | -0.71% | -1.19% | -2.68% | 7.13% | 10.07% | 10.08% | 7.76% | 8.07% | 7.59% | 5.38% | -16.04% | -9.24% |
| Operating Income Growth % | -106.59% | -111.32% | -136.49% | -4.79% | 38.34% | 87.87% | 147.54% | 179.29% | 183.35% | 183.88% | -117.31% | -22.52% |
| EBITDA | -7.9M | -74.7M | 2.6M | 100.5M | 132.3M | 132.2M | 103.8M | 105M | 101.2M | 72M | -174.8M | -98M |
| EBITDA Margin % | -0.71% | -6.58% | 0.21% | 8.19% | 11.12% | 11.17% | 8.88% | 9.22% | 8.86% | 6.1% | -14.69% | -7.82% |
| Interest Expense | 9.3M | 9M | 9.1M | 9M | 11.4M | 14.6M | 14.4M | 13.9M | 14M | 13.9M | 14.1M | 14M |
| Non-Operating Income | 0 | 29.5M | -9.1M | -9M | -11.4M | -14.6M | -14.4M | -13.9M | -14M | -13.9M | -14.1M | -14M |
| Pretax Income | -7.9M | -13.5M | -33.1M | 87.5M | 119.8M | 119.3M | 90.7M | 91.9M | 86.6M | 63.5M | -190.8M | -115.9M |
| Pretax Margin % | -0.71% | -1.19% | -2.68% | 7.13% | 10.07% | 10.08% | 7.76% | 8.07% | 7.59% | 5.38% | -16.04% | -9.24% |
| Income Tax | -3.5M | -3.5M | -8.9M | 17.7M | 22.8M | 23.6M | 18.5M | 17.5M | 16.4M | 12.2M | -44.4M | -18.8M |
| Effective Tax Rate % | 44.3% | 25.93% | 26.89% | 20.23% | 19.03% | 19.78% | 20.4% | 19.04% | 18.94% | 19.21% | 23.27% | 16.22% |
| Net Income | -4.4M | -8M | -21M | 72.6M | 99.7M | 97.4M | 73.7M | 75.4M | 71.3M | 51.4M | -146.3M | -97.1M |
| Net Margin % | -0.4% | -0.7% | -1.7% | 5.91% | 8.38% | 8.23% | 6.3% | 6.62% | 6.25% | 4.36% | -12.3% | -7.74% |
| Net Income Growth % | -104.41% | -108.21% | -128.49% | -3.71% | 39.83% | 89.49% | 150.38% | 177.65% | 189.01% | 192.61% | -95.59% | -34.49% |
| EPS (Diluted) | -0.07 | -0.14 | -0.34 | 1.12 | 1.54 | 1.51 | 1.14 | 1.16 | 1.10 | 0.80 | -2.98 | -1.52 |
| EPS Growth % | -104.86% | -109.27% | -129.82% | -3.45% | 40% | 88.75% | 138.25% | 176.32% | 188% | 191.95% | -150.42% | -29.91% |
| EPS (Basic) | -0.07 | -0.14 | -0.34 | 1.13 | 1.56 | 1.53 | 1.15 | 1.17 | 1.11 | 0.80 | -2.98 | -1.52 |
| Diluted Shares Outstanding | 58.8M | 58.8M | 61.48M | 64.6M | 64.63M | 64.63M | 64.9M | 64.89M | 64.77M | 64.57M | 64.06M | 64.01M |