Katapult Holdings, Inc. (KPLT) Financial Ratios
8 years of historical data (2018–2025) · Technology · Software - Infrastructure
EV/EBITDA
↓
0.45
↓-63% vs avg
5yr avg: 1.21
30Y Low0.5·High9.7
P/FCF
N/A
—
5yr avg: 371.96
P/B Ratio
N/A
—
5yr avg: 6.66
30Y Low6.7·High6.7
ROE
↓
N/A
—
5yr avg: -51.3%
30Y Low-209%·High106%
Debt/EBITDA
↓
0.41
↓-49% vs avg
5yr avg: 0.80
30Y Low0.4·High2.9
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
KPLT Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Katapult Holdings, Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $31M | $32M | $29M | $45M | $94M | $272M | $399M | $311M | — |
| Enterprise Value | $88M | $89M | $139M | $113M | $135M | $281M | $444M | $366M | — |
| P/E Ratio → | -59.27 | — | — | — | — | 12.96 | 26.04 | — | — |
| P/S Ratio | 0.11 | 0.11 | 0.12 | 0.20 | 0.45 | 0.90 | 1.61 | 3.39 | — |
| P/B Ratio | — | — | — | — | — | 6.66 | — | — | — |
| P/FCF | — | — | — | — | — | 371.96 | — | — | — |
| P/OCF | — | — | — | — | — | 125.36 | — | — | — |
P/E links to full P/E history page with 30-year chart
KPLT EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Katapult Holdings, Inc.'s enterprise value stands at 0.5x EBITDA, 63% below its 5-year average of 1.2x. The Technology sector median is 16.6x, placing the stock at a 97% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.31 | 0.56 | 0.51 | 0.64 | 0.93 | 1.80 | 3.99 | — |
| EV / EBITDA | 0.45 | 0.46 | 1.05 | 1.05 | 1.52 | 1.97 | 2.99 | 9.72 | — |
| EV / EBIT | 3.03 | 4.01 | 6.78 | 11.09 | — | 7.35 | 12.13 | — | — |
| EV / FCF | — | — | — | — | — | 384.84 | — | — | — |
KPLT Profitability
Margins and return-on-capital ratios measuring operating efficiency
Katapult Holdings, Inc. earns an operating margin of 9.9%. Operating margins have expanded from -8.5% to 9.9% over the past 3 years, signaling improving operational efficiency. ROIC of 39.6% represents excellent returns on invested capital.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | -28.9% | -28.9% | 18.5% | 18.8% | 17.9% | 29.4% | 32.3% | 22.5% | 12.8% |
| Operating Margin | 9.9% | 9.9% | -3.3% | -8.5% | -13.6% | -0.5% | 14.9% | -10.2% | -30.3% |
| Net Profit Margin | 0.5% | 0.5% | -10.5% | -16.5% | -19.3% | 7.0% | 9.1% | -20.5% | -54.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | — | — | — | — | -209.0% | 106.4% | — | — | — |
| ROA | 1.4% | 1.4% | -26.7% | -31.8% | -27.3% | 13.9% | 23.9% | -53.7% | -111.8% |
| ROIC | 39.6% | 39.6% | -11.7% | -35.3% | -47.8% | -2.6% | 73.4% | -32.1% | — |
| ROCE | — | — | -124.2% | -27.1% | -24.7% | -1.2% | 50.7% | -50.6% | -92.3% |
KPLT Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Katapult Holdings, Inc. carries a Debt/EBITDA ratio of 0.4x, which is very conservative (86% below the sector average of 2.9x). Net debt stands at $57M ($79M total debt minus $22M cash). Interest coverage of just 1.1x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | — | — | — | — | — | 2.50 | — | — | — |
| Debt / EBITDA | 0.41 | 0.41 | 0.85 | 0.84 | 1.20 | 0.72 | 0.75 | 1.66 | 2.93 |
| Net Debt / Equity | — | — | — | — | — | 0.23 | — | — | — |
| Net Debt / EBITDA | 0.29 | 0.29 | 0.83 | 0.64 | 0.46 | 0.07 | 0.30 | 1.46 | 2.81 |
| Debt / FCF | — | — | — | — | — | 12.88 | — | — | — |
| Interest Coverage | 1.08 | 1.08 | 1.09 | 0.57 | -1.10 | 2.32 | 2.69 | -1.19 | — |
KPLT Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.89x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 2.31x to 0.89x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.89 | 0.89 | 0.65 | 2.31 | 2.53 | 10.20 | 8.04 | 1.87 | 2.99 |
| Quick Ratio | 0.89 | 0.89 | 0.65 | 2.31 | 2.53 | 10.20 | 8.04 | 1.87 | 2.99 |
| Cash Ratio | 0.19 | 0.19 | 0.02 | 0.51 | 1.31 | 5.74 | 3.79 | 0.29 | 0.21 |
| Asset Turnover | — | 2.70 | 2.65 | 2.20 | 1.61 | 1.82 | 1.77 | 1.87 | 2.05 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | 8.24 | — | 2.42 | 2.42 | 3.67 | 9.42 |
KPLT Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Katapult Holdings, Inc. returns 1.9% to shareholders annually primarily through share buybacks.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | — | — | 7.7% | 3.8% | — | — |
| FCF Yield | — | — | — | — | — | 0.3% | — | — | — |
| Buyback Yield | 1.9% | 1.8% | 2.1% | 0.8% | 0.4% | 0.0% | 0.0% | 0.0% | — |
| Total Shareholder Yield | 1.9% | 1.8% | 2.1% | 0.8% | 0.4% | 0.0% | 0.0% | 0.0% | — |
| Shares Outstanding | — | $5M | $4M | $4M | $4M | $3M | $1M | $1M | $318587 |
Peer Comparison
Compare KPLT with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 KPLTYou | $31M | -59.3 | 0.5 | — | -28.9% | 9.9% | — | 39.6% | 0.4 |
 UPBD | $1B | 14.7 | 10.2 | 4.5 | 34.4% | 4.8% | 11.1% | 7.3% | 6.7 |
 PRAA | $605M | -2.0 | 1.2 | — | 99.2% | 33.9% | -27.3% | 11.2% | 0.1 |
 AFRM | $24B | 481.3 | 221.7 | 40.0 | 67.5% | -2.7% | 1.8% | -0.7% | 57.0 |
 SEZL | $5B | 42.1 | 30.0 | 25.3 | 85.4% | 39.3% | 103.3% | 52.7% | 0.8 |
 FOUR | $3B | 35.7 | 8.1 | 5.3 | 34.2% | 8.4% | 8.0% | 6.3% | 5.9 |
 LPRO | $370M | -87.7 | 33.5 | — | 75.5% | 6.4% | -5.5% | 2.3% | 10.5 |
 ATLC | $2B | 16.7 | 43.8 | 2.4 | 56.3% | 22.7% | 22.4% | 2.4% | 38.6 |
 CACC | $6B | 15.4 | 10.5 | 5.7 | 98.7% | 47.6% | 25.9% | 10.4% | 5.6 |
 OMF | $7B | 8.9 | 22.2 | 2.2 | 47.6% | 16.0% | 23.8% | 3.0% | 17.6 |
 WRLD | $916M | 11.1 | 8.5 | 3.7 | 70.0% | 28.1% | 20.8% | 12.1% | 3.1 |
| Technology Median | — | 28.3 | 16.6 | 18.8 | 48.8% | 0.2% | 1.6% | 2.7% | 2.9 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 8 years · Updated daily
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KPLT — Frequently Asked Questions
Quick answers to the most common questions about buying KPLT stock.
What is Katapult Holdings, Inc.'s P/E ratio?
Katapult Holdings, Inc.'s current P/E ratio is -59.3x. The historical average is 19.5x.
What is Katapult Holdings, Inc.'s EV/EBITDA?
Katapult Holdings, Inc.'s current EV/EBITDA is 0.5x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 2.7x.
Is KPLT stock overvalued?
Based on historical data, Katapult Holdings, Inc. is trading at a P/E of -59.3x. Compare with industry peers and growth rates for a complete picture.
What are Katapult Holdings, Inc.'s profit margins?
Katapult Holdings, Inc. has -28.9% gross margin and 9.9% operating margin.
How much debt does Katapult Holdings, Inc. have?
Katapult Holdings, Inc.'s Debt/EBITDA ratio is 0.4x, indicating low leverage. A ratio below 2x is generally considered financially healthy.