Kemper Corporation 5.875% Fixed (KMPB) P/E Ratio History
UndervaluedTrading at 10.8x vs 5Y avg 43.6x · 75th percentile · Below historical baseline · Data 2024–2026
Loading P/E history...
P/E Ratio Analysis
As of October 3, 2026, Kemper Corporation 5.875% Fixed (KMPB) trades at a price-to-earnings ratio of 10.8x, with a stock price of $24.77 and trailing twelve-month earnings per share of $-8.42.
The current P/E is 75% below its 5-year average of 43.6x. Over the past five years, KMPB's P/E has ranged from a low of 4.2x to a high of 275.4x, placing the current valuation at the 75th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.0x, KMPB trades at a 23% discount to its sector peers. The sector includes 804 companies with P/E ratios ranging from 0.0x to 159.7x.
Relative to the broader market, KMPB trades at a notable discount to the S&P 500 median P/E of 24.5x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our KMPB DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
KMPB Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
KMPB P/E vs Peers
Personal auto and homeowners insurers peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 11.2 | - | -53% | |
| $35B | 9.5 | 0.41 | +29% | |
| $8B | 11.9 | 0.82 | +58% | |
| $10B | 20.8 | 1.53 | -7% | |
| $25B | 10.7 | 0.70 | +4% | |
| $123B | 10.9 | 0.74 | +34% | |
| $58B | 5.9 | 0.34 | +125% | |
| $2B | 15.5 | - | +40% | |
| $1B | 5.4Lowest | 0.07Best | +214%Best | |
| $14B | 5.7 | 0.19 | +61% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
KMPB Historical P/E Data (2024–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $22.79 | $0.61 | 37.3x | -14% |
| FY2025 Q4 | Dec 31 2025 | $23.40 | $2.18 | 10.7x | -75% |
| FY2025 Q3 | - | $23.55 | $3.83 | 6.1x | -86% |
| FY2025 Q2 | Jun 30 2025 | $24.00 | $5.31 | 4.5x | -90% |
| FY2025 Q1 | Mar 31 2025 | $22.54 | $5.35 | 4.2x | -90% |
| FY2024 Q4 | - | $23.31 | $4.91 | 4.7x | -89% |
| FY2024 Q3 | Sep 30 2024 | $23.33 | $4.20 | 5.6x | -87% |
| FY2024 Q2 | Jun 30 2024 | $22.03 | $0.08 | 275.4x | +532% |
Average P/E for displayed period: 43.6x
KMPB Chart Terminal
Live VCP patterns, Cup & Handle overlays, support/resistance, and AI trade plans.
Live Breakouts Feed
High-probability breakout stocks crossing their pivot across 5 pattern engines.
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
2+ years return with dividends reinvested.
Peer Comparison
Compare growth, multiples, and margins vs sector.
KMPB — Frequently Asked Questions
Quick answers to the most common questions about buying KMPB stock.
What is KMPB's P/E ratio?
Kemper Corporation 5.875% Fixed (KMPB) trailing twelve-month P/E ratio is 10.8x, based on TTM diluted EPS of $-8.42. The 5-year average P/E is 43.6x and the historical range spans 4.2x to 275.4x.
Is KMPB stock overvalued or undervalued?
KMPB trades at 10.8x P/E, below its 5-year average of 43.6x. At the 75th percentile of its historical range (4.2x–275.4x), the stock is priced at a discount to its own history.
Is KMPB stock expensive?
No, KMPB is not expensive on a historical basis. The current P/E of 10.8x is below the 5-year average of 43.6x and sits at the 75th percentile of its valuation range.
What is KMPB's historical P/E range?
Over the past 5 years, KMPB's P/E ratio has ranged from 4.2x to 275.4x, with a median of 6.1x and an average of 43.6x. The current P/E of 10.8x places the stock at the 75th percentile of this range. Full historical data spans 2024–2026.
How does KMPB's P/E compare to the S&P 500?
KMPB trades at 10.8x P/E versus the S&P 500 median of 24.5x. The 56% discount to the market suggests lower growth expectations or perceived higher risk.
How does KMPB's valuation compare to Financial Services peers?
Kemper Corporation 5.875% Fixed P/E of 10.8x compares to the Financial Services sector median of 14.0x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is KMPB's PEG ratio?
KMPB PEG ratio is N/A, based on a P/E of 10.8x and EPS growth of -53.4%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is KMPB's earnings yield?
KMPB earnings yield is 9.25%, the inverse of its 10.8x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.