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KMPR logoKemper Corporation (KMPR) Earnings History

Annual and quarterly earnings data from 1990 to 2025

TTM Net Income
$39M
Profitable
TTM EPS
$0.67
Diluted
YoY EPS Growth
-53.4%
Declining
Net Margin
3.0%
Profitability
Operating Margin3.3%
Gross Margin29.7%
ROE5.3%
ROA1.1%
Highest Annual Net Income$531M (2019)
Highest Quarterly EPS$5.25 (Q2 2001)
Consecutive Profitable Years2 years
Q1 2026
Net Income-$4M
EPS$-0.07
QoQ Growth+45.0%Excellent

Loading earnings history...

KMPR EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-53.4%
Declining
3-Year
N/A
N/M
5-Year
-17.9%
Declining
10-Year
+3.3%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

KMPR Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202529.7%3.3%3.0%
202412.7%8.4%6.9%
202322.8%-7.0%-5.5%
2022-3.9%-6.8%-5.3%
20216.3%-4.4%-2.2%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Kemper Corporation (KMPR) Earnings Overview

As of May 8, 2026, Kemper Corporation (KMPR) reported trailing twelve-month net income of $39M, reflecting -53.4% year-over-year growth. The company earned $0.67 per diluted share over the past four quarters, with a net profit margin of 3.0%.

Looking at the long-term picture, KMPR's 5-year EPS compound annual growth rate (CAGR) stands at -17.9%, signaling declining earnings. The company achieved its highest annual net income of $531M in fiscal 2019.

Kemper Corporation maintains positive profitability with a gross margin of 29.7%, operating margin of 3.3%, and net margin of 3.0%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including HCI ($314M net income, 33.2% margin), PLMR ($197M net income, 22.5% margin), ACGL ($4.40B net income, 22.1% margin), KMPR has room to improve margins relative to the peer group. Compare KMPR vs HCI →

KMPR Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
KMPR logoKMPRCurrent
$39M$0.673.0%5.3%-53.4%—
HCI logoHCI
$314M$24.4033.2%37.8%+179.8%
PLMR logoPLMR
$197M$7.2122.5%23.6%+60.0%
ACGL logoACGL
$4.4B$11.7022.1%19.5%+3.8%
KINS logoKINS
$41M$2.8320.5%43.0%+94.6%
PGR logoPGR
$10.7B$18.2111.3%37.0%+118.8%
Best in group
Lowest in group

KMPR Historical Earnings Data (1990–2025)

36 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$143M-54.9%$161M$2.293.0%3.3%
2024$318M+216.8%$389M$4.916.9%8.4%
2023-$272M+5.1%-$347M$-4.25-5.5%-7.0%
2022-$287M-131.7%-$371M$-4.72-5.3%-6.8%
2021-$124M-130.2%-$249M$-1.88-2.2%-4.4%
2020$410M-22.8%$510M$6.147.9%9.8%
2019$531M+179.4%$662M$7.9610.6%13.2%
2018$190M+57.2%$199M$3.245.2%5.4%
2017$121M+619.6%$161M$2.334.5%6.0%
2016$17M-80.4%$4M$0.330.7%0.1%

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KMPR — Frequently Asked Questions

Quick answers to the most common questions about buying KMPR stock.

Is KMPR growing earnings?

KMPR EPS fell to $0.67, with earnings declining -53.4%. This contrasts with the 5-year CAGR of -17.9%. TTM net income dropped to $39M.

What are KMPR's profit margins?

Kemper Corporation net margin is +3.0%, with operating margin at +3.3%. Below-average margins reflect competitive or cost pressures.

How consistent are KMPR's earnings?

KMPR earnings data spans 1990-2025. The declining earnings trend is -53.4% YoY. Historical data enables comparison across business cycles.

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KMPR Earnings Over Time (2014–2025)

Net income and EPS trends