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KREF logoKKR Real Estate Finance Trust Inc. (KREF) Earnings History

Annual and quarterly earnings data from 2014 to 2025

TTM Net Income
-$104M
Net Loss
TTM EPS
$-1.61
Diluted
YoY EPS Growth
-652.6%
Declining
Net Margin
-10.3%
Profitability
Operating Margin59.3%
Gross Margin88.3%
ROE-3.6%
ROA-0.7%
Highest Annual Net Income$137M (2021)
Highest Quarterly EPS$0.68 (Q4 2021)
Consecutive Profitable Years0 years
Q1 2026
Net Income-$62M
EPS$-0.96
QoQ Growth-135.8%Declining

Loading earnings history...

KREF EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

KREF Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202588.3%59.3%-10.3%
202491.6%75.3%6.0%
202394.0%64.6%-4.7%
202291.4%61.6%8.7%
202189.6%86.1%48.0%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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KKR Real Estate Finance Trust Inc. (KREF) Earnings Overview

As of May 8, 2026, KKR Real Estate Finance Trust Inc. (KREF) reported trailing twelve-month net income of -$104M, reflecting -652.6% year-over-year growth. The company earned $-1.61 per diluted share over the past four quarters, with a net profit margin of -10.3%.

Looking at the long-term picture, KREF's historical earnings data spans multiple years. The company achieved its highest annual net income of $137M in fiscal 2021.

KKR Real Estate Finance Trust Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including BXMT ($104M net income, 7.2% margin), STWD ($412M net income, 21.9% margin), RC (-$229M net income, -45.8% margin), KREF has room to improve margins relative to the peer group. Compare KREF vs BXMT →

KREF Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
KREF logoKREFCurrent
-$104M$-1.61-10.3%-3.6%-652.6%—
BXMT logoBXMT
$104M$0.617.2%3.0%+154.7%
STWD logoSTWD
$412M$1.2221.9%5.6%+8.9%
RC logoRC
-$229M$-1.39-45.8%-12.8%+45.2%
GPMT logoGPMT
-$40M$-0.84-28.3%-7.0%+73.7%
TRTX logoTRTX
$61M$0.7818.1%5.5%-26.0%
Best in group
Lowest in group

KREF Historical Earnings Data (2014–2025)

12 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$47M-232.2%$272M$-1.05-10.3%59.3%
2024$36M+215.4%$446M$0.196.0%75.3%
2023-$31M-181.0%$426M$-0.78-4.7%64.6%
2022$38M-72.2%$269M$0.238.7%61.6%
2021$137M+152.2%$246M$2.2148.0%86.1%
2020$54M-39.5%$182M$0.9620.2%67.3%
2019$90M+0.2%$245M$1.5732.6%88.8%
2018$90M+51.9%$172M$1.6345.3%86.7%
2017$59M+89.6%$60M$1.3070.2%71.7%
2016$31M+85.9%$33M$0.6093.9%98.4%

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Compare KREF vs WELL

Side-by-side business, growth, and profitability comparison vs Welltower Inc..

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KREF — Frequently Asked Questions

Quick answers to the most common questions about buying KREF stock.

Is KREF growing earnings?

KREF EPS fell to $-1.61, with earnings declining -652.6%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-104M.

What are KREF's profit margins?

KKR Real Estate Finance Trust Inc. net margin is -10.3%, with operating margin at +59.3%. Below-average margins reflect competitive or cost pressures.

How consistent are KREF's earnings?

KREF earnings data spans 2014-2025. The declining earnings trend is -652.6% YoY. Historical data enables comparison across business cycles.

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KREF Earnings Over Time (2014–2025)

Net income and EPS trends